Bac A Commercial Joint Stock Bank (HSTC:BAB) 3-1 Month Momentum %: 10.35% (As of Aug. 01, 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

HSTC:BAB Bac A Commercial Joint Stock Bank HSTC:BAB
72 GF Score
Price ₫10,500.00
GF Value ₫11,806.99
Valuation Modestly Undervalued
! 2 Warning Signs
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What is Bac A Commercial Joint Stock Bank 3-1 Month Momentum %?

Bac A Commercial Joint Stock Bank HSTC:BAB -0.94% 72 3-1 Month Momentum % is 10.35% as of Aug. 01, 2026. GuruFocus rates HSTC:BAB with a GF Score™ of 72/100 and a GF Value™ of ₫11,806.99 (Modestly Undervalued). The stock has 2 warning signs investors should review. Among 1,579 Banks companies, Bac A Commercial Joint Stock Bank ranks better than 77.77% on this metric.

3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-01), Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % is 10.35%.

The industry rank for Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % or its related term are showing as below:

HSTC:BAB's 3-1 Month Momentum % is ranked better than
77.77% of 1579 companies
in the Banks industry
Industry Median: 2.74 vs HSTC:BAB: 10.35

Bac A Commercial Joint Stock Bank  (HSTC:BAB) 3-1 Month Momentum % Explanation

Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.

The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.


Bac A Commercial Joint Stock Bank 3-1 Month Momentum % Related Terms


Bac A Commercial Joint Stock Bank 3-1 Month Momentum % Competitor Comparison

For the Banks - Regional subindustry, Bac A Commercial Joint Stock Bank's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bac A Commercial Joint Stock Bank 3-1 Month Momentum % vs Banks Industry

For the Banks industry and Financial Services sector, Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % distribution charts can be found below:

* The bar in red indicates where Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % falls into.


HSTC:BAB
72GF Score
Bac A Commercial Joint Stock Bank HSTC:BAB
3-1 Month Momentum % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bac A Commercial Joint Stock Bank  (HSTC:BAB) 3-1 Month Momentum % Calculation

3-1 Month Momentum % is calculated as following:

3-1 Month Momentum %=( Price 1-month ago / Price 3-month ago - 1 ) * 100 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about 3-1 Month Momentum % →
What does a 3-1 Month Momentum % of 10.35% mean?
Bac A Commercial Joint Stock Bank (HSTC:BAB) has a 3-1 Month Momentum % of 10.35% as of Aug. 01, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bac A Commercial Joint Stock Bank and its competitors. According to the industry distribution chart, Bac A Commercial Joint Stock Bank ranks #351 out of 1579 companies in the Banks industry, placing it in the top 22.2%.
Is Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % too high?
Bac A Commercial Joint Stock Bank's current 3-1 Month Momentum % is 10.35%. The Banks industry median 3-1 Month Momentum % is 2.74. Bac A Commercial Joint Stock Bank's value of 10.35% is 277.7% above this industry median. Based on the distribution chart, Bac A Commercial Joint Stock Bank ranks #351 out of 1579 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bac A Commercial Joint Stock Bank has a GF Score™ of 72/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Bac A Commercial Joint Stock Bank's 3-1 Month Momentum % compare to competitors?
According to the Banks industry distribution chart, Bac A Commercial Joint Stock Bank ranks #351 out of 1579 companies for 3-1 Month Momentum %. This places Bac A Commercial Joint Stock Bank in the top 22% of its industry — outperforming the majority of peers. The industry median 3-1 Month Momentum % is 2.74. Bac A Commercial Joint Stock Bank's value of 10.35% is 277.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.74, based on 1,579 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac A Commercial Joint Stock Bank's current 3-1 Month Momentum % of 10.35% is 277.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Bac A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac A Commercial Joint Stock Bank's current 3-1 Month Momentum % is 10.35%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac A Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank (HSTC:BAB) is currently considered Modestly Undervalued. The stock's GF Value™ is ₫11,806.99, compared to a current price of ₫10,500.00 — trading 11.1% below its estimated fair value. The current 3-1 Month Momentum % is 10.35% and 277.7% above the Banks industry median of 2.74. Bac A Commercial Joint Stock Bank's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Bac A Commercial Joint Stock Bank (HSTC:BAB), the current 3-1 Month Momentum % is 10.35% as of Aug. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bac A Commercial Joint Stock Bank (HSTC:BAB) Overvalued in 2026?

Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank stock appears to be undervalued. The current stock price of ₫10,500.00 is trading 11.1% below its estimated GF Value™ of ₫11,806.99. GuruFocus considers Bac A Commercial Joint Stock Bank to be Modestly Undervalued.

Key valuation signals for HSTC:BAB:

  • 3-1 Month Momentum %: 10.35%
  • GF Value™: ₫11,806.99 vs. price of ₫10,500.00 (11.1% below fair value)
  • GF Score™: 72/100 with 2 warning signs
  • Industry Position: 277.7% above the Banks median (#351 of 1579)

No single metric tells the full story. See the HSTC:BAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bac A Commercial Joint Stock Bank Business Description

Address No. 117, Quang Trung Street, Quang Trung Ward, Nghe An Province, Vinh, VNM
Bac A Commercial Joint Stock Bank provides banking services like commercial banking products and services-including deposits, loans, and, international payments-to individual and institutional clients, with a specialized focus on investing in high-tech agriculture, health, and education sectors. The company's services include Guarantee service; Payment deposit; Trade finance; Insurance; Overseas and domestic fast money transfers and others.
72GF Score

Get the complete analysis for HSTC:BAB

3-1 Month Momentum % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫10,500.00
Price
₫11,806.99
GF Value