Voss Veksel- og Landmandsbank ASA (OSL:VVL) Debt-to-Asset : 0.16 (As of Jun. 2026)

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OSL:VVL Voss Veksel- og Landmandsbank ASA OSL:VVL
64 GF Score
Price kr418.00
GF Value kr326.14
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Voss Veksel- og Landmandsbank ASA Debt-to-Asset?

Voss Veksel- og Landmandsbank ASA OSL:VVL -0.48% 64 Debt-to-Asset is 0.16 as of Jun. 2026. GuruFocus rates OSL:VVL with a GF Score™ of 64/100 and a GF Value™ of kr326.14 (Modestly Overvalued). The stock has 3 warning signs investors should review.

Voss Veksel- og Landmandsbank ASA's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr0.0 Mil. Voss Veksel- og Landmandsbank ASA's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was kr1,126.0 Mil. Voss Veksel- og Landmandsbank ASA's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was kr7,136.1 Mil. Voss Veksel- og Landmandsbank ASA's debt to asset for the quarter that ended in Jun. 2026 was 0.16.

Voss Veksel- og Landmandsbank ASA  (OSL:VVL) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

Voss Veksel- og Landmandsbank ASA Debt-to-Asset Related Terms

Voss Veksel- og Landmandsbank ASA Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA Debt-to-Asset Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.19 0.18 0.18 0.16 0.16

Voss Veksel- og Landmandsbank ASA Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.15 0.16 0.16 0.16

Voss Veksel- og Landmandsbank ASA Debt-to-Asset Competitor Comparison

For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Voss Veksel- og Landmandsbank ASA Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's Debt-to-Asset falls into.


OSL:VVL
64GF Score
Voss Veksel- og Landmandsbank ASA OSL:VVL
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Voss Veksel- og Landmandsbank ASA Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

Voss Veksel- og Landmandsbank ASA's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1086.352) / 7027.111
=0.15

Voss Veksel- og Landmandsbank ASA's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(0 + 1125.969) / 7136.145
=0.16

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.16 mean?
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a Debt-to-Asset of 0.16 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors.
Is Voss Veksel- og Landmandsbank ASA's Debt-to-Asset too high?
Voss Veksel- og Landmandsbank ASA's current Debt-to-Asset is 0.16. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's Debt-to-Asset compare to competitors?
Voss Veksel- og Landmandsbank ASA's Debt-to-Asset of 0.16 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. Voss Veksel- og Landmandsbank ASA's current Debt-to-Asset is 0.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Modestly Overvalued. The stock's GF Value™ is kr326.14, compared to a current price of kr418.00 — trading 28.2% above its estimated fair value. The current Debt-to-Asset is 0.16. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 64/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current Debt-to-Asset is 0.16 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr418.00 is trading 28.2% above its estimated GF Value™ of kr326.14. GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Modestly Overvalued.

Key valuation signals for OSL:VVL:

  • Debt-to-Asset: 0.16
  • GF Value™: kr326.14 vs. price of kr418.00 (28.2% above fair value)
  • GF Score™: 64/100 with 3 warning signs

No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Voss Veksel- og Landmandsbank ASA Business Description

Other Exchanges UQ6:Germany
Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
64GF Score

Get the complete analysis for OSL:VVL

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr418.00
Price
kr326.14
GF Value