Yapi Ve Kredi Bankasi AS (HAM:YKS) ROE % Adjusted to Book Value: 5.16% (As of Mar. 2026)

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HAM:YKS Yapi Ve Kredi Bankasi AS HAM:YKS
65 GF Score
Price €3.72
GF Value €2.39
! 3 Warning Signs
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What is Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value?

Yapi Ve Kredi Bankasi AS HAM:YKS 65 ROE % Adjusted to Book Value is 5.16% as of Mar. 2026. GuruFocus rates HAM:YKS with a GF Score™ of 65/100 and a GF Value™ of €2.39. The stock has 3 warning signs investors should review.

Yapi Ve Kredi Bankasi AS's ROE % for the quarter that ended in Mar. 2026 was 30.50%. Yapi Ve Kredi Bankasi AS's PB Ratio for the quarter that ended in Mar. 2026 was 5.91. Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 5.16%.


Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value Related Terms


Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value Historical Data

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The historical data trend for Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value Chart

Yapi Ve Kredi Bankasi AS Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
ROE % Adjusted to Book Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.96 10.30 6.40 2.43 2.96

Yapi Ve Kredi Bankasi AS Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
ROE % Adjusted to Book Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.57 3.10 4.00 2.40 5.16

Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value Competitor Comparison

For the Banks - Regional subindustry, Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value falls into.


HAM:YKS
65GF Score
Yapi Ve Kredi Bankasi AS HAM:YKS
ROE % Adjusted to Book Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Yapi Ve Kredi Bankasi AS ROE % Adjusted to Book Value Calculation

Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=18.16% / 6.14
=2.96%

Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value=ROE % / PB Ratio
=30.50% / 5.91
=5.16%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a ROE % Adjusted to Book Value of 5.16% mean?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a ROE % Adjusted to Book Value of 5.16% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Yapi Ve Kredi Bankasi AS and its competitors.
Is Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value too high?
Yapi Ve Kredi Bankasi AS's current ROE % Adjusted to Book Value is 5.16%. Overall, Yapi Ve Kredi Bankasi AS has a GF Score™ of 65/100, reflecting its overall financial health beyond just this single metric.
How does Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value compare to competitors?
Yapi Ve Kredi Bankasi AS's ROE % Adjusted to Book Value of 5.16% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for a Banks company?
A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Yapi Ve Kredi Bankasi AS and its competitors. Yapi Ve Kredi Bankasi AS's current ROE % Adjusted to Book Value is 5.16%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Yapi Ve Kredi Bankasi AS stock overvalued right now?
Yapi Ve Kredi Bankasi AS (HAM:YKS) has a current ROE % Adjusted to Book Value of 5.16%. The stock's GF Value™ is €2.39, compared to a current price of €3.72 — trading 55.6% above its estimated fair value. The current ROE % Adjusted to Book Value is 5.16%. Yapi Ve Kredi Bankasi AS's overall GF Score™ is 65/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For Yapi Ve Kredi Bankasi AS (HAM:YKS), the current ROE % Adjusted to Book Value is 5.16% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Yapi Ve Kredi Bankasi AS (HAM:YKS) Overvalued in 2026?

Based on GuruFocus' analysis, Yapi Ve Kredi Bankasi AS stock appears to be overvalued. The current stock price of €3.72 is trading 55.6% above its estimated GF Value™ of €2.39.

Key valuation signals for HAM:YKS:

  • ROE % Adjusted to Book Value: 5.16%
  • GF Value™: €2.39 vs. price of €3.72 (55.6% above fair value)
  • GF Score™: 65/100 with 3 warning signs

No single metric tells the full story. See the HAM:YKS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Yapi Ve Kredi Bankasi AS Business Description

Other Exchanges YKBNK:Turkey
Address Yap Kredi Plaza D Blok Levent, Istanbul, TUR, 34330
Yapi Ve Kredi Bankasi AS is a private capital commercial bank authorised to perform all banking, economic, financial and commercial activities. The company's operating segments are Retail Banking, Corporate Banking, Commercial and SME Banking, Treasury asset-liability management and other. The company generates majority of revenue from retail Banking activities which include card payment systems, individual, individual portfolio, blue class, private banking. Retail Banking products and services offered to customers include card payment systems, consumer loans, commercial installment loans, time and demand deposits, gold banking, investment accounts, life and non-life insurance products and payroll services. It generates majority of income from Domestic country.
65GF Score

Get the complete analysis for HAM:YKS

ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€3.72
Price
€2.39
GF Value