Voss Veksel- og Landmandsbank ASA (OSL:VVL) Cyclically Adjusted PS Ratio: 6.66 (As of Jul. 15, 2026) — 65% Above Median

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OSL:VVL Voss Veksel- og Landmandsbank ASA OSL:VVL
62 GF Score
Price kr470.00
GF Value kr313.62
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio?

Voss Veksel- og Landmandsbank ASA OSL:VVL +1.73% 62 Cyclically Adjusted PS Ratio is 6.66 as of Jul. 15, 2026, which is 65% above its 10-year median of 4.04. GuruFocus rates OSL:VVL with a GF Score™ of 62/100 and a GF Value™ of kr313.62 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,302 Banks companies, Voss Veksel- og Landmandsbank ASA ranks worse than 89.94% on this metric.

As of today (2026-07-15), Voss Veksel- og Landmandsbank ASA's current share price is kr470.00. Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 was kr70.54. Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio for today is 6.66.

The historical rank and industry rank for Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio or its related term are showing as below:

OSL:VVL' s Cyclically Adjusted PS Ratio Range Over the Past 10 Years
Min: 2.84   Med: 4.04   Max: 7.23
Current: 6.72

During the past years, Voss Veksel- og Landmandsbank ASA's highest Cyclically Adjusted PS Ratio was 7.23. The lowest was 2.84. And the median was 4.04.

OSL:VVL's Cyclically Adjusted PS Ratio is ranked worse than
89.94% of 1302 companies
in the Banks industry
Industry Median: 3.34 vs OSL:VVL: 6.72

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio. The Cyclically Adjusted Revenue per Share is the average of the inflation adjusted revenue per share of a company over the past 10 years.

Voss Veksel- og Landmandsbank ASA's adjusted revenue per share data for the three months ended in Mar. 2026 was kr18.614. Add all the adjusted revenue per share for the past 10 years together and divide 10 will get our Cyclically Adjusted Revenue per Share, which is kr70.54 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Voss Veksel- og Landmandsbank ASA  (OSL:VVL) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio Related Terms


Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.85 3.97 4.00 4.88 5.85

Voss Veksel- og Landmandsbank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.54 5.73 5.56 5.85 6.27

Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio Competitor Comparison

For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio falls into.


OSL:VVL
62GF Score
Voss Veksel- og Landmandsbank ASA OSL:VVL
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Voss Veksel- og Landmandsbank ASA Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio for today is calculated as

Cyclically Adjusted PS Ratio=Share Price/ Cyclically Adjusted Revenue per Share
=470.00/70.54
=6.66

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted Revenue per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Voss Veksel- og Landmandsbank ASA's adjusted Revenue per Share data for the three months ended in Mar. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=18.614/141.0300*141.0300
=18.614

Current CPI (Mar. 2026) = 141.0300.

Voss Veksel- og Landmandsbank ASA Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201606 12.180 103.800 16.549
201609 11.585 104.200 15.680
201612 11.639 104.400 15.723
201703 10.604 105.000 14.243
201706 11.768 105.800 15.687
201709 6.201 105.900 8.258
201712 15.950 106.100 21.201
201803 11.740 107.300 15.430
201806 12.781 108.500 16.613
201809 14.030 109.500 18.070
201812 14.316 109.800 18.388
201903 12.844 110.400 16.408
201906 13.585 110.600 17.323
201909 15.340 111.100 19.473
201912 13.853 111.300 17.553
202003 12.644 111.200 16.036
202006 10.354 112.100 13.026
202009 12.499 112.900 15.613
202012 12.574 112.900 15.707
202103 12.365 114.600 15.217
202106 12.327 115.300 15.078
202109 12.230 117.500 14.679
202112 11.210 118.900 13.296
202203 11.650 119.800 13.715
202206 14.616 122.600 16.813
202209 14.393 125.600 16.161
202212 16.447 125.900 18.424
202303 15.477 127.600 17.106
202306 17.447 130.400 18.869
202309 19.848 129.800 21.565
202312 21.595 131.900 23.090
202403 19.060 132.600 20.272
202406 20.692 133.800 21.810
202409 21.471 133.700 22.648
202412 22.298 134.800 23.329
202503 19.502 136.100 20.208
202506 22.994 137.800 23.533
202509 20.357 138.500 20.729
202512 22.940 139.100 23.258
202603 18.614 141.030 18.614

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PS Ratio of 6.66 mean?
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a Cyclically Adjusted PS Ratio of 6.66 as of Jul. 15, 2026. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. This is 65% above median its historical median of 4.04. Over the past decade, Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio has ranged from 2.84 to 7.23. According to the industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1171 out of 1302 companies in the Banks industry, placing it in the top 89.9%.
Is Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio too high?
Voss Veksel- og Landmandsbank ASA's current Cyclically Adjusted PS Ratio of 6.66 is 65% above median its 10-year median of 4.04. Over the past 10 years, this metric has ranged from a low of 2.84 to a high of 7.23. The Banks industry median Cyclically Adjusted PS Ratio is 3.34. Voss Veksel- og Landmandsbank ASA's value of 6.66 is 99.4% above this industry median. Based on the distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1171 out of 1302 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 62/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's Cyclically Adjusted PS Ratio compare to competitors?
According to the Banks industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #1171 out of 1302 companies for Cyclically Adjusted PS Ratio. This places Voss Veksel- og Landmandsbank ASA in the lower half of its industry. The industry median Cyclically Adjusted PS Ratio is 3.34. Voss Veksel- og Landmandsbank ASA's value of 6.66 is 99.4% above this benchmark. Historically, Voss Veksel- og Landmandsbank ASA's own Cyclically Adjusted PS Ratio has ranged from 2.84 to 7.23 over the past decade. While the company's 10-year median is 4.04 vs. the industry median of 3.34, Voss Veksel- og Landmandsbank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PS Ratio for a Banks company?
The median Cyclically Adjusted PS Ratio among Banks companies is 3.34, based on 1,302 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voss Veksel- og Landmandsbank ASA's current Cyclically Adjusted PS Ratio of 6.66 is 99.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PS Ratio mean?
A high Cyclically Adjusted PS Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PS Ratio is the ratio of share price to a company's inflation-adjusted revenue per share over a 10-year period. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. For the Banks industry, the median Cyclically Adjusted PS Ratio is 3.34 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voss Veksel- og Landmandsbank ASA's current Cyclically Adjusted PS Ratio is 6.66, which is 65% above median its own 10-year median of 4.04. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr313.62, compared to a current price of kr470.00 — trading 49.9% above its estimated fair value. The current Cyclically Adjusted PS Ratio is 6.66, which is 65% above median its 10-year median of 4.04 and 99.4% above the Banks industry median of 3.34. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 62/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PS Ratio calculated?
Cyclically Adjusted PS Ratio is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current Cyclically Adjusted PS Ratio is 6.66 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr470.00 is trading 49.9% above its estimated GF Value™ of kr313.62. GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Significantly Overvalued.

Key valuation signals for OSL:VVL:

  • Cyclically Adjusted PS Ratio: 6.66 (65% above median its 10-year median of 4.04)
  • GF Value™: kr313.62 vs. price of kr470.00 (49.9% above fair value)
  • GF Score™: 62/100 with 7 warning signs
  • Industry Position: 99.4% above the Banks median (#1171 of 1302)

No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Voss Veksel- og Landmandsbank ASA Business Description

Other Exchanges UQ6:Germany
Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
62GF Score

Get the complete analysis for OSL:VVL

Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr470.00
Price
kr313.62
GF Value