Voss Veksel- og Landmandsbank ASA (OSL:VVL) Net Loan: kr6,253.1 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

OSL:VVL Voss Veksel- og Landmandsbank ASA OSL:VVL
59 GF Score
Price kr476.00
GF Value kr312.99
Valuation Significantly Overvalued
! 7 Warning Signs
View Full Analysis

What is Voss Veksel- og Landmandsbank ASA Net Loan?

Voss Veksel- og Landmandsbank ASA OSL:VVL -0.83% 59 Net Loan is kr6,253.1 Mil as of Mar. 2026. GuruFocus rates OSL:VVL with a GF Score™ of 59/100 and a GF Value™ of kr312.99 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Voss Veksel- og Landmandsbank ASA's quarterly net loan increased from Sep. 2025 (kr6,097.3 Mil) to Dec. 2025 (kr6,322.7 Mil) but then declined from Dec. 2025 (kr6,322.7 Mil) to Mar. 2026 (kr6,253.1 Mil).

Voss Veksel- og Landmandsbank ASA's annual net loan increased from Dec. 2023 (kr5,583.6 Mil) to Dec. 2024 (kr6,322.7 Mil) and increased from Dec. 2024 (kr6,322.7 Mil) to Dec. 2025 (kr6,253.1 Mil).

Voss Veksel- og Landmandsbank ASA Net Loan Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA Net Loan Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,136.93 5,211.37 5,583.62 5,781.39 6,322.75

Voss Veksel- og Landmandsbank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5,785.80 5,977.34 6,097.32 6,322.75 6,253.10
OSL:VVL
59GF Score
Voss Veksel- og Landmandsbank ASA OSL:VVL
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Voss Veksel- og Landmandsbank ASA Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of kr6,253.1 Mil mean?
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a Net Loan of kr6,253.1 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors.
Is Voss Veksel- og Landmandsbank ASA's Net Loan too high?
Voss Veksel- og Landmandsbank ASA's current Net Loan is kr6,253.1 Mil. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 59/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's Net Loan compare to competitors?
Voss Veksel- og Landmandsbank ASA's Net Loan of kr6,253.1 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. Voss Veksel- og Landmandsbank ASA's current Net Loan is kr6,253.1 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr312.99, compared to a current price of kr476.00 — trading 52.1% above its estimated fair value. The current Net Loan is kr6,253.1 Mil. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 59/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current Net Loan is kr6,253.1 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr476.00 is trading 52.1% above its estimated GF Value™ of kr312.99. GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Significantly Overvalued.

Key valuation signals for OSL:VVL:

  • Net Loan: kr6,253.1 Mil
  • GF Value™: kr312.99 vs. price of kr476.00 (52.1% above fair value)
  • GF Score™: 59/100 with 7 warning signs

No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Voss Veksel- og Landmandsbank ASA Business Description

Other Exchanges UQ6:Germany
Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
59GF Score

Get the complete analysis for OSL:VVL

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr476.00
Price
kr312.99
GF Value