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Quaint Oak BancorpQNTO 49 3-1 Month Momentum % is -2.67% as of Aug. 03, 2026. GuruFocus rates QNTO with a GF Score™ of 49/100 and a GF Value™ of $9.56 (Significantly Overvalued). The stock has 4 warning signs investors should review. Among 1,578 Banks companies, Quaint Oak Bancorp ranks worse than 71.42% on this metric.
3-1 Month Momentum % is the total return of the stock from 3-month ago to 1-month ago. As of today (2026-08-03), Quaint Oak Bancorp's 3-1 Month Momentum % is -2.67%.
The industry rank for Quaint Oak Bancorp's 3-1 Month Momentum % or its related term are showing as below:
QNTO's 3-1 Month Momentum % is ranked worse than 71.42% of 1578
companies
in the Banks industry
Industry Median: 2.65
vs QNTO: -2.67
Quaint Oak Bancorp (OTCPK:QNTO) 3-1 Month Momentum % Explanation
Momentum investing is a trading strategy in which investors buy securities that are rising and sell before the prices start to go back down. The 3-1 Month Momentum % measures the total return to a stock over the past three months, but ignores the previous month.
The reason why the most recent month’s return dropped related to the short-term reversal effect associated with momentum. There is an academic finding that short-term momentum actually has a reversal effect, whereby the previous winners (measured over the past months) do poorly the next month, while the previous losers do well the next month. In order to eliminate the short-term reversal effect, the previous month return was not included in this calculation.
Quaint Oak Bancorp 3-1 Month Momentum % Related Terms
QNTO vs EFSG, GNRV, BHDB: 3-1 Month Momentum % Comparison
For the Banks - Regional subindustry, Quaint Oak Bancorp's 3-1 Month Momentum %, along with its competitors' market caps and 3-1 Month Momentum % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Quaint Oak Bancorp 3-1 Month Momentum % vs Banks Industry
For the Banks industry and Financial Services sector, Quaint Oak Bancorp's 3-1 Month Momentum % distribution charts can be found below:
* The bar in red indicates where Quaint Oak Bancorp's 3-1 Month Momentum % falls into.
Quaint Oak Bancorp (OTCPK:QNTO) 3-1 Month Momentum % Calculation
3-1 Month Momentum % is calculated as following:
3-1 Month Momentum %
=
( Price 1-month ago
/
Price 3-month ago
- 1 )
*
100 %
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Quaint Oak Bancorp (QNTO) has a 3-1 Month Momentum % of -2.67% as of Aug. 03, 2026. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Quaint Oak Bancorp and its competitors. According to the industry distribution chart, Quaint Oak Bancorp ranks #1127 out of 1578 companies in the Banks industry, placing it in the top 71.4%.
Is Quaint Oak Bancorp's 3-1 Month Momentum % too high?
Quaint Oak Bancorp's current 3-1 Month Momentum % is -2.67%. Based on the distribution chart, Quaint Oak Bancorp ranks #1127 out of 1578 companies in the Banks industry, which is below the industry midpoint. Overall, Quaint Oak Bancorp has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Quaint Oak Bancorp's 3-1 Month Momentum % compare to EFSG and GNRV?
According to the Banks industry distribution chart, Quaint Oak Bancorp ranks #1127 out of 1578 companies for 3-1 Month Momentum %. This places Quaint Oak Bancorp in the lower half of its industry. The industry median 3-1 Month Momentum % is 2.65. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-1 Month Momentum % for a Banks company?
The median 3-1 Month Momentum % among Banks companies is 2.65, based on 1,578 companies in the industry. Companies in the top quartile (top 25%) have a 3-1 Month Momentum % significantly above this median, while those in the bottom quartile fall well below. However, 3-1 Month Momentum % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-1 Month Momentum % mean?
A high 3-1 Month Momentum % can signal that a stock is expensive relative to its fundamentals. 3-1 Month Momentum measures the total return of the stock from 3-month ago to 1-month ago. View historical data on Quaint Oak Bancorp and its competitors. For the Banks industry, the median 3-1 Month Momentum % is 2.65 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Quaint Oak Bancorp's current 3-1 Month Momentum % is -2.67%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Quaint Oak Bancorp stock overvalued right now?
Based on GuruFocus' analysis, Quaint Oak Bancorp (QNTO) is currently considered Significantly Overvalued. The stock's GF Value™ is $9.56, compared to a current price of $14.25 — trading 49.1% above its estimated fair value. The current 3-1 Month Momentum % is -2.67%. Quaint Oak Bancorp's overall GF Score™ is 49/100 with 4 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-1 Month Momentum % calculated?
3-1 Month Momentum % is calculated from a company's financial statements. For Quaint Oak Bancorp (QNTO), the current 3-1 Month Momentum % is -2.67% as of Aug. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Quaint Oak Bancorp (QNTO) Overvalued in 2026?
Based on GuruFocus' analysis, Quaint Oak Bancorp stock appears to be overvalued.
The current stock price of $14.25 is trading 49.1% above its estimated GF Value™ of $9.56.
GuruFocus considers Quaint Oak Bancorp to be Significantly Overvalued.
Key valuation signals for QNTO:
3-1 Month Momentum %: -2.67%
GF Value™: $9.56 vs. price of $14.25 (49.1% above fair value)
No single metric tells the full story. See the QNTO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Quaint Oak Bancorp Inc is a Pennsylvania-chartered stock savings bank and wholly-owned subsidiary of Quaint Oak Bancorp Inc. Its primary business consists of attracting deposits from the general public through a variety of deposit programs and investing such deposits principally in commercial real estate loans, commercial business loans, one-to-four family residential owner-occupied loans, and multi-family residential loans. The Company's operations consist of two reportable operating segments: Banking and Oakmont Commercial. The Banking Segment generates revenues mainly from its lending, deposit gathering, and fee business activities. The Oakmont Commercial Segment originates commercial real estate loans, which are sold into the secondary market along with the loans' servicing rights.
49GF Score
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