Credito Emiliano (MIL:CE) Pre-Tax Income: €850 Mil (TTM As of Jun. 2026)

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MIL:CE Credito Emiliano MIL:CE
54 GF Score
Price €20.50
GF Value €11.28
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Credito Emiliano Pre-Tax Income?

Credito Emiliano MIL:CE +1.08% 54 Pre-Tax Income is €850 Mil as of Jun. 2026. GuruFocus rates MIL:CE with a GF Score™ of 54/100 and a GF Value™ of €11.28 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Pretax income is the income that a company earns before paying income taxes. Credito Emiliano's pretax income for the three months ended in Jun. 2026 was €270 Mil. Its pretax income for the trailing twelve months (TTM) ended in Jun. 2026 was €850 Mil. Credito Emiliano's pretax margin was 43.19%.

During the past 13 years, Credito Emiliano's highest Pretax Margin was 41.85%. The lowest was 17.18%. And the median was 25.91%.


Credito Emiliano  (MIL:CE) Pre-Tax Income Explanation

Credito Emiliano's Pretax Margin for the quarter that ended in Jun. 2026 is calculated as

Pretax Margin=Pretax Income/Revenue
=270.415/626.114
=43.19%

During the past 13 years, Credito Emiliano's highest Pretax Margin was 41.85%. The lowest was 17.18%. And the median was 25.91%.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credito Emiliano Pre-Tax Income Related Terms


Credito Emiliano Pre-Tax Income Historical Data

* Premium members only.

The historical data trend for Credito Emiliano's Pre-Tax Income can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito Emiliano Pre-Tax Income Chart

Credito Emiliano Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pre-Tax Income
Get a 7-Day Free Trial Premium Member Only Premium Member Only 466.18 475.19 825.14 911.09 868.65

Credito Emiliano Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Pre-Tax Income Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 209.00 197.73 163.96 218.33 270.42

Credito Emiliano Pre-Tax Income Competitor Comparison

For the Banks - Regional subindustry, Credito Emiliano's Pre-Tax Income, along with its competitors' market caps and Pre-Tax Income data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito Emiliano Pre-Tax Income vs Banks Industry

For the Banks industry and Financial Services sector, Credito Emiliano's Pre-Tax Income distribution charts can be found below:

* The bar in red indicates where Credito Emiliano's Pre-Tax Income falls into.


MIL:CE
54GF Score
Credito Emiliano MIL:CE
Pre-Tax Income is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Credito Emiliano Pre-Tax Income Calculation

This is the income that a company earns before paying income taxes.

Credito Emiliano's Pretax Income for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Income=Operating Income+Other
=0+868.648
=869

Credito Emiliano's Pretax Income for the quarter that ended in Jun. 2026 is calculated as

Pretax Income=Operating Income+Other
=0+270.415
=270

Pre-Tax Income for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was €850 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pre-Tax Income →
What does a Pre-Tax Income of €850 Mil mean?
Credito Emiliano (MIL:CE) has a Pre-Tax Income of €850 Mil as of Jun. 2026. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Credito Emiliano and its competitors.
Is Credito Emiliano's Pre-Tax Income too high?
Credito Emiliano's current Pre-Tax Income is €850 Mil. Overall, Credito Emiliano has a GF Score™ of 54/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Credito Emiliano's Pre-Tax Income compare to competitors?
Credito Emiliano's Pre-Tax Income of €850 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pre-Tax Income for a Banks company?
A good Pre-Tax Income depends on the Banks industry context. However, Pre-Tax Income should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pre-Tax Income mean?
A high Pre-Tax Income can signal that a stock is expensive relative to its fundamentals. Pre-Tax Income is the total earnings before taxes but after all operating and interest expenses. View historical data on Credito Emiliano and its competitors. Credito Emiliano's current Pre-Tax Income is €850 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito Emiliano stock overvalued right now?
Based on GuruFocus' analysis, Credito Emiliano (MIL:CE) is currently considered Significantly Overvalued. The stock's GF Value™ is €11.28, compared to a current price of €20.50 — trading 81.7% above its estimated fair value. The current Pre-Tax Income is €850 Mil. Credito Emiliano's overall GF Score™ is 54/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pre-Tax Income calculated?
Pre-Tax Income is calculated from a company's financial statements. For Credito Emiliano (MIL:CE), the current Pre-Tax Income is €850 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Credito Emiliano (MIL:CE) Overvalued in 2026?

Based on GuruFocus' analysis, Credito Emiliano stock appears to be overvalued. The current stock price of €20.50 is trading 81.7% above its estimated GF Value™ of €11.28. GuruFocus considers Credito Emiliano to be Significantly Overvalued.

Key valuation signals for MIL:CE:

  • Pre-Tax Income: €850 Mil
  • GF Value™: €11.28 vs. price of €20.50 (81.7% above fair value)
  • GF Score™: 54/100 with 7 warning signs

No single metric tells the full story. See the MIL:CE stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Credito Emiliano Business Description

Other Exchanges 0K93:UKEAO:Germany
Address Via Emilia San Pietro No. 4, Reggio Emilia, ITA, 42100
Credito Emiliano is a banking group that consists of several financial services companies. The group operates in multiple regions throughout Italy, particularly in the north and central portions of the country. Its activities principally include commercial banking, including retail services and small and medium enterprise banking, asset management, bancassurance as well as Trading services, and treasury. The group's distribution network targeting retail and corporate banking customers includes branches, business centers, and financial outlets. It has two operating segments, Banking and Wealth Management. Banking segment involves Commercial Banking, Private Banking, Non-banking, Consumer Credit and Other/Technology. Wealth Management segment involves Asset Management and Insurance.
54GF Score

Get the complete analysis for MIL:CE

Pre-Tax Income is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

€20.50
Price
€11.28
GF Value