Rogaland Sparebank (OSL:ROGS) Net Loan: kr37,787 Mil (As of Mar. 2026)

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OSL:ROGS Rogaland Sparebank OSL:ROGS
61 GF Score
Price kr148.04
GF Value kr125.55
Valuation Modestly Overvalued
! 9 Warning Signs
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What is Rogaland Sparebank Net Loan?

Rogaland Sparebank OSL:ROGS -0.58% 61 Net Loan is kr37,787 Mil as of Mar. 2026. GuruFocus rates OSL:ROGS with a GF Score™ of 61/100 and a GF Value™ of kr125.55 (Modestly Overvalued). The stock has 9 warning signs investors should review.

Rogaland Sparebank's quarterly net loan increased from Sep. 2025 (kr36,814 Mil) to Dec. 2025 (kr37,498 Mil) and increased from Dec. 2025 (kr37,498 Mil) to Mar. 2026 (kr37,787 Mil).

Rogaland Sparebank's annual net loan increased from Dec. 2023 (kr29,498 Mil) to Dec. 2024 (kr37,498 Mil) and increased from Dec. 2024 (kr37,498 Mil) to Dec. 2025 (kr37,787 Mil).

Rogaland Sparebank Net Loan Historical Data

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The historical data trend for Rogaland Sparebank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Rogaland Sparebank Net Loan Chart

Rogaland Sparebank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 25,459.15 27,077.99 29,497.51 34,119.64 37,497.69

Rogaland Sparebank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 34,564.68 35,939.10 36,814.18 37,497.69 37,787.05
OSL:ROGS
61GF Score
Rogaland Sparebank OSL:ROGS
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Rogaland Sparebank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr37,787 Mil mean?
Rogaland Sparebank (OSL:ROGS) has a Net Loan of kr37,787 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Rogaland Sparebank and its competitors.
Is Rogaland Sparebank's Net Loan too high?
Rogaland Sparebank's current Net Loan is kr37,787 Mil. Overall, Rogaland Sparebank has a GF Score™ of 61/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's Net Loan compare to competitors?
Rogaland Sparebank's Net Loan of kr37,787 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Rogaland Sparebank and its competitors. Rogaland Sparebank's current Net Loan is kr37,787 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr125.55, compared to a current price of kr148.04 — trading 17.9% above its estimated fair value. The current Net Loan is kr37,787 Mil. Rogaland Sparebank's overall GF Score™ is 61/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current Net Loan is kr37,787 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?

Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued. The current stock price of kr148.04 is trading 17.9% above its estimated GF Value™ of kr125.55. GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.

Key valuation signals for OSL:ROGS:

  • Net Loan: kr37,787 Mil
  • GF Value™: kr125.55 vs. price of kr148.04 (17.9% above fair value)
  • GF Score™: 61/100 with 9 warning signs

No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Rogaland Sparebank Business Description

Other Exchanges 0FWN:UKP7A:Germany
Address Postboks 1133, Sandnes, NOR, 4391
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
61GF Score

Get the complete analysis for OSL:ROGS

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr148.04
Price
kr125.55
GF Value