Rogaland SparebankOSL:ROGS -1.77%59 Net Margin % is 46.26% as of Mar. 2026, which is 8% above its 10-year median of 43.00. GuruFocus rates OSL:ROGS with a GF Score™ of 59/100 and a GF Value™ of kr125.74 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,527 Banks companies, Rogaland Sparebank ranks better than 88.61% on this metric.
The historical rank and industry rank for Rogaland Sparebank's Net Margin % or its related term are showing as below:
OSL:ROGS'
s Net Margin % Range Over the Past 10 Years
Min: 27.83 Med: 43 Max: 51.14
Current: 43.57
OSL:ROGS's Net Margin % is ranked better than 88.61% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs OSL:ROGS: 43.57
Rogaland Sparebank (OSL:ROGS) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Rogaland Sparebank Net Margin % Related Terms
Rogaland Sparebank Net Margin % Historical Data
* Premium members only.
The historical data trend for Rogaland Sparebank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rogaland Sparebank Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Rogaland Sparebank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rogaland Sparebank (OSL:ROGS) has a Net Margin % of 46.26% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on Rogaland Sparebank and its competitors. This is near median its historical median of 43.00. Over the past decade, Rogaland Sparebank's Net Margin % has ranged from 27.83 to 51.14. According to the industry distribution chart, Rogaland Sparebank ranks #174 out of 1527 companies in the Banks industry, placing it in the top 11.4%.
Is Rogaland Sparebank's Net Margin % too high?
Rogaland Sparebank's current Net Margin % of 46.26% is near median its 10-year median of 43.00. Over the past 10 years, this metric has ranged from a low of 27.83 to a high of 51.14. The Banks industry median Net Margin % is 26.95. Rogaland Sparebank's value of 46.26% is 71.7% above this industry median. Based on the distribution chart, Rogaland Sparebank ranks #174 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Rogaland Sparebank has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #174 out of 1527 companies for Net Margin %. This places Rogaland Sparebank in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Rogaland Sparebank's value of 46.26% is 71.7% above this benchmark. Historically, Rogaland Sparebank's own Net Margin % has ranged from 27.83 to 51.14 over the past decade. While the company's 10-year median is 43.00 vs. the industry median of 26.95, Rogaland Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current Net Margin % of 46.26% is 71.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current Net Margin % is 46.26%, which is near median its own 10-year median of 43.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr125.74, compared to a current price of kr144.00 — trading 14.5% above its estimated fair value. The current Net Margin % is 46.26%, which is near median its 10-year median of 43.00 and 71.7% above the Banks industry median of 26.95. Rogaland Sparebank's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current Net Margin % is 46.26% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of kr144.00 is trading 14.5% above its estimated GF Value™ of kr125.74.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:ROGS:
Net Margin %: 46.26% (near median its 10-year median of 43.00)
GF Value™: kr125.74 vs. price of kr144.00 (14.5% above fair value)
Industry Position: 71.7% above the Banks median (#174 of 1527)
No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
59GF Score
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