Voss Veksel- og Landmandsbank ASA (OSL:VVL) Equity-to-Asset: 0.12 (As of Jun. 2026) — Near Median

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OSL:VVL Voss Veksel- og Landmandsbank ASA OSL:VVL
64 GF Score
Price kr446.00
GF Value kr326.28
Valuation Significantly Overvalued
! 3 Warning Signs
View Full Analysis

What is Voss Veksel- og Landmandsbank ASA Equity-to-Asset?

Voss Veksel- og Landmandsbank ASA OSL:VVL +1.36% 64 Equity-to-Asset is 0.12 as of Jun. 2026, which is 9% above its 10-year median of 0.11. GuruFocus rates OSL:VVL with a GF Score™ of 64/100 and a GF Value™ of kr326.28 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 1,524 Banks companies, Voss Veksel- og Landmandsbank ASA ranks better than 72.05% on this metric.

Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Voss Veksel- og Landmandsbank ASA's Total Stockholders Equity for the quarter that ended in Jun. 2026 was kr835.1 Mil. Voss Veksel- og Landmandsbank ASA's Total Assets for the quarter that ended in Jun. 2026 was kr7,136.1 Mil. Therefore, Voss Veksel- og Landmandsbank ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.

The historical rank and industry rank for Voss Veksel- og Landmandsbank ASA's Equity-to-Asset or its related term are showing as below:

OSL:VVL' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.08   Med: 0.11   Max: 0.12
Current: 0.12

During the past 13 years, the highest Equity to Asset Ratio of Voss Veksel- og Landmandsbank ASA was 0.12. The lowest was 0.08. And the median was 0.11.

OSL:VVL's Equity-to-Asset is ranked better than
72.05% of 1524 companies
in the Banks industry
Industry Median: 0.1 vs OSL:VVL: 0.12

Voss Veksel- og Landmandsbank ASA  (OSL:VVL) Equity-to-Asset Explanation

Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.

For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.


Voss Veksel- og Landmandsbank ASA Equity-to-Asset Related Terms


Voss Veksel- og Landmandsbank ASA Equity-to-Asset Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's Equity-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA Equity-to-Asset Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Equity-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.11 0.12 0.12 0.12 0.12

Voss Veksel- og Landmandsbank ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Equity-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.12 0.12 0.12 0.12 0.12

Voss Veksel- og Landmandsbank ASA Equity-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Voss Veksel- og Landmandsbank ASA Equity-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's Equity-to-Asset distribution charts can be found below:

* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's Equity-to-Asset falls into.


OSL:VVL
64GF Score
Voss Veksel- og Landmandsbank ASA OSL:VVL
Equity-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Voss Veksel- og Landmandsbank ASA Equity-to-Asset Calculation

Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.

Voss Veksel- og Landmandsbank ASA's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Equity to Asset (A: Dec. 2025 )=Total Stockholders Equity/Total Assets
=840.35/7027.111
=0.12

Voss Veksel- og Landmandsbank ASA's Equity to Asset Ratio for the quarter that ended in Jun. 2026 is calculated as

Equity to Asset (Q: Jun. 2026 )=Total Stockholders Equity/Total Assets
=835.084/7136.145
=0.12

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Equity-to-Asset →
What does a Equity-to-Asset of 0.12 mean?
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. This is near median its historical median of 0.11. Over the past decade, Voss Veksel- og Landmandsbank ASA's Equity-to-Asset has ranged from 0.08 to 0.12. According to the industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #426 out of 1524 companies in the Banks industry, placing it in the top 28%.
Is Voss Veksel- og Landmandsbank ASA's Equity-to-Asset too high?
Voss Veksel- og Landmandsbank ASA's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.11. Over the past 10 years, this metric has ranged from a low of 0.08 to a high of 0.12. The Banks industry median Equity-to-Asset is 0.10. Voss Veksel- og Landmandsbank ASA's value of 0.12 is 20% above this industry median. Based on the distribution chart, Voss Veksel- og Landmandsbank ASA ranks #426 out of 1524 companies in the Banks industry, which is above the industry midpoint. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 64/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's Equity-to-Asset compare to competitors?
According to the Banks industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #426 out of 1524 companies for Equity-to-Asset. This puts Voss Veksel- og Landmandsbank ASA in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Voss Veksel- og Landmandsbank ASA's value of 0.12 is 20% above this benchmark. Historically, Voss Veksel- og Landmandsbank ASA's own Equity-to-Asset has ranged from 0.08 to 0.12 over the past decade. While the company's 10-year median is 0.11 vs. the industry median of 0.10, Voss Veksel- og Landmandsbank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,524 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voss Veksel- og Landmandsbank ASA's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voss Veksel- og Landmandsbank ASA's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.11. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr326.28, compared to a current price of kr446.00 — trading 36.7% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.11 and 20% above the Banks industry median of 0.10. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr446.00 is trading 36.7% above its estimated GF Value™ of kr326.28. GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Significantly Overvalued.

Key valuation signals for OSL:VVL:

  • Equity-to-Asset: 0.12 (near median its 10-year median of 0.11)
  • GF Value™: kr326.28 vs. price of kr446.00 (36.7% above fair value)
  • GF Score™: 64/100 with 3 warning signs
  • Industry Position: 20% above the Banks median (#426 of 1524)

No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Voss Veksel- og Landmandsbank ASA Business Description

Other Exchanges UQ6:Germany
Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
64GF Score

Get the complete analysis for OSL:VVL

Equity-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr446.00
Price
kr326.28
GF Value