QNTO (Quaint Oak Bancorp) Net Loan: $578.31 Mil (As of Mar. 2026)

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QNTO Quaint Oak Bancorp Inc QNTO
49 GF Score
Price $14.10
GF Value $9.63
Valuation Significantly Overvalued
! 4 Warning Signs
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What is Quaint Oak Bancorp Net Loan?

Quaint Oak Bancorp QNTO 49 Net Loan is $578.31 Mil as of Mar. 2026. GuruFocus rates QNTO with a GF Score™ of 49/100 and a GF Value™ of $9.63 (Significantly Overvalued). The stock has 4 warning signs investors should review.

Quaint Oak Bancorp's quarterly net loan increased from Sep. 2025 ($601.62 Mil) to Dec. 2025 ($601.65 Mil) but then declined from Dec. 2025 ($601.65 Mil) to Mar. 2026 ($578.31 Mil).

Quaint Oak Bancorp's annual net loan declined from Dec. 2023 ($654.15 Mil) to Dec. 2024 ($601.65 Mil) but then increased from Dec. 2024 ($601.65 Mil) to Dec. 2025 ($578.31 Mil).

Quaint Oak Bancorp Net Loan Historical Data

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The historical data trend for Quaint Oak Bancorp's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quaint Oak Bancorp Net Loan Chart

Quaint Oak Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 511.79 755.09 654.15 598.97 601.65

Quaint Oak Bancorp Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 577.32 597.70 601.62 601.65 578.31
QNTO
49GF Score
Quaint Oak Bancorp Inc QNTO
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Quaint Oak Bancorp Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $578.31 Mil mean?
Quaint Oak Bancorp (QNTO) has a Net Loan of $578.31 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Quaint Oak Bancorp and its competitors.
Is Quaint Oak Bancorp's Net Loan too high?
Quaint Oak Bancorp's current Net Loan is $578.31 Mil. Overall, Quaint Oak Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quaint Oak Bancorp's Net Loan compare to PNBI and HCBC?
Quaint Oak Bancorp's Net Loan of $578.31 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Quaint Oak Bancorp and its competitors. Quaint Oak Bancorp's current Net Loan is $578.31 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quaint Oak Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Quaint Oak Bancorp (QNTO) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.63, compared to a current price of $14.10 — trading 46.4% above its estimated fair value. The current Net Loan is $578.31 Mil. Quaint Oak Bancorp's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Quaint Oak Bancorp (QNTO), the current Net Loan is $578.31 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?

Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued. The current stock price of $14.10 is trading 46.4% above its estimated GF Value™ of $9.63. GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.

Key valuation signals for QNTO:

  • Net Loan: $578.31 Mil
  • GF Value™: $9.63 vs. price of $14.10 (46.4% above fair value)
  • GF Score™: 49/100 with 4 warning signs

No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quaint Oak Bancorp Business Description

Address 501 Knowles Avenue, Southampton, PA, USA, 18966
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.10
Price
$9.63
GF Value