Credito Emiliano (MIL:CE) Growth Rank: 4 (As of Jul. 24, 2026) — 20% Below Median

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Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
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Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

MIL:CE Credito Emiliano MIL:CE
54 GF Score
Price €18.40
GF Value €9.94
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Credito Emiliano Growth Rank?

Credito Emiliano MIL:CE -3.06% 54 Growth Rank is 4 as of Jul. 24, 2026, which is 20% below its 10-year median of 5.00. GuruFocus rates MIL:CE with a GF Score™ of 54/100 and a GF Value™ of €9.94 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Credito Emiliano has the Growth Rank of 4.

GuruFocus Growth Rank measures the growth of a company in terms of its revenue and profitability, rated on a scale from 1 to 10. Historically, the companies with the highest growth ranks performed the best over the long term. It is calculated using the following criteria:

1. 5-year revenue growth rate, the higher, the better.
2. 3-year revenue growth rate, the higher, the better.
3. 5-year EBITDA growth rate, the higher, the better.
4. The predictability of 5-year revenue. The most consistent it is, the higher the rank.

A higher score reflects a greater ability to drive business growth, with companies considered to have strong and sustainable expansion potential. Conversely, a lower score indicates challenges in achieving consistent growth and scalability.

GuruFocus found that the Growth Rank is the second of the two most-sensitive parameters among the five parameters checked. Please click GF Score to see more details on GF Score's 5 Key Aspects of Analysis.

Please note that we are using the five-year EBITDA growth rate as a parameter, so the company needs to have had positive growth over that time. The reason we use EBITDA instead of earnings per share is that with EBITDA, we can rank a lot more companies since a company may have positive EBITDA but negative EPS. Since we are looking at the growth here, EBITDA gives us a pretty clear picture about the growth in the company's business operations.

Credito Emiliano Growth Rank Related Terms

Credito Emiliano Growth Rank Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's Growth Rank, along with its competitors' market caps and Growth Rank data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Emiliano Growth Rank vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's Growth Rank distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's Growth Rank falls into.


MIL:CE
54GF Score
Credito Emiliano MIL:CE
Growth Rank is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Growth Rank →
What does a Growth Rank of 4 mean?
Credito Emiliano (MIL:CE) has a Growth Rank of 4 as of Jul. 24, 2026. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credito Emiliano and its competitors. This is 20% below median its historical median of 5.00. Over the past decade, Credito Emiliano's Growth Rank has ranged from 2.00 to 9.00.
Is Credito Emiliano's Growth Rank too high?
Credito Emiliano's current Growth Rank of 4 is 20% below median its 10-year median of 5.00. Over the past 10 years, this metric has ranged from a low of 2.00 to a high of 9.00. Overall, Credito Emiliano has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Growth Rank compare to competitors?
Credito Emiliano's Growth Rank of 4 can be compared against companies in the Banks industry. Historically, Credito Emiliano's own Growth Rank has ranged from 2.00 to 9.00 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Growth Rank for a Banks company?
A good Growth Rank depends on the Banks industry context. However, Growth Rank should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Growth Rank mean?
A high Growth Rank can signal that a stock is expensive relative to its fundamentals. Growth Rank measures the growth of a company in terms of its revenue and profitability. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current Growth Rank is 4, which is 20% below median its own 10-year median of 5.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (MIL:CE) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.94, compared to a current price of €18.40 — trading 85.1% above its estimated fair value. The current Growth Rank is 4, which is 20% below median its 10-year median of 5.00. Credito Emiliano's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Growth Rank calculated?
Growth Rank is calculated from a company's financial statements. For Credito Emiliano (MIL:CE), the current Growth Rank is 4 as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (MIL:CE) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of €18.40 is trading 85.1% above its estimated GF Value™ of €9.94. GuruFocus considers Credito Emiliano to be Significantly Overvalued.

Key valuation signals for MIL:CE:

  • Growth Rank: 4 (20% below median its 10-year median of 5.00)
  • GF Value™: €9.94 vs. price of €18.40 (85.1% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the MIL:CE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credito Emiliano Business Description

Other Exchanges 0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
54GF Score

Get the complete analysis for MIL:CE

Growth Rank is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€18.40
Price
€9.94
GF Value