Bac A Commercial Joint Stock Bank (HSTC:BAB) OCF Margin %: 429.44% (As of Mar. 2026) — 840% Above Median


HSTC:BAB Bac A Commercial Joint Stock Bank HSTC:BAB
70 GF Score
Price ₫12,000.00
GF Value ₫11,712.39
Valuation Fairly Valued
! 2 Warning Signs
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What is Bac A Commercial Joint Stock Bank OCF Margin %?

Bac A Commercial Joint Stock Bank HSTC:BAB +0.78% 70 OCF Margin % is 429.44% as of Mar. 2026, which is 840% above its 10-year median of 45.68. GuruFocus rates HSTC:BAB with a GF Score™ of 70/100 and a GF Value™ of ₫11,712.39 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,500 Banks companies, Bac A Commercial Joint Stock Bank ranks better than 98.27% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bac A Commercial Joint Stock Bank's Cash Flow from Operations for the three months ended in Mar. 2026 was ₫3,767,915 Mil. Bac A Commercial Joint Stock Bank's Revenue for the three months ended in Mar. 2026 was ₫877,405 Mil. Therefore, Bac A Commercial Joint Stock Bank's OCF Margin % for the quarter that ended in Mar. 2026 was 429.44%.

As of today, Bac A Commercial Joint Stock Bank's current OCF Yield % is 120.91%.

The historical rank and industry rank for Bac A Commercial Joint Stock Bank's OCF Margin % or its related term are showing as below:

HSTC:BAB' s OCF Margin % Range Over the Past 10 Years
Min: -189.71   Med: 45.68   Max: 350.87
Current: 416.78


During the past 6 years, the highest OCF Margin % of Bac A Commercial Joint Stock Bank was 350.87%. The lowest was -189.71%. And the median was 45.68%.

HSTC:BAB's OCF Margin % is ranked better than
98.27% of 1500 companies
in the Banks industry
Industry Median: 29.44 vs HSTC:BAB: 416.78


Bac A Commercial Joint Stock Bank OCF Margin % Related Terms


Bac A Commercial Joint Stock Bank OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bac A Commercial Joint Stock Bank's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bac A Commercial Joint Stock Bank OCF Margin % Chart

Bac A Commercial Joint Stock Bank Annual Data
Trend Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Margin %
Get a 7-Day Free Trial -189.71 46.98 44.37 -98.57 350.87

Bac A Commercial Joint Stock Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 163.23 1,488.58 -837.22 346.01 429.44

Bac A Commercial Joint Stock Bank OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bac A Commercial Joint Stock Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bac A Commercial Joint Stock Bank OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bac A Commercial Joint Stock Bank's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bac A Commercial Joint Stock Bank's OCF Margin % falls into.


HSTC:BAB
70GF Score
Bac A Commercial Joint Stock Bank HSTC:BAB
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bac A Commercial Joint Stock Bank OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bac A Commercial Joint Stock Bank's OCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

OCF Margin=Cash Flow from Operations (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=14247383/4060594
=350.87 %

Bac A Commercial Joint Stock Bank's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=3767915/877405
=429.44 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 429.44% mean?
Bac A Commercial Joint Stock Bank (HSTC:BAB) has a OCF Margin % of 429.44% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bac A Commercial Joint Stock Bank and its competitors. This is 840% above median its historical median of 45.68. According to the industry distribution chart, Bac A Commercial Joint Stock Bank ranks #26 out of 1500 companies in the Banks industry, placing it in the top 1.7%.
Is Bac A Commercial Joint Stock Bank's OCF Margin % too high?
Bac A Commercial Joint Stock Bank's current OCF Margin % of 429.44% is 840% above median its 10-year median of 45.68. The Banks industry median OCF Margin % is 29.44. Bac A Commercial Joint Stock Bank's value of 429.44% is 1358.7% above this industry median. Based on the distribution chart, Bac A Commercial Joint Stock Bank ranks #26 out of 1500 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bac A Commercial Joint Stock Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bac A Commercial Joint Stock Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bac A Commercial Joint Stock Bank ranks #26 out of 1500 companies for OCF Margin %. This places Bac A Commercial Joint Stock Bank in the top 2% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Bac A Commercial Joint Stock Bank's value of 429.44% is 1358.7% above this benchmark. While the company's 10-year median is 45.68 vs. the industry median of 29.44, Bac A Commercial Joint Stock Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,500 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac A Commercial Joint Stock Bank's current OCF Margin % of 429.44% is 1358.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bac A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac A Commercial Joint Stock Bank's current OCF Margin % is 429.44%, which is 840% above median its own 10-year median of 45.68. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac A Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank (HSTC:BAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,712.39, compared to a current price of ₫12,000.00 — trading 2.5% above its estimated fair value. The current OCF Margin % is 429.44%, which is 840% above median its 10-year median of 45.68 and 1358.7% above the Banks industry median of 29.44. Bac A Commercial Joint Stock Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bac A Commercial Joint Stock Bank (HSTC:BAB), the current OCF Margin % is 429.44% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bac A Commercial Joint Stock Bank (HSTC:BAB) Overvalued in 2026?

Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank stock appears to be overvalued. The current stock price of ₫12,000.00 is trading 2.5% above its estimated GF Value™ of ₫11,712.39. GuruFocus considers Bac A Commercial Joint Stock Bank to be Fairly Valued.

Key valuation signals for HSTC:BAB:

  • OCF Margin %: 429.44% (840% above median its 10-year median of 45.68)
  • GF Value™: ₫11,712.39 vs. price of ₫12,000.00 (2.5% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 1358.7% above the Banks median (#26 of 1500)

No single metric tells the full story. See the HSTC:BAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bac A Commercial Joint Stock Bank Business Description

Address No. 117, Quang Trung Street, Quang Trung Ward, Nghe An Province, Vinh, VNM
Bac A Commercial Joint Stock Bank provides banking services like commercial banking products and services-including deposits, loans, and, international payments-to individual and institutional clients, with a specialized focus on investing in high-tech agriculture, health, and education sectors. The company's services include Guarantee service; Payment deposit; Trade finance; Insurance; Overseas and domestic fast money transfers and others.
70GF Score

Get the complete analysis for HSTC:BAB

OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₫12,000.00
Price
₫11,712.39
GF Value