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The historical rank and industry rank for Bac A Commercial Joint Stock Bank's Equity-to-Asset or its related term are showing as below:
HSTC:BAB'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07 Med: 0.07 Max: 0.08
Current: 0.07
During the past 6 years, the highest Equity to Asset Ratio of Bac A Commercial Joint Stock Bank was 0.08. The lowest was 0.07. And the median was 0.07.
HSTC:BAB's Equity-to-Asset is ranked worse than 76.82% of 1523
companies
in the Banks industry
Industry Median: 0.1
vs HSTC:BAB: 0.07
Bac A Commercial Joint Stock Bank (HSTC:BAB) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Bac A Commercial Joint Stock Bank Equity-to-Asset Related Terms
Bac A Commercial Joint Stock Bank Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bac A Commercial Joint Stock Bank Equity-to-Asset Chart
Bac A Commercial Joint Stock Bank Equity-to-Asset Competitor Comparison
For the Banks - Regional subindustry, Bac A Commercial Joint Stock Bank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bac A Commercial Joint Stock Bank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Bac A Commercial Joint Stock Bank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Bac A Commercial Joint Stock Bank's Equity-to-Asset falls into.
Bac A Commercial Joint Stock Bank Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bac A Commercial Joint Stock Bank (HSTC:BAB) has a Equity-to-Asset of 0.06 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bac A Commercial Joint Stock Bank and its competitors. This is 14% below median its historical median of 0.07. Over the past decade, Bac A Commercial Joint Stock Bank's Equity-to-Asset has ranged from 0.07 to 0.08. According to the industry distribution chart, Bac A Commercial Joint Stock Bank ranks #1170 out of 1523 companies in the Banks industry, placing it in the top 76.8%.
Is Bac A Commercial Joint Stock Bank's Equity-to-Asset too high?
Bac A Commercial Joint Stock Bank's current Equity-to-Asset of 0.06 is 14% below median its 10-year median of 0.07. Over the past 10 years, this metric has ranged from a low of 0.07 to a high of 0.08. The Banks industry median Equity-to-Asset is 0.10. Bac A Commercial Joint Stock Bank's value of 0.06 is 40% below this industry median. Based on the distribution chart, Bac A Commercial Joint Stock Bank ranks #1170 out of 1523 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bac A Commercial Joint Stock Bank has a GF Score™ of 71/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bac A Commercial Joint Stock Bank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Bac A Commercial Joint Stock Bank ranks #1170 out of 1523 companies for Equity-to-Asset. This places Bac A Commercial Joint Stock Bank in the lower half of its industry. The industry median Equity-to-Asset is 0.10. Bac A Commercial Joint Stock Bank's value of 0.06 is 40% below this benchmark. Historically, Bac A Commercial Joint Stock Bank's own Equity-to-Asset has ranged from 0.07 to 0.08 over the past decade. While the company's 10-year median is 0.07 vs. the industry median of 0.10, Bac A Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac A Commercial Joint Stock Bank's current Equity-to-Asset of 0.06 is 40% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Bac A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac A Commercial Joint Stock Bank's current Equity-to-Asset is 0.06, which is 14% below median its own 10-year median of 0.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac A Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank (HSTC:BAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,837.67, compared to a current price of ₫10,800.00 — trading 8.8% below its estimated fair value. The current Equity-to-Asset is 0.06, which is 14% below median its 10-year median of 0.07 and 40% below the Banks industry median of 0.10. Bac A Commercial Joint Stock Bank's overall GF Score™ is 71/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Bac A Commercial Joint Stock Bank (HSTC:BAB), the current Equity-to-Asset is 0.06 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bac A Commercial Joint Stock Bank (HSTC:BAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫10,800.00 is trading 8.8% below its estimated GF Value™ of ₫11,837.67.
GuruFocus considers Bac A Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for HSTC:BAB:
Equity-to-Asset: 0.06 (14% below median its 10-year median of 0.07)
GF Value™: ₫11,837.67 vs. price of ₫10,800.00 (8.8% below fair value)
Industry Position: 40% below the Banks median (#1170 of 1523)
No single metric tells the full story. See the HSTC:BAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bac A Commercial Joint Stock Bank provides banking services like commercial banking products and services-including deposits, loans, and, international payments-to individual and institutional clients, with a specialized focus on investing in high-tech agriculture, health, and education sectors. The company's services include Guarantee service; Payment deposit; Trade finance; Insurance; Overseas and domestic fast money transfers and others.
71GF Score
Get the complete analysis for HSTC:BAB
Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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