Credito Emiliano (MIL:CE) 1-Year Sharpe Ratio: 1.90 (As of Jul. 17, 2026)

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Director of Data and Quant Analytics at GuruFocus
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MIL:CE Credito Emiliano MIL:CE
55 GF Score
Price €19.19
GF Value €9.92
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Credito Emiliano 1-Year Sharpe Ratio?

Credito Emiliano MIL:CE +0.73% 55 1-Year Sharpe Ratio is 1.90 as of Jul. 17, 2026. GuruFocus rates MIL:CE with a GF Score™ of 55/100 and a GF Value™ of €9.92 (Significantly Overvalued). The stock has 7 warning signs investors should review.

The 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk over the past year. As of today (2026-07-17), Credito Emiliano's 1-Year Sharpe Ratio is 1.90.

Credito Emiliano  (MIL:CE) 1-Year Sharpe Ratio Explanation

The 1-Year Sharpe Ratio inidicates the risk-adjusted return of an investment over the past year. It is calculated as the annualized result of the average monthly excess return divided by its standard deviation over the past year. The monthly excess return is the monthly investment return minus the monthly risk-free rate (typically the 10-year Treasury Constant Maturity Rate). If the risk-free rate for a specific region is not available, U.S. data is used by default.

The greater a portfolio's Sharpe Ratio, the better its risk-adjusted performance. A negative Sharpe Ratio means the risk-free rate is greater than the portfolio’s historical or projected return, or else the portfolio's return is expected to be negative.

Credito Emiliano 1-Year Sharpe Ratio Related Terms

Credito Emiliano 1-Year Sharpe Ratio Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's 1-Year Sharpe Ratio, along with its competitors' market caps and 1-Year Sharpe Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito Emiliano 1-Year Sharpe Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's 1-Year Sharpe Ratio distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's 1-Year Sharpe Ratio falls into.


MIL:CE
55GF Score
Credito Emiliano MIL:CE
1-Year Sharpe Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito Emiliano 1-Year Sharpe Ratio Calculation

The 1-Year Sharpe Ratio measures the performance of an investment such as a stock or portfolio compared to a risk-free asset. A stock / portfolio's 1-Year Sharpe Ratio can be calculated by dividing the difference between the one-year returns of the investment and the risk-free rate, by the standard deviation of the investment returns over one year.

Frequently Asked Questions Learn more about 1-Year Sharpe Ratio →
What does a 1-Year Sharpe Ratio of 1.90 mean?
Credito Emiliano (MIL:CE) has a 1-Year Sharpe Ratio of 1.90 as of Jul. 17, 2026. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Credito Emiliano and its competitors.
Is Credito Emiliano's 1-Year Sharpe Ratio too high?
Credito Emiliano's current 1-Year Sharpe Ratio is 1.90. Overall, Credito Emiliano has a GF Score™ of 55/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's 1-Year Sharpe Ratio compare to competitors?
Credito Emiliano's 1-Year Sharpe Ratio of 1.90 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 1-Year Sharpe Ratio for a Banks company?
A good 1-Year Sharpe Ratio depends on the Banks industry context. However, 1-Year Sharpe Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 1-Year Sharpe Ratio mean?
A high 1-Year Sharpe Ratio can signal that a stock is expensive relative to its fundamentals. 1-Year Sharpe Ratio measures the additional return that an investor receives per unit of increase in risk. View historical data for Credito Emiliano and its competitors. Credito Emiliano's current 1-Year Sharpe Ratio is 1.90. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (MIL:CE) is currently considered Significantly Overvalued. The stock's GF Value™ is €9.92, compared to a current price of €19.19 — trading 93.4% above its estimated fair value. The current 1-Year Sharpe Ratio is 1.90. Credito Emiliano's overall GF Score™ is 55/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 1-Year Sharpe Ratio calculated?
1-Year Sharpe Ratio is calculated from a company's financial statements. For Credito Emiliano (MIL:CE), the current 1-Year Sharpe Ratio is 1.90 as of Jul. 17, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (MIL:CE) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of €19.19 is trading 93.4% above its estimated GF Value™ of €9.92. GuruFocus considers Credito Emiliano to be Significantly Overvalued.

Key valuation signals for MIL:CE:

  • 1-Year Sharpe Ratio: 1.90
  • GF Value™: €9.92 vs. price of €19.19 (93.4% above fair value)
  • GF Score™: 55/100 with 7 warning signs

No single metric tells the full story. See the MIL:CE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Credito Emiliano Business Description

Other Exchanges 0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
55GF Score

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1-Year Sharpe Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€19.19
Price
€9.92
GF Value