* The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
HSTC:BAB'
s PEG Ratio Range Over the Past 10 Years
Min: 1.21 Med: 1.25 Max: 1.42
Current: 1.34
During the past 6 years, Bac A Commercial Joint Stock Bank's highest PEG Ratio was 1.42. The lowest was 1.21. And the median was 1.25.
HSTC:BAB's PEG Ratio is ranked better than 54.02% of 1231
companies
in the Banks industry
Industry Median: 1.52
vs HSTC:BAB: 1.34
Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.
Bac A Commercial Joint Stock Bank (HSTC:BAB) PEG Ratio Explanation
To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.
Bac A Commercial Joint Stock Bank PEG Ratio Related Terms
Bac A Commercial Joint Stock Bank PEG Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bac A Commercial Joint Stock Bank PEG Ratio Competitor Comparison
For the Banks - Regional subindustry, Bac A Commercial Joint Stock Bank's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bac A Commercial Joint Stock Bank PEG Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Bac A Commercial Joint Stock Bank's PEG Ratio distribution charts can be found below:
* The bar in red indicates where Bac A Commercial Joint Stock Bank's PEG Ratio falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
* Note: The 5-Year Book Value Growth Rate is the 5-year average Book Value per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.
Bac A Commercial Joint Stock Bank (HSTC:BAB) has a PEG Ratio of 1.34 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bac A Commercial Joint Stock Bank and its competitors. This is near median its historical median of 1.25. Over the past decade, Bac A Commercial Joint Stock Bank's PEG Ratio has ranged from 1.21 to 1.42. According to the industry distribution chart, Bac A Commercial Joint Stock Bank ranks #566 out of 1231 companies in the Banks industry, placing it in the top 46%.
Is Bac A Commercial Joint Stock Bank's PEG Ratio too high?
Bac A Commercial Joint Stock Bank's current PEG Ratio of 1.34 is near median its 10-year median of 1.25. Over the past 10 years, this metric has ranged from a low of 1.21 to a high of 1.42. The Banks industry median PEG Ratio is 1.52. Bac A Commercial Joint Stock Bank's value of 1.34 is 11.8% below this industry median. Based on the distribution chart, Bac A Commercial Joint Stock Bank ranks #566 out of 1231 companies in the Banks industry, which is above the industry midpoint. Overall, Bac A Commercial Joint Stock Bank has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bac A Commercial Joint Stock Bank's PEG Ratio compare to competitors?
According to the Banks industry distribution chart, Bac A Commercial Joint Stock Bank ranks #566 out of 1231 companies for PEG Ratio. This puts Bac A Commercial Joint Stock Bank in the upper half of its industry. The industry median PEG Ratio is 1.52. Bac A Commercial Joint Stock Bank's value of 1.34 is 11.8% below this benchmark. Historically, Bac A Commercial Joint Stock Bank's own PEG Ratio has ranged from 1.21 to 1.42 over the past decade. While the company's 10-year median is 1.25 vs. the industry median of 1.52, Bac A Commercial Joint Stock Bank has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for a Banks company?
The median PEG Ratio among Banks companies is 1.52, based on 1,231 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bac A Commercial Joint Stock Bank's current PEG Ratio of 1.34 is 11.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on Bac A Commercial Joint Stock Bank and its competitors. For the Banks industry, the median PEG Ratio is 1.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bac A Commercial Joint Stock Bank's current PEG Ratio is 1.34, which is near median its own 10-year median of 1.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bac A Commercial Joint Stock Bank stock overvalued right now?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank (HSTC:BAB) is currently considered Fairly Valued. The stock's GF Value™ is ₫11,714.95, compared to a current price of ₫11,600.00 — trading 1% below its estimated fair value. The current PEG Ratio is 1.34, which is near median its 10-year median of 1.25 and 11.8% below the Banks industry median of 1.52. Bac A Commercial Joint Stock Bank's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For Bac A Commercial Joint Stock Bank (HSTC:BAB), the current PEG Ratio is 1.34 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bac A Commercial Joint Stock Bank (HSTC:BAB) Overvalued in 2026?
Based on GuruFocus' analysis, Bac A Commercial Joint Stock Bank stock appears to be undervalued.
The current stock price of ₫11,600.00 is trading 1% below its estimated GF Value™ of ₫11,714.95.
GuruFocus considers Bac A Commercial Joint Stock Bank to be Fairly Valued.
Key valuation signals for HSTC:BAB:
PEG Ratio: 1.34 (near median its 10-year median of 1.25)
GF Value™: ₫11,714.95 vs. price of ₫11,600.00 (1% below fair value)
Industry Position: 11.8% below the Banks median (#566 of 1231)
No single metric tells the full story. See the HSTC:BAB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Bac A Commercial Joint Stock Bank Business Description
Bac A Commercial Joint Stock Bank provides banking services like commercial banking products and services-including deposits, loans, and, international payments-to individual and institutional clients, with a specialized focus on investing in high-tech agriculture, health, and education sectors. The company's services include Guarantee service; Payment deposit; Trade finance; Insurance; Overseas and domestic fast money transfers and others.
70GF Score
Get the complete analysis for HSTC:BAB
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