QNTO (Quaint Oak Bancorp) Shiller PE Ratio: (As of Sep. 22, 2026)

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Director of Data and Quant Analytics at GuruFocus
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QNTO Quaint Oak Bancorp Inc QNTO
49 GF Score
Price $14.70
GF Value $10.22
Valuation Significantly Overvalued
! 2 Warning Signs
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What is Quaint Oak Bancorp Shiller PE Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Quaint Oak Bancorp  (OTCPK:QNTO) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Quaint Oak Bancorp Shiller PE Ratio Related Terms


Quaint Oak Bancorp Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Quaint Oak Bancorp's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Quaint Oak Bancorp Shiller PE Ratio Chart

Quaint Oak Bancorp Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 16.24 14.38 7.06 6.14 6.93

Quaint Oak Bancorp Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 6.43 6.09 6.89 9.43 9.47

QNTO vs EXCH, PCLB, GNRV: Shiller PE Ratio Comparison

For the Banks - Regional subindustry, Quaint Oak Bancorp's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Quaint Oak Bancorp Shiller PE Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Quaint Oak Bancorp's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Quaint Oak Bancorp's Shiller PE Ratio falls into.


QNTO
49GF Score
Quaint Oak Bancorp Inc QNTO
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Quaint Oak Bancorp Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Quaint Oak Bancorp's E10 for the quarter that ended in Jun. 2026 is calculated as:

For example, Quaint Oak Bancorp's adjusted earnings per share data for the three months ended in Jun. 2026 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.179/333.9520*333.9520
=0.179

Current CPI (Jun. 2026) = 333.9520.

Quaint Oak Bancorp Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201609 0.206 241.428 0.285
201612 0.233 241.432 0.322
201703 0.086 243.801 0.118
201706 0.261 244.955 0.356
201709 0.296 246.819 0.401
201712 0.089 246.524 0.120
201803 0.145 249.554 0.194
201806 0.272 251.989 0.361
201809 0.326 252.439 0.432
201812 0.261 251.233 0.347
201903 0.207 254.202 0.272
201906 0.332 256.143 0.433
201909 0.399 256.759 0.519
201912 0.295 256.974 0.383
202003 0.213 258.115 0.275
202006 0.365 257.797 0.473
202009 0.501 260.280 0.643
202012 0.532 260.474 0.683
202103 0.498 264.877 0.628
202106 0.722 271.696 0.887
202109 0.849 274.310 1.033
202112 0.983 278.802 1.177
202203 1.052 287.504 1.222
202206 0.819 296.311 0.923
202209 1.215 296.808 1.367
202212 0.556 296.797 0.626
202303 0.248 301.836 0.274
202306 0.254 305.109 0.278
202309 -0.114 307.789 -0.123
202312 0.486 306.746 0.529
202403 0.356 312.332 0.381
202406 0.039 314.175 0.041
202409 0.092 315.301 0.098
202412 0.600 315.605 0.635
202503 -0.032 319.799 -0.033
202506 0.103 322.561 0.107
202509 -0.016 324.800 -0.016
202512 0.066 324.054 0.068
202603 0.063 330.213 0.063
202606 0.179 333.952 0.179

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?

Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued. The current stock price of $14.70 is trading 43.8% above its estimated GF Value™ of $10.22. GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.

Key valuation signals for QNTO:

  • Shiller PE Ratio:
  • GF Value™: $10.22 vs. price of $14.70 (43.8% above fair value)
  • GF Score™: 49/100 with 2 warning signs

No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Quaint Oak Bancorp Business Description

Address 501 Knowles Avenue, Southampton, PA, USA, 18966
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score

Get the complete analysis for QNTO

Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$14.70
Price
$10.22
GF Value