Credito Emiliano (MIL:CE) Net Loan: €46,243 Mil (As of Mar. 2026)

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MIL:CE Credito Emiliano MIL:CE
54 GF Score
Price €19.14
GF Value €9.93
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Credito Emiliano Net Loan?

Credito Emiliano MIL:CE +1.86% 54 Net Loan is €46,243 Mil as of Mar. 2026. GuruFocus rates MIL:CE with a GF Score™ of 54/100 and a GF Value™ of €9.93 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Credito Emiliano's quarterly net loan declined from Sep. 2025 (€46,946 Mil) to Dec. 2025 (€34,795 Mil) but then increased from Dec. 2025 (€34,795 Mil) to Mar. 2026 (€46,243 Mil).

Credito Emiliano's annual net loan increased from Dec. 2023 (€33,226 Mil) to Dec. 2024 (€34,795 Mil) and increased from Dec. 2024 (€34,795 Mil) to Dec. 2025 (€46,243 Mil).

Credito Emiliano Net Loan Historical Data

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The historical data trend for Credito Emiliano's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano Net Loan Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 31,057.81 32,265.57 33,225.92 33,731.47 34,795.39

Credito Emiliano Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 45,137.13 33,916.19 46,945.57 34,795.39 46,243.15
MIL:CE
54GF Score
Credito Emiliano MIL:CE
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of €46,243 Mil mean?
Credito Emiliano (MIL:CE) has a Net Loan of €46,243 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Credito Emiliano and its competitors.
Is Credito Emiliano's Net Loan too high?
Credito Emiliano's current Net Loan is €46,243 Mil. Overall, Credito Emiliano has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Net Loan compare to competitors?
Credito Emiliano's Net Loan of €46,243 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current Net Loan is €46,243 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (MIL:CE) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.93, compared to a current price of €19.14 — trading 92.7% above its estimated fair value. The current Net Loan is €46,243 Mil. Credito Emiliano's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Credito Emiliano (MIL:CE), the current Net Loan is €46,243 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (MIL:CE) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of €19.14 is trading 92.7% above its estimated GF Value™ of €9.93. GuruFocus considers Credito Emiliano to be Significantly Overvalued.

Key valuation signals for MIL:CE:

  • Net Loan: €46,243 Mil
  • GF Value™: €9.93 vs. price of €19.14 (92.7% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the MIL:CE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credito Emiliano Business Description

Other Exchanges 0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
54GF Score

Get the complete analysis for MIL:CE

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.14
Price
€9.93
GF Value