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During the past 7 years, Somerset Trust Holding Co's highest 3-Year average EPS without NRI Growth Rate was 26.00% per year. The lowest was 6.20% per year. And the median was 21.65% per year.
Somerset Trust Holding Co (OTCPK:SOME) Earnings per Share (Diluted) Explanation
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists EPS without NRI, which better reflects the company's underlying performance.
Be Aware
Compared with Earnings per share, a company's cash flow is better indicator of the company's earnings power.
If a company's earnings per share is less than cash flow per share over long term, investors need to be cautious and find out why.
Somerset Trust Holding Co Earnings per Share (Diluted) Related Terms
Somerset Trust Holding Co Earnings per Share (Diluted) Historical Data
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The historical data trend for Somerset Trust Holding Co's Earnings per Share (Diluted) can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Somerset Trust Holding Co Earnings per Share (Diluted) Chart
SOME vs FXLG, OVBC, OAKC: Earnings per Share (Diluted) Comparison
For the Banks - Regional subindustry, Somerset Trust Holding Co's PE Ratio, along with its competitors' market caps and PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Somerset Trust Holding Co PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Somerset Trust Holding Co's PE Ratio distribution charts can be found below:
* The bar in red indicates where Somerset Trust Holding Co's PE Ratio falls into.
Somerset Trust Holding Co Earnings per Share (Diluted) Calculation
Earnings Per Share (EPS) is the amount of earnings per outstanding share of the company's stock. In calculating earnings per share, the dividends of preferred stocks need to subtracted from the total net income first.
Somerset Trust Holding Co's Earnings Per Share (Diluted) for the fiscal year that ended in Dec. 2025 is calculated as
Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Jun. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $10.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Companies also reported diluted shares in their financial reports. Diluted shares include the shares of convertibles or warrants outstanding.
What does a Earnings per Share (Diluted) of $10.88 mean?
Somerset Trust Holding Co (SOME) has a Earnings per Share (Diluted) of $10.88 as of Jun. 2026. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Somerset Trust Holding Co and its competitors. According to the industry distribution chart, Somerset Trust Holding Co ranks #747 out of 1411 companies in the Banks industry, placing it in the top 52.9%.
Is Somerset Trust Holding Co's Earnings per Share (Diluted) too high?
Somerset Trust Holding Co's current Earnings per Share (Diluted) is $10.88. The Banks industry median Earnings per Share (Diluted) is 7.50. Somerset Trust Holding Co's value of $10.88 is 45.1% above this industry median. Based on the distribution chart, Somerset Trust Holding Co ranks #747 out of 1411 companies in the Banks industry, which is below the industry midpoint. Overall, Somerset Trust Holding Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Somerset Trust Holding Co's Earnings per Share (Diluted) compare to FXLG and OVBC?
According to the Banks industry distribution chart, Somerset Trust Holding Co ranks #747 out of 1411 companies for Earnings per Share (Diluted). This places Somerset Trust Holding Co in the lower half of its industry. The industry median Earnings per Share (Diluted) is 7.50. Somerset Trust Holding Co's value of $10.88 is 45.1% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Earnings per Share (Diluted) for a Banks company?
The median Earnings per Share (Diluted) among Banks companies is 7.50, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Earnings per Share (Diluted) significantly above this median, while those in the bottom quartile fall well below. However, Earnings per Share (Diluted) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Somerset Trust Holding Co's current Earnings per Share (Diluted) of $10.88 is 45.1% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Earnings per Share (Diluted) mean?
A high Earnings per Share (Diluted) can signal that a stock is expensive relative to its fundamentals. Diluted EPS equals net earnings divided by average shares outstanding, including dilutive securities. View historical data on Somerset Trust Holding Co and its competitors. For the Banks industry, the median Earnings per Share (Diluted) is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Somerset Trust Holding Co's current Earnings per Share (Diluted) is $10.88. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Somerset Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Somerset Trust Holding Co (SOME) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.34, compared to a current price of $80.00 — trading 47.2% above its estimated fair value. The current Earnings per Share (Diluted) is $10.88 and 45.1% above the Banks industry median of 7.50. Somerset Trust Holding Co's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Earnings per Share (Diluted) calculated?
Earnings per Share (Diluted) is calculated from a company's financial statements. For Somerset Trust Holding Co (SOME), the current Earnings per Share (Diluted) is $10.88 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Somerset Trust Holding Co (SOME) Overvalued in 2026?
Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued.
The current stock price of $80.00 is trading 47.2% above its estimated GF Value™ of $54.34.
GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.
Key valuation signals for SOME:
Earnings per Share (Diluted): $10.88
GF Value™: $54.34 vs. price of $80.00 (47.2% above fair value)
Industry Position: 45.1% above the Banks median (#747 of 1411)
No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score
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Earnings per Share (Diluted) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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