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Rogaland SparebankOSL:ROGS +1.48%59 5-Year Yield-on-Cost % is 7.85 as of Jul. 19, 2026, which is 21% above its 10-year median of 6.51. GuruFocus rates OSL:ROGS with a GF Score™ of 59/100 and a GF Value™ of kr125.61 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,255 Banks companies, Rogaland Sparebank ranks better than 82.95% on this metric.
Rogaland Sparebank's yield on cost for the quarter that ended in Mar. 2026 was 7.85.
The historical rank and industry rank for Rogaland Sparebank's 5-Year Yield-on-Cost % or its related term are showing as below:
OSL:ROGS'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.18 Med: 6.51 Max: 13.28
Current: 7.85
During the past 13 years, Rogaland Sparebank's highest Yield on Cost was 13.28. The lowest was 2.18. And the median was 6.51.
OSL:ROGS's 5-Year Yield-on-Cost % is ranked better than 82.95% of 1255
companies
in the Banks industry
Industry Median: 3.85
vs OSL:ROGS: 7.85
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Rogaland Sparebank 5-Year Yield-on-Cost % Related Terms
For the Banks - Regional subindustry, Rogaland Sparebank's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Rogaland Sparebank (OSL:ROGS) has a 5-Year Yield-on-Cost % of 7.85 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Rogaland Sparebank and its competitors. This is 21% above median its historical median of 6.51. Over the past decade, Rogaland Sparebank's 5-Year Yield-on-Cost % has ranged from 2.18 to 13.28. According to the industry distribution chart, Rogaland Sparebank ranks #214 out of 1255 companies in the Banks industry, placing it in the top 17.1%.
Is Rogaland Sparebank's 5-Year Yield-on-Cost % too high?
Rogaland Sparebank's current 5-Year Yield-on-Cost % of 7.85 is 21% above median its 10-year median of 6.51. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 13.28. The Banks industry median 5-Year Yield-on-Cost % is 3.85. Rogaland Sparebank's value of 7.85 is 103.9% above this industry median. Based on the distribution chart, Rogaland Sparebank ranks #214 out of 1255 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Rogaland Sparebank has a GF Score™ of 59/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #214 out of 1255 companies for 5-Year Yield-on-Cost %. This places Rogaland Sparebank in the top 17% of its industry — outperforming the majority of peers. The industry median 5-Year Yield-on-Cost % is 3.85. Rogaland Sparebank's value of 7.85 is 103.9% above this benchmark. Historically, Rogaland Sparebank's own 5-Year Yield-on-Cost % has ranged from 2.18 to 13.28 over the past decade. While the company's 10-year median is 6.51 vs. the industry median of 3.85, Rogaland Sparebank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.85, based on 1,255 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current 5-Year Yield-on-Cost % of 7.85 is 103.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current 5-Year Yield-on-Cost % is 7.85, which is 21% above median its own 10-year median of 6.51. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr125.61, compared to a current price of kr149.00 — trading 18.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 7.85, which is 21% above median its 10-year median of 6.51 and 103.9% above the Banks industry median of 3.85. Rogaland Sparebank's overall GF Score™ is 59/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current 5-Year Yield-on-Cost % is 7.85 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of kr149.00 is trading 18.6% above its estimated GF Value™ of kr125.61.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:ROGS:
5-Year Yield-on-Cost %: 7.85 (21% above median its 10-year median of 6.51)
GF Value™: kr125.61 vs. price of kr149.00 (18.6% above fair value)
Industry Position: 103.9% above the Banks median (#214 of 1255)
No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
59GF Score
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5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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