Yapi Ve Kredi Bankasi AS (HAM:YKS) 5-Year Yield-on-Cost %: 0.00 (As of Aug. 10, 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HAM:YKS Yapi Ve Kredi Bankasi AS HAM:YKS
67 GF Score
Price €3.72
GF Value €5.06
! 2 Warning Signs
View Full Analysis

What is Yapi Ve Kredi Bankasi AS 5-Year Yield-on-Cost %?

Yapi Ve Kredi Bankasi AS HAM:YKS 67 5-Year Yield-on-Cost % is 0.00 as of Aug. 10, 2026. GuruFocus rates HAM:YKS with a GF Score™ of 67/100 and a GF Value™ of €5.06. The stock has 2 warning signs investors should review. Among 1,247 Banks companies, Yapi Ve Kredi Bankasi AS ranks worse than 80192.38% on this metric.

Yapi Ve Kredi Bankasi AS's yield on cost for the quarter that ended in Jun. 2026 was 0.00.


The historical rank and industry rank for Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % or its related term are showing as below:


During the past 13 years, Yapi Ve Kredi Bankasi AS's highest Yield on Cost was 11.59. The lowest was 0.97. And the median was 3.61.


HAM:YKS's 5-Year Yield-on-Cost % is not ranked *
in the Banks industry.
Industry Median: 3.81
* Ranked among companies with meaningful 5-Year Yield-on-Cost % only.

Yapi Ve Kredi Bankasi AS  (HAM:YKS) 5-Year Yield-on-Cost % Explanation

Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.


Yapi Ve Kredi Bankasi AS 5-Year Yield-on-Cost % Related Terms


Yapi Ve Kredi Bankasi AS 5-Year Yield-on-Cost % Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS 5-Year Yield-on-Cost % vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % falls into.


HAM:YKS
67GF Score
Yapi Ve Kredi Bankasi AS HAM:YKS
5-Year Yield-on-Cost % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Yapi Ve Kredi Bankasi AS 5-Year Yield-on-Cost % Calculation

Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.

Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.

Therefore, Yield-on-Cost of Yapi Ve Kredi Bankasi AS is calculated as

Yield-on-Cost=Dividend Yield %*(1+Dividend Growth Rate)^5
Frequently Asked Questions Learn more about 5-Year Yield-on-Cost % →
What does a 5-Year Yield-on-Cost % of 0.00 mean?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a 5-Year Yield-on-Cost % of 0.00 as of Aug. 10, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. Over the past decade, Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % has ranged from 0.97 to 11.59. According to the industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #999999 out of 1247 companies in the Banks industry.
Is Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % too high?
Yapi Ve Kredi Bankasi AS's current 5-Year Yield-on-Cost % is 0.00. Over the past 10 years, this metric has ranged from a low of 0.97 to a high of 11.59. Based on the distribution chart, Yapi Ve Kredi Bankasi AS ranks #999999 out of 1247 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 67/100, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Yapi Ve Kredi Bankasi AS ranks #999999 out of 1247 companies for 5-Year Yield-on-Cost %. This places Yapi Ve Kredi Bankasi AS in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Historically, Yapi Ve Kredi Bankasi AS's own 5-Year Yield-on-Cost % has ranged from 0.97 to 11.59 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,247 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Yapi Ve Kredi Bankasi AS's current 5-Year Yield-on-Cost % is 0.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a current 5-Year Yield-on-Cost % of 0.00. The stock's GF Value™ is €5.06, compared to a current price of €3.72 — trading 26.5% below its estimated fair value. The current 5-Year Yield-on-Cost % is 0.00. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 67/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (HAM:YKS), the current 5-Year Yield-on-Cost % is 0.00 as of Aug. 10, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (HAM:YKS) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be undervalued. The current stock price of €3.72 is trading 26.5% below its estimated GF Value™ of €5.06.

Key valuation signals for HAM:YKS:

  • 5-Year Yield-on-Cost %: 0.00
  • GF Value™: €5.06 vs. price of €3.72 (26.5% below fair value)
  • GF Score™: 67/100 with 2 warning signs

No single metric tells the full story. See the HAM:YKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yapi Ve Kredi Bankasi AS Business Description

Other Exchanges YKBNK:Turkey
Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
67GF Score

Get the complete analysis for HAM:YKS

5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€5.06
GF Value