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Rogaland SparebankOSL:ROGS +0.01%60 Equity-to-Asset is 0.10 as of Jun. 2026, which is at its 10-year median of 0.10. GuruFocus rates OSL:ROGS with a GF Score™ of 60/100 and a GF Value™ of kr132.25 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,525 Banks companies, Rogaland Sparebank ranks better than 54.56% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Rogaland Sparebank's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr4,409.2 Mil. Rogaland Sparebank's Total Assets for the quarter that ended in Jun. 2026 was kr45,141.2 Mil.
Therefore, Rogaland Sparebank's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.10.
The historical rank and industry rank for Rogaland Sparebank's Equity-to-Asset or its related term are showing as below:
OSL:ROGS'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.09 Med: 0.1 Max: 0.11
Current: 0.1
During the past 13 years, the highest Equity to Asset Ratio of Rogaland Sparebank was 0.11. The lowest was 0.09. And the median was 0.10.
OSL:ROGS's Equity-to-Asset is ranked better than 54.56% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs OSL:ROGS: 0.10
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Rogaland Sparebank Equity-to-Asset Related Terms
Rogaland Sparebank Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Rogaland Sparebank's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Rogaland Sparebank's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Rogaland Sparebank Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Rogaland Sparebank's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Rogaland Sparebank's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Rogaland Sparebank's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Rogaland Sparebank (OSL:ROGS) has a Equity-to-Asset of 0.10 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Rogaland Sparebank and its competitors. This is near median its historical median of 0.10. Over the past decade, Rogaland Sparebank's Equity-to-Asset has ranged from 0.09 to 0.11. According to the industry distribution chart, Rogaland Sparebank ranks #693 out of 1525 companies in the Banks industry, placing it in the top 45.4%.
Is Rogaland Sparebank's Equity-to-Asset too high?
Rogaland Sparebank's current Equity-to-Asset of 0.10 is near median its 10-year median of 0.10. Over the past 10 years, this metric has ranged from a low of 0.09 to a high of 0.11. The Banks industry median Equity-to-Asset is 0.10. Rogaland Sparebank's value of 0.10 is 0% at this industry median. Based on the distribution chart, Rogaland Sparebank ranks #693 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Rogaland Sparebank has a GF Score™ of 60/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Rogaland Sparebank's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Rogaland Sparebank ranks #693 out of 1525 companies for Equity-to-Asset. This puts Rogaland Sparebank in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Rogaland Sparebank's value of 0.10 is 0% at this benchmark. Historically, Rogaland Sparebank's own Equity-to-Asset has ranged from 0.09 to 0.11 over the past decade. While the company's 10-year median is 0.10 vs. the industry median of 0.10, Rogaland Sparebank has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Rogaland Sparebank's current Equity-to-Asset of 0.10 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Rogaland Sparebank and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Rogaland Sparebank's current Equity-to-Asset is 0.10, which is near median its own 10-year median of 0.10. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Rogaland Sparebank stock overvalued right now?
Based on GuruFocus' analysis, Rogaland Sparebank (OSL:ROGS) is currently considered Modestly Overvalued. The stock's GF Value™ is kr132.25, compared to a current price of kr149.00 — trading 12.7% above its estimated fair value. The current Equity-to-Asset is 0.10, which is near median its 10-year median of 0.10 and 0% at the Banks industry median of 0.10. Rogaland Sparebank's overall GF Score™ is 60/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Rogaland Sparebank (OSL:ROGS), the current Equity-to-Asset is 0.10 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Rogaland Sparebank (OSL:ROGS) Overvalued in 2026?
Based on GuruFocus' analysis, Rogaland Sparebank stock appears to be overvalued.
The current stock price of kr149.00 is trading 12.7% above its estimated GF Value™ of kr132.25.
GuruFocus considers Rogaland Sparebank to be Modestly Overvalued.
Key valuation signals for OSL:ROGS:
Equity-to-Asset: 0.10 (near median its 10-year median of 0.10)
GF Value™: kr132.25 vs. price of kr149.00 (12.7% above fair value)
Industry Position: 0% at the Banks median (#693 of 1525)
No single metric tells the full story. See the OSL:ROGS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Rogaland Sparebank is an independent savings bank. The company offers a broad range of banking and investment products to retail and corporate customers. The services provided by the company include daily banking, Insurance, loans, Savings, pensions, and others.
60GF Score
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