Rogaland SparebankOSL:ROGS +2.78%58 Pretax Margin % is 50.80% as of Mar. 2026, which is 1% below its 10-year median of 51.43. GuruFocus rates OSL:ROGS with a GF Score™ of 58/100 and a GF Value™ of kr125.74 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,530 Banks companies, Rogaland Sparebank ranks better than 85.03% on this metric.
The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.
The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.
It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.
The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.
Rogaland Sparebank Pretax Margin % Related Terms
Rogaland Sparebank Pretax Margin % Historical Data
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The historical data trend for Rogaland Sparebank's Pretax Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rogaland Sparebank's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank Pretax Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's Pretax Margin % distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's Pretax Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rogaland Sparebank (OSL:ROGS) has a Pretax Margin % of 50.80% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Rogaland Sparebank and its competitors. This is near median its historical median of 51.43. Over the past decade, Rogaland Sparebank's Pretax Margin % has ranged from 35.37 to 59.84. According to the industry distribution chart, Rogaland Sparebank ranks #229 out of 1530 companies in the Banks industry, placing it in the top 15%.
Is Rogaland Sparebank's Pretax Margin % too high?
Rogaland Sparebank's current Pretax Margin % of 50.80% is near median its 10-year median of 51.43. Over the past 10 years, this metric has ranged from a low of 35.37 to a high of 59.84. The Banks industry median Pretax Margin % is 34.72. Rogaland Sparebank's value of 50.80% is 46.3% above this industry median. Based on the distribution chart, Rogaland Sparebank ranks #229 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Rogaland Sparebank has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #229 out of 1530 companies for Pretax Margin %. This places Rogaland Sparebank in the top 15% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Rogaland Sparebank's value of 50.80% is 46.3% above this benchmark. Historically, Rogaland Sparebank's own Pretax Margin % has ranged from 35.37 to 59.84 over the past decade. While the company's 10-year median is 51.43 vs. the industry median of 34.72, Rogaland Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current Pretax Margin % of 50.80% is 46.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current Pretax Margin % is 50.80%, which is near median its own 10-year median of 51.43. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr125.74, compared to a current price of kr148.00 — trading 17.7% above its estimated fair value. The current Pretax Margin % is 50.80%, which is near median its 10-year median of 51.43 and 46.3% above the Banks industry median of 34.72. Rogaland Sparebank's overall GF Score™ is 58/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current Pretax Margin % is 50.80% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of kr148.00 is trading 17.7% above its estimated GF Value™ of kr125.74.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:ROGS:
Pretax Margin %: 50.80% (near median its 10-year median of 51.43)
GF Value™: kr125.74 vs. price of kr148.00 (17.7% above fair value)
Industry Position: 46.3% above the Banks median (#229 of 1530)
No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
58GF Score
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