Quaint Oak BancorpQNTO 49 Dividend Yield % is 0.95% as of Jun. 24, 2026, which is 57% below its 10-year median of 2.19. GuruFocus rates QNTO with a GF Score™ of 49/100 and a GF Value™ of $9.75 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,252 Banks companies, Quaint Oak Bancorp ranks worse than 92.57% on this metric.
As of today (2026-06-24), the Trailing Annual Dividend Yield of Quaint Oak Bancorp is 0.95%.
Warning Sign:
Quaint Oak Bancorp Inc stock Dividend Yield % is close to 10-year low.
The historical rank and industry rank for Quaint Oak Bancorp's Dividend Yield % or its related term are showing as below:
QNTO'
s Dividend Yield % Range Over the Past 10 Years
Min: 0.95 Med: 2.19 Max: 5.2
Current: 0.95
During the past 13 years, the highest Dividend Yield of Quaint Oak Bancorp was 5.20%. The lowest was 0.95%. And the median was 2.19%.
QNTO's Dividend Yield % is ranked worse than 92.57% of 1252
companies
in the Banks industry
Industry Median: 3.04
vs QNTO: 0.95
If a company's dividend payout ratio is too high, its dividend may not be sustainable. The dividend payout ratio of Quaint Oak Bancorp Inc is 1.19, which seems too high.
During the past 13 years, the highest Dividend Payout Ratio of Quaint Oak Bancorp was 2.83. The lowest was 0.14. And the median was 0.25.
During the past 12 months, Quaint Oak Bancorp's average Dividends Per Share Growth Rate was -51.90% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was -12.10% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 1.10% per year.
During the past 10 years, the average Dividends Per Share Growth Rate was 13.40% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of Quaint Oak Bancorp was 29.10% per year. The lowest was -12.10% per year. And the median was 18.20% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Quaint Oak Bancorp (OTCPK:QNTO) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
Quaint Oak Bancorp Dividend Yield % Historical Data
* Premium members only.
The historical data trend for Quaint Oak Bancorp's Dividend Yield % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
QNTO vs UNBK, LUMB, WDFN: Dividend Yield % Comparison
For the Banks - Regional subindustry, Quaint Oak Bancorp's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quaint Oak Bancorp Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Quaint Oak Bancorp's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Quaint Oak Bancorp's Dividend Yield % falls into.
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Quaint Oak Bancorp Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.040000
2026-04-27
2026-04-27
2026-05-11
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.040000
2026-01-26
2026-01-26
2026-02-09
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.040000
2025-10-20
2025-10-20
2025-11-03
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.040000
2025-07-21
2025-07-21
2025-08-04
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Quaint Oak Bancorp's Trailing Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quaint Oak Bancorp (QNTO) has a Dividend Yield % of 0.95% as of Jun. 24, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Quaint Oak Bancorp and its competitors. This is 57% below median its historical median of 2.19. Over the past decade, Quaint Oak Bancorp's Dividend Yield % has ranged from 0.95 to 5.20. According to the industry distribution chart, Quaint Oak Bancorp ranks #1159 out of 1252 companies in the Banks industry, placing it in the top 92.6%.
Is Quaint Oak Bancorp's Dividend Yield % too high?
Quaint Oak Bancorp's current Dividend Yield % of 0.95% is 57% below median its 10-year median of 2.19. Over the past 10 years, this metric has ranged from a low of 0.95 to a high of 5.20. The Banks industry median Dividend Yield % is 3.04. Quaint Oak Bancorp's value of 0.95% is 68.8% below this industry median. Based on the distribution chart, Quaint Oak Bancorp ranks #1159 out of 1252 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Quaint Oak Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quaint Oak Bancorp's Dividend Yield % compare to UNBK and LUMB?
According to the Banks industry distribution chart, Quaint Oak Bancorp ranks #1159 out of 1252 companies for Dividend Yield %. This places Quaint Oak Bancorp in the lower half of its industry. The industry median Dividend Yield % is 3.04. Quaint Oak Bancorp's value of 0.95% is 68.8% below this benchmark. Historically, Quaint Oak Bancorp's own Dividend Yield % has ranged from 0.95 to 5.20 over the past decade. While the company's 10-year median is 2.19 vs. the industry median of 3.04, Quaint Oak Bancorp has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 3.04, based on 1,252 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Quaint Oak Bancorp's current Dividend Yield % of 0.95% is 68.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Quaint Oak Bancorp and its competitors. For the Banks industry, the median Dividend Yield % is 3.04 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quaint Oak Bancorp's current Dividend Yield % is 0.95%, which is 57% below median its own 10-year median of 2.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quaint Oak Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Quaint Oak Bancorp (QNTO) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.75, compared to a current price of $16.85 — trading 72.8% above its estimated fair value. The current Dividend Yield % is 0.95%, which is 57% below median its 10-year median of 2.19 and 68.8% below the Banks industry median of 3.04. Quaint Oak Bancorp's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Quaint Oak Bancorp (QNTO), the current Dividend Yield % is 0.95% as of Jun. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?
Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued.
The current stock price of $16.85 is trading 72.8% above its estimated GF Value™ of $9.75.
GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.
Key valuation signals for QNTO:
Dividend Yield %: 0.95% (57% below median its 10-year median of 2.19)
GF Value™: $9.75 vs. price of $16.85 (72.8% above fair value)
Industry Position: 68.8% below the Banks median (#1159 of 1252)
No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score
Get the complete analysis for QNTO
Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
QNTO has been successfully added to your 
