QNTO (Quaint Oak Bancorp) Tariff Resilience Score: 8/10 (As of Jul. 01, 2026)


QNTO Quaint Oak Bancorp Inc QNTO
49 GF Score
Price $16.06
GF Value $9.71
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Quaint Oak Bancorp Tariff Resilience Score?

Quaint Oak Bancorp QNTO -0.99% 49 Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus rates QNTO with a GF Score™ of 49/100 and a GF Value™ of $9.71 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,607 Banks companies, Quaint Oak Bancorp ranks better than 78.72% on this metric.

Quaint Oak Bancorp has the Tariff Resilience Score of 8, which implies that the company might have Highly Resilient.

Quaint Oak Bancorp has Quaint Oak Bancorp Inc is a regional bank with operations focused on domestic markets. Its business model is not significantly impacted by international trade, providing high resilience to tariffs.

Tariff Resilience Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more.

The company's exposure to international trade tariffs based on these criteria:

1. Global supply chain dependencies
2. Manufacturing locations versus sales markets
3. Import/export balance and percentage of revenue
4. Historical impact from previous tariff changes
5. Available mitigation strategies (alternative suppliers, pricing power)
6. Industry-specific tariff exemptions or vulnerabilities

Based on the research, GuruFocus believes Quaint Oak Bancorp might have Highly Resilient.

Quaint Oak Bancorp  (OTCPK:QNTO) Tariff Resilience Score Explanation

The Tariff Resilience Score ranges from 0 to 10, with 10 as the most resilient. GuruFocus divided Moat Score into following 3 categories:

Tariff Resilience Score Resilience Level
7 - 10Highly Resilient
4 - 6Average Resilient
0 - 3Highly Vulnerable

Quaint Oak Bancorp Tariff Resilience Score Related Terms

QNTO vs PNBI, HCBC, CYSM: Tariff Resilience Score Comparison

For the Banks - Regional subindustry, Quaint Oak Bancorp's Tariff Resilience Score, along with its competitors' market caps and Tariff Resilience Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Quaint Oak Bancorp Tariff Resilience Score vs Banks Industry

For the Banks industry and Financial Services sector, Quaint Oak Bancorp's Tariff Resilience Score distribution charts can be found below:

* The bar in red indicates where Quaint Oak Bancorp's Tariff Resilience Score falls into.


QNTO
49GF Score
Quaint Oak Bancorp Inc QNTO
Tariff Resilience Score is just one metric. See GF Score™, valuation, warning signs, and more.
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What does a Tariff Resilience Score of 8 mean?
Quaint Oak Bancorp (QNTO) has a Tariff Resilience Score of 8 as of Jul. 01, 2026. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. According to the industry distribution chart, Quaint Oak Bancorp ranks #342 out of 1607 companies in the Banks industry, placing it in the top 21.3%.
Is Quaint Oak Bancorp's Tariff Resilience Score too high?
Quaint Oak Bancorp's current Tariff Resilience Score is 8. Based on the distribution chart, Quaint Oak Bancorp ranks #342 out of 1607 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Quaint Oak Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quaint Oak Bancorp's Tariff Resilience Score compare to PNBI and HCBC?
According to the Banks industry distribution chart, Quaint Oak Bancorp ranks #342 out of 1607 companies for Tariff Resilience Score. This places Quaint Oak Bancorp in the top 21% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Tariff Resilience Score for a Banks company?
A good Tariff Resilience Score depends on the Banks industry context. However, Tariff Resilience Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Tariff Resilience Score mean?
A high Tariff Resilience Score can signal that a stock is expensive relative to its fundamentals. Tariff Score is a ranking system developed by GuruFocus to measure a company's exposure to international trade tariffs, rated on a scale from 0 to 10. It takes into account key factors such as global supply chain dependencies, manufacturing locations versus sales markets, import / export balance and percentage of revenue, and more. Quaint Oak Bancorp's current Tariff Resilience Score is 8. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quaint Oak Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Quaint Oak Bancorp (QNTO) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.71, compared to a current price of $16.06 — trading 65.4% above its estimated fair value. The current Tariff Resilience Score is 8. Quaint Oak Bancorp's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Tariff Resilience Score calculated?
Tariff Resilience Score is calculated from a company's financial statements. For Quaint Oak Bancorp (QNTO), the current Tariff Resilience Score is 8 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?

Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued. The current stock price of $16.06 is trading 65.4% above its estimated GF Value™ of $9.71. GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.

Key valuation signals for QNTO:

  • Tariff Resilience Score: 8
  • GF Value™: $9.71 vs. price of $16.06 (65.4% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Quaint Oak Bancorp Business Description

Address 501 Knowles Avenue, Southampton, PA, USA, 18966
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score

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Tariff Resilience Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$16.06
Price
$9.71
GF Value