Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Credito EmilianoMIL:CE -0.48%49 3-Year Dividend Growth Rate is 35.70% as of Jun. 2026, which is 253% above its 10-year median of 10.10. GuruFocus rates MIL:CE with a GF Score™ of 49/100 and a GF Value™ of €11.24 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 958 Banks companies, Credito Emiliano ranks better than 86.01% on this metric.
The historical rank and industry rank for Credito Emiliano's 3-Year Dividend Growth Rate or its related term are showing as below:
MIL:CE'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -38.9 Med: 10.1 Max: 48.1
Current: 35.7
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Credito Emiliano was 48.10% per year. The lowest was -38.90% per year. And the median was 10.10% per year.
MIL:CE's 3-Year Dividend Growth Rate is ranked better than 86.01% of 958
companies
in the Banks industry
Industry Median: 10.1
vs MIL:CE: 35.70
During the past 12 months, Credito Emiliano's average Dividends Per Share Growth Rate was -21.10% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 35.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 13 years, the highest Dividend Payout Ratio of Credito Emiliano was 0.46. The lowest was 0.20. And the median was 0.32.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Credito Emiliano Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
EUR 0.750000
2026-05-18
2026-05-19
2026-05-20
Cash Dividend
annually
EUR:EUR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Credito Emiliano's Dividend Yield (%) for Today is calculated as
Current Share Price is €20.58.
Credito Emiliano's Dividends per Share for the trailing twelve months (TTM) ended in Today is €0.75.
During the past 13 years, the highest Dividend Yield of Credito Emiliano was 7.70%. The lowest was 1.91%. And the median was 3.95%.
Warning Sign:
Credito Emiliano stock Dividend Yield % is close to 2-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito Emiliano 3-Year Dividend Growth Rate Related Terms>
For the Banks - Regional subindustry, Credito Emiliano's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credito Emiliano 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Credito Emiliano's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Credito Emiliano's 3-Year Dividend Growth Rate falls into.
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 35.70% mean?
Credito Emiliano (MIL:CE) has a 3-Year Dividend Growth Rate of 35.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credito Emiliano and its competitors. This is 253% above median its historical median of 10.10. According to the industry distribution chart, Credito Emiliano ranks #134 out of 958 companies in the Banks industry, placing it in the top 14%.
Is Credito Emiliano's 3-Year Dividend Growth Rate too high?
Credito Emiliano's current 3-Year Dividend Growth Rate of 35.70% is 253% above median its 10-year median of 10.10. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Credito Emiliano's value of 35.70% is 253.5% above this industry median. Based on the distribution chart, Credito Emiliano ranks #134 out of 958 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Credito Emiliano has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's 3-Year Dividend Growth Rate compare to competitors?
According to the Banks industry distribution chart, Credito Emiliano ranks #134 out of 958 companies for 3-Year Dividend Growth Rate. This places Credito Emiliano in the top 14% of its industry — outperforming the majority of peers. The industry median 3-Year Dividend Growth Rate is 10.10. Credito Emiliano's value of 35.70% is 253.5% above this benchmark. While the company's 10-year median is 10.10 vs. the industry median of 10.10, Credito Emiliano has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito Emiliano's current 3-Year Dividend Growth Rate of 35.70% is 253.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Credito Emiliano and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito Emiliano's current 3-Year Dividend Growth Rate is 35.70%, which is 253% above median its own 10-year median of 10.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (MIL:CE) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.24, compared to a current price of €20.58 — trading 83.1% above its estimated fair value. The current 3-Year Dividend Growth Rate is 35.70%, which is 253% above median its 10-year median of 10.10 and 253.5% above the Banks industry median of 10.10. Credito Emiliano's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Credito Emiliano (MIL:CE), the current 3-Year Dividend Growth Rate is 35.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Credito Emiliano (MIL:CE) Overvalued in 2026?
Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued.
The current stock price of €20.58 is trading 83.1% above its estimated GF Value™ of €11.24.
GuruFocus considers Credito Emiliano to be Significantly Overvalued.
Key valuation signals for MIL:CE:
3-Year Dividend Growth Rate: 35.70% (253% above median its 10-year median of 10.10)
GF Value™: €11.24 vs. price of €20.58 (83.1% above fair value)
Industry Position: 253.5% above the Banks median (#134 of 958)
No single metric tells the full story. See the MIL:CE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
49GF Score
Get the complete analysis for MIL:CE
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
MIL:CE has been successfully added to your 
