Voss Veksel- og Landmandsbank ASA (OSL:VVL) Pretax Margin %: 49.89% (As of Mar. 2026) — Near Median


OSL:VVL Voss Veksel- og Landmandsbank ASA OSL:VVL
61 GF Score
Price kr488.00
GF Value kr315.10
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Voss Veksel- og Landmandsbank ASA Pretax Margin %?

Voss Veksel- og Landmandsbank ASA OSL:VVL -0.81% 61 Pretax Margin % is 49.89% as of Mar. 2026, which is 6% below its 10-year median of 53.15. GuruFocus rates OSL:VVL with a GF Score™ of 61/100 and a GF Value™ of kr315.10 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,530 Banks companies, Voss Veksel- og Landmandsbank ASA ranks better than 89.54% on this metric.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Voss Veksel- og Landmandsbank ASA's Pre-Tax Income for the three months ended in Mar. 2026 was kr21.7 Mil. Voss Veksel- og Landmandsbank ASA's Revenue for the three months ended in Mar. 2026 was kr43.6 Mil. Therefore, Voss Veksel- og Landmandsbank ASA's pretax margin for the quarter that ended in Mar. 2026 was 49.89%.

The historical rank and industry rank for Voss Veksel- og Landmandsbank ASA's Pretax Margin % or its related term are showing as below:

OSL:VVL' s Pretax Margin % Range Over the Past 10 Years
Min: 35.25   Med: 53.15   Max: 61.56
Current: 56.83


OSL:VVL's Pretax Margin % is ranked better than
89.54% of 1530 companies
in the Banks industry
Industry Median: 34.715 vs OSL:VVL: 56.83

Voss Veksel- og Landmandsbank ASA  (OSL:VVL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Voss Veksel- og Landmandsbank ASA Pretax Margin % Related Terms


Voss Veksel- og Landmandsbank ASA Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Voss Veksel- og Landmandsbank ASA's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Voss Veksel- og Landmandsbank ASA Pretax Margin % Chart

Voss Veksel- og Landmandsbank ASA Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 52.87 53.43 57.54 61.56 58.68

Voss Veksel- og Landmandsbank ASA Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 58.23 66.16 54.45 55.22 49.89

Voss Veksel- og Landmandsbank ASA Pretax Margin % Competitor Comparison

For the Banks - Regional subindustry, Voss Veksel- og Landmandsbank ASA's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Voss Veksel- og Landmandsbank ASA Pretax Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Voss Veksel- og Landmandsbank ASA's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Voss Veksel- og Landmandsbank ASA's Pretax Margin % falls into.


OSL:VVL
61GF Score
Voss Veksel- og Landmandsbank ASA OSL:VVL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Voss Veksel- og Landmandsbank ASA Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Voss Veksel- og Landmandsbank ASA's Pretax Margin for the fiscal year that ended in Dec. 2025 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=115.921/197.539
=58.68 %

Voss Veksel- og Landmandsbank ASA's Pretax Margin for the quarter that ended in Mar. 2026 is calculated as

Pretax Margin=Pre-Tax Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=21.73/43.557
=49.89 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 49.89% mean?
Voss Veksel- og Landmandsbank ASA (OSL:VVL) has a Pretax Margin % of 49.89% as of Mar. 2026. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. This is near median its historical median of 53.15. Over the past decade, Voss Veksel- og Landmandsbank ASA's Pretax Margin % has ranged from 35.25 to 61.56. According to the industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #160 out of 1530 companies in the Banks industry, placing it in the top 10.5%.
Is Voss Veksel- og Landmandsbank ASA's Pretax Margin % too high?
Voss Veksel- og Landmandsbank ASA's current Pretax Margin % of 49.89% is near median its 10-year median of 53.15. Over the past 10 years, this metric has ranged from a low of 35.25 to a high of 61.56. The Banks industry median Pretax Margin % is 34.72. Voss Veksel- og Landmandsbank ASA's value of 49.89% is 43.7% above this industry median. Based on the distribution chart, Voss Veksel- og Landmandsbank ASA ranks #160 out of 1530 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Voss Veksel- og Landmandsbank ASA has a GF Score™ of 61/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Voss Veksel- og Landmandsbank ASA's Pretax Margin % compare to competitors?
According to the Banks industry distribution chart, Voss Veksel- og Landmandsbank ASA ranks #160 out of 1530 companies for Pretax Margin %. This places Voss Veksel- og Landmandsbank ASA in the top 11% of its industry — outperforming the majority of peers. The industry median Pretax Margin % is 34.72. Voss Veksel- og Landmandsbank ASA's value of 49.89% is 43.7% above this benchmark. Historically, Voss Veksel- og Landmandsbank ASA's own Pretax Margin % has ranged from 35.25 to 61.56 over the past decade. While the company's 10-year median is 53.15 vs. the industry median of 34.72, Voss Veksel- og Landmandsbank ASA has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Banks company?
The median Pretax Margin % among Banks companies is 34.72, based on 1,530 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Voss Veksel- og Landmandsbank ASA's current Pretax Margin % of 49.89% is 43.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Voss Veksel- og Landmandsbank ASA and its competitors. For the Banks industry, the median Pretax Margin % is 34.72 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Voss Veksel- og Landmandsbank ASA's current Pretax Margin % is 49.89%, which is near median its own 10-year median of 53.15. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Voss Veksel- og Landmandsbank ASA stock overvalued right now?
Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA (OSL:VVL) is currently considered Significantly Overvalued. The stock's GF Value™ is kr315.10, compared to a current price of kr488.00 — trading 54.9% above its estimated fair value. The current Pretax Margin % is 49.89%, which is near median its 10-year median of 53.15 and 43.7% above the Banks industry median of 34.72. Voss Veksel- og Landmandsbank ASA's overall GF Score™ is 61/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Voss Veksel- og Landmandsbank ASA (OSL:VVL), the current Pretax Margin % is 49.89% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Voss Veksel- og Landmandsbank ASA (OSL:VVL) Overvalued in 2026?

Based on GuruFocus' analysis, Voss Veksel- og Landmandsbank ASA stock appears to be overvalued. The current stock price of kr488.00 is trading 54.9% above its estimated GF Value™ of kr315.10. GuruFocus considers Voss Veksel- og Landmandsbank ASA to be Significantly Overvalued.

Key valuation signals for OSL:VVL:

  • Pretax Margin %: 49.89% (near median its 10-year median of 53.15)
  • GF Value™: kr315.10 vs. price of kr488.00 (54.9% above fair value)
  • GF Score™: 61/100 with 7 warning signs
  • Industry Position: 43.7% above the Banks median (#160 of 1530)

No single metric tells the full story. See the OSL:VVL stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Voss Veksel- og Landmandsbank ASA Business Description

Address Vangsgata 24, Voss, NOR, 5700
Voss Veksel- og Landmandsbank ASA operates in the banking sector. It provides general banking services like deposits, loans, insurance services, mobile banking, online banking, among others.
61GF Score

Get the complete analysis for OSL:VVL

Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

kr488.00
Price
kr315.10
GF Value