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Somerset Trust Holding CoSOME +2.56%49 Dividend Yield % is 2.18% as of Aug. 16, 2026, which is 38% below its 10-year median of 3.52. GuruFocus rates SOME with a GF Score™ of 49/100 and a GF Value™ of $54.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,256 Banks companies, Somerset Trust Holding Co ranks worse than 68.71% on this metric.
During the past 12 months, Somerset Trust Holding Co's average Dividends Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 2.60% per year.
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Somerset Trust Holding Co was 2.90% per year. The lowest was 2.50% per year. And the median was 2.65% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.
Somerset Trust Holding Co (OTCPK:SOME) Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
SOME vs FXLG, OVBC, OAKC: Dividend Yield % Comparison
For the Banks - Regional subindustry, Somerset Trust Holding Co's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Somerset Trust Holding Co Dividend Yield % vs Banks Industry
For the Banks industry and Financial Services sector, Somerset Trust Holding Co's Dividend Yield % distribution charts can be found below:
* The bar in red indicates where Somerset Trust Holding Co's Dividend Yield % falls into.
Somerset Trust Holding Co Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
Somerset Trust Holding Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.440000
2026-06-10
2026-06-10
2026-06-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2026-03-10
2026-03-10
2026-03-20
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2025-12-10
2025-12-10
2025-12-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.420000
2025-09-10
2025-09-10
2025-09-19
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Somerset Trust Holding Co (SOME) has a Dividend Yield % of 2.18% as of Aug. 16, 2026. Dividend yield is the ratio of company dividends to the share price. View historical data on Somerset Trust Holding Co and its competitors. This is 38% below median its historical median of 3.52. Over the past decade, Somerset Trust Holding Co's Dividend Yield % has ranged from 2.18 to 4.36. According to the industry distribution chart, Somerset Trust Holding Co ranks #863 out of 1256 companies in the Banks industry, placing it in the top 68.7%.
Is Somerset Trust Holding Co's Dividend Yield % too high?
Somerset Trust Holding Co's current Dividend Yield % of 2.18% is 38% below median its 10-year median of 3.52. Over the past 10 years, this metric has ranged from a low of 2.18 to a high of 4.36. The Banks industry median Dividend Yield % is 2.94. Somerset Trust Holding Co's value of 2.18% is 25.9% below this industry median. Based on the distribution chart, Somerset Trust Holding Co ranks #863 out of 1256 companies in the Banks industry, which is below the industry midpoint. Overall, Somerset Trust Holding Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Somerset Trust Holding Co's Dividend Yield % compare to FXLG and OVBC?
According to the Banks industry distribution chart, Somerset Trust Holding Co ranks #863 out of 1256 companies for Dividend Yield %. This places Somerset Trust Holding Co in the lower half of its industry. The industry median Dividend Yield % is 2.94. Somerset Trust Holding Co's value of 2.18% is 25.9% below this benchmark. Historically, Somerset Trust Holding Co's own Dividend Yield % has ranged from 2.18 to 4.36 over the past decade. While the company's 10-year median is 3.52 vs. the industry median of 2.94, Somerset Trust Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Yield % for a Banks company?
The median Dividend Yield % among Banks companies is 2.94, based on 1,256 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Somerset Trust Holding Co's current Dividend Yield % of 2.18% is 25.9% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Yield % mean?
A high Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Dividend yield is the ratio of company dividends to the share price. View historical data on Somerset Trust Holding Co and its competitors. For the Banks industry, the median Dividend Yield % is 2.94 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Somerset Trust Holding Co's current Dividend Yield % is 2.18%, which is 38% below median its own 10-year median of 3.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Somerset Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Somerset Trust Holding Co (SOME) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.34, compared to a current price of $80.00 — trading 47.2% above its estimated fair value. The current Dividend Yield % is 2.18%, which is 38% below median its 10-year median of 3.52 and 25.9% below the Banks industry median of 2.94. Somerset Trust Holding Co's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Yield % calculated?
Dividend Yield % is calculated from a company's financial statements. For Somerset Trust Holding Co (SOME), the current Dividend Yield % is 2.18% as of Aug. 16, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Somerset Trust Holding Co (SOME) Overvalued in 2026?
Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued.
The current stock price of $80.00 is trading 47.2% above its estimated GF Value™ of $54.34.
GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.
Key valuation signals for SOME:
Dividend Yield %: 2.18% (38% below median its 10-year median of 3.52)
GF Value™: $54.34 vs. price of $80.00 (47.2% above fair value)
Industry Position: 25.9% below the Banks median (#863 of 1256)
No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score
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