Bac A Commercial Joint Stock Bank (HSTC:BAB) Net Loan: ₫127,916,209 Mil (As of Mar. 2026)

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HSTC:BAB Bac A Commercial Joint Stock Bank HSTC:BAB
70 GF Score
Price ₫11,300.00
GF Value ₫11,773.75
Valuation Fairly Valued
! 2 Warning Signs
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What is Bac A Commercial Joint Stock Bank Net Loan?

Bac A Commercial Joint Stock Bank HSTC:BAB +0.89% 70 Net Loan is ₫127,916,209 Mil as of Mar. 2026. GuruFocus rates HSTC:BAB with a GF Score™ of 70/100 and a GF Value™ of ₫11,773.75 (Fairly Valued). The stock has 2 warning signs investors should review.

Bac A Commercial Joint Stock Bank's quarterly net loan increased from Sep. 2025 (₫125,312,400 Mil) to Dec. 2025 (₫125,349,328 Mil) and increased from Dec. 2025 (₫125,349,328 Mil) to Mar. 2026 (₫127,916,209 Mil).

Bac A Commercial Joint Stock Bank's annual net loan increased from Dec. 2023 (₫100,414,311 Mil) to Dec. 2024 (₫125,349,328 Mil) and increased from Dec. 2024 (₫125,349,328 Mil) to Dec. 2025 (₫127,916,209 Mil).

Bac A Commercial Joint Stock Bank Net Loan Historical Data

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The historical data trend for Bac A Commercial Joint Stock Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bac A Commercial Joint Stock Bank Net Loan Chart

Bac A Commercial Joint Stock Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 85,453,970.00 93,930,810.00 100,414,311.00 111,797,226.00 125,349,328.00

Bac A Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 115,730,639.00 118,878,346.00 125,312,400.00 125,349,328.00 127,916,209.00
HSTC:BAB
70GF Score
Bac A Commercial Joint Stock Bank HSTC:BAB
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Bac A Commercial Joint Stock Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of ₫127,916,209 Mil mean?
Bac A Commercial Joint Stock Bank (HSTC:BAB) has a Net Loan of ₫127,916,209 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bac A Commercial Joint Stock Bank and its competitors.
Is Bac A Commercial Joint Stock Bank's Net Loan too high?
Bac A Commercial Joint Stock Bank's current Net Loan is ₫127,916,209 Mil. Overall, Bac A Commercial Joint Stock Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bac A Commercial Joint Stock Bank's Net Loan compare to competitors?
Bac A Commercial Joint Stock Bank's Net Loan of ₫127,916,209 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bac A Commercial Joint Stock Bank and its competitors. Bac A Commercial Joint Stock Bank's current Net Loan is ₫127,916,209 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac A Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank (HSTC:BAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,773.75, compared to a current price of ₫11,300.00 — trading 4% below its estimated fair value. The current Net Loan is ₫127,916,209 Mil. Bac A Commercial Joint Stock Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bac A Commercial Joint Stock Bank (HSTC:BAB), the current Net Loan is ₫127,916,209 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bac A Commercial Joint Stock Bank (HSTC:BAB) Overvalued in 2026?

Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫11,300.00 is trading 4% below its estimated GF Value™ of ₫11,773.75. GuruFocus considers Bac A Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for HSTC:BAB:

  • Net Loan: ₫127,916,209 Mil
  • GF Value™: ₫11,773.75 vs. price of ₫11,300.00 (4% below fair value)
  • GF Score™: 70/100 with 2 warning signs

No single metric tells the full story. See the HSTC:BAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bac A Commercial Joint Stock Bank Business Description

Address No. 117, Quang Trung Street, Quang Trung Ward, Nghe An Province, Vinh, VNM
Bac A Commercial Joint Stock Bank provides banking services like commercial banking products and services-including deposits, loans, and, international payments-to individual and institutional clients, with a specialized focus on investing in high-tech agriculture, health, and education sectors. The company's services include Guarantee service; Payment deposit; Trade finance; Insurance; Overseas and domestic fast money transfers and others.
70GF Score

Get the complete analysis for HSTC:BAB

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫11,300.00
Price
₫11,773.75
GF Value