SOME (Somerset Trust Holding Co) Net Loan: $1,600.6 Mil (As of Jun. 2026)

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SOME Somerset Trust Holding Co SOME
49 GF Score
Price $80.00
GF Value $54.34
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Somerset Trust Holding Co Net Loan?

Somerset Trust Holding Co SOME +2.56% 49 Net Loan is $1,600.6 Mil as of Jun. 2026. GuruFocus rates SOME with a GF Score™ of 49/100 and a GF Value™ of $54.34 (Significantly Overvalued). The stock has 7 warning signs investors should review.

Somerset Trust Holding Co's quarterly net loan increased from Dec. 2025 ($1,589.8 Mil) to Mar. 2026 ($1,605.0 Mil) but then declined from Mar. 2026 ($1,605.0 Mil) to Jun. 2026 ($1,600.6 Mil).

Somerset Trust Holding Co's annual net loan increased from Dec. 2023 ($1,422.9 Mil) to Dec. 2024 ($1,605.0 Mil) and increased from Dec. 2024 ($1,605.0 Mil) to Dec. 2025 ($1,600.6 Mil).

Somerset Trust Holding Co Net Loan Historical Data

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The historical data trend for Somerset Trust Holding Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Somerset Trust Holding Co Net Loan Chart

Somerset Trust Holding Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial 1,112.51 1,247.61 1,422.94 1,524.86 1,589.78

Somerset Trust Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,622.84 1,625.90 1,589.78 1,605.00 1,600.64
SOME
49GF Score
Somerset Trust Holding Co SOME
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Somerset Trust Holding Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $1,600.6 Mil mean?
Somerset Trust Holding Co (SOME) has a Net Loan of $1,600.6 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Somerset Trust Holding Co and its competitors.
Is Somerset Trust Holding Co's Net Loan too high?
Somerset Trust Holding Co's current Net Loan is $1,600.6 Mil. Overall, Somerset Trust Holding Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Somerset Trust Holding Co's Net Loan compare to FXLG and OVBC?
Somerset Trust Holding Co's Net Loan of $1,600.6 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Somerset Trust Holding Co and its competitors. Somerset Trust Holding Co's current Net Loan is $1,600.6 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Somerset Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Somerset Trust Holding Co (SOME) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.34, compared to a current price of $80.00 — trading 47.2% above its estimated fair value. The current Net Loan is $1,600.6 Mil. Somerset Trust Holding Co's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Somerset Trust Holding Co (SOME), the current Net Loan is $1,600.6 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Somerset Trust Holding Co (SOME) Overvalued in 2026?

Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued. The current stock price of $80.00 is trading 47.2% above its estimated GF Value™ of $54.34. GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.

Key valuation signals for SOME:

  • Net Loan: $1,600.6 Mil
  • GF Value™: $54.34 vs. price of $80.00 (47.2% above fair value)
  • GF Score™: 49/100 with 7 warning signs

No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Somerset Trust Holding Co Business Description

Address 151 West Main Street, P.O. Box 777, Somerset, PA, USA, 15501
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$54.34
GF Value