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Somerset Trust Holding CoSOME -0.41%49 3-Year Dividend Growth Rate is 2.70% as of Jun. 2026, which is 2% above its 10-year median of 2.65. GuruFocus rates SOME with a GF Score™ of 49/100 and a GF Value™ of $54.63 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 958 Banks companies, Somerset Trust Holding Co ranks worse than 76.72% on this metric.
The historical rank and industry rank for Somerset Trust Holding Co's 3-Year Dividend Growth Rate or its related term are showing as below:
SOME'
s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 2.5 Med: 2.65 Max: 2.9
Current: 2.7
During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Somerset Trust Holding Co was 2.90% per year. The lowest was 2.50% per year. And the median was 2.65% per year.
SOME's 3-Year Dividend Growth Rate is ranked worse than 76.72% of 958
companies
in the Banks industry
Industry Median: 10.1
vs SOME: 2.70
During the past 12 months, Somerset Trust Holding Co's average Dividends Per Share Growth Rate was 4.20% per year.
During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year.
During the past 5 years, the average Dividends Per Share Growth Rate was 2.60% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
During the past 7 years, the highest Dividend Payout Ratio of Somerset Trust Holding Co was 0.32. The lowest was 0.16. And the median was 0.19.
2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.
Somerset Trust Holding Co Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
USD 0.440000
2026-09-10
2026-09-10
2026-09-18
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2026-06-10
2026-06-10
2026-06-19
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2026-03-10
2026-03-10
2026-03-20
Cash Dividend
quarterly
USD:USD 1.000000
USD 0.440000
2025-12-10
2025-12-10
2025-12-19
Cash Dividend
quarterly
USD:USD 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
Somerset Trust Holding Co's Dividend Yield (%) for Today is calculated as
Current Share Price is $85.65.
Somerset Trust Holding Co's Dividends per Share for the trailing twelve months (TTM) ended in Today is $1.76.
During the past 7 years, the highest Dividend Yield of Somerset Trust Holding Co was 4.36%. The lowest was 2.02%. And the median was 3.50%.
Warning Sign:
Somerset Trust Holding Co stock Dividend Yield % is close to 10-year low.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Somerset Trust Holding Co 3-Year Dividend Growth Rate Related Terms>
SOME vs LYBC, FXLG, OVBC: 3-Year Dividend Growth Rate Comparison
For the Banks - Regional subindustry, Somerset Trust Holding Co's 3-Year Dividend Growth Rate, along with its competitors' market caps and 3-Year Dividend Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Somerset Trust Holding Co 3-Year Dividend Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Somerset Trust Holding Co's 3-Year Dividend Growth Rate distribution charts can be found below:
* The bar in red indicates where Somerset Trust Holding Co's 3-Year Dividend Growth Rate falls into.
Somerset Trust Holding Co 3-Year Dividend Growth Rate Calculation
This is the average annual rate that a company has been raising its dividends. The growth rate is calculated with expontential compound based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.
What does a 3-Year Dividend Growth Rate of 2.70% mean?
Somerset Trust Holding Co (SOME) has a 3-Year Dividend Growth Rate of 2.70% as of Jun. 2026. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Somerset Trust Holding Co and its competitors. This is near median its historical median of 2.65. Over the past decade, Somerset Trust Holding Co's 3-Year Dividend Growth Rate has ranged from 2.50 to 2.90. According to the industry distribution chart, Somerset Trust Holding Co ranks #735 out of 958 companies in the Banks industry, placing it in the top 76.7%.
Is Somerset Trust Holding Co's 3-Year Dividend Growth Rate too high?
Somerset Trust Holding Co's current 3-Year Dividend Growth Rate of 2.70% is near median its 10-year median of 2.65. Over the past 10 years, this metric has ranged from a low of 2.50 to a high of 2.90. The Banks industry median 3-Year Dividend Growth Rate is 10.10. Somerset Trust Holding Co's value of 2.70% is 73.3% below this industry median. Based on the distribution chart, Somerset Trust Holding Co ranks #735 out of 958 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Somerset Trust Holding Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Somerset Trust Holding Co's 3-Year Dividend Growth Rate compare to LYBC and FXLG?
According to the Banks industry distribution chart, Somerset Trust Holding Co ranks #735 out of 958 companies for 3-Year Dividend Growth Rate. This places Somerset Trust Holding Co in the lower half of its industry. The industry median 3-Year Dividend Growth Rate is 10.10. Somerset Trust Holding Co's value of 2.70% is 73.3% below this benchmark. Historically, Somerset Trust Holding Co's own 3-Year Dividend Growth Rate has ranged from 2.50 to 2.90 over the past decade. While the company's 10-year median is 2.65 vs. the industry median of 10.10, Somerset Trust Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year Dividend Growth Rate for a Banks company?
The median 3-Year Dividend Growth Rate among Banks companies is 10.10, based on 958 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year Dividend Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year Dividend Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Somerset Trust Holding Co's current 3-Year Dividend Growth Rate of 2.70% is 73.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year Dividend Growth Rate mean?
A high 3-Year Dividend Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year Dividend Growth Rate is the company's three-year average growth of dividend payout. View historical data on Somerset Trust Holding Co and its competitors. For the Banks industry, the median 3-Year Dividend Growth Rate is 10.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Somerset Trust Holding Co's current 3-Year Dividend Growth Rate is 2.70%, which is near median its own 10-year median of 2.65. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Somerset Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Somerset Trust Holding Co (SOME) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.63, compared to a current price of $85.65 — trading 56.8% above its estimated fair value. The current 3-Year Dividend Growth Rate is 2.70%, which is near median its 10-year median of 2.65 and 73.3% below the Banks industry median of 10.10. Somerset Trust Holding Co's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year Dividend Growth Rate calculated?
3-Year Dividend Growth Rate is calculated from a company's financial statements. For Somerset Trust Holding Co (SOME), the current 3-Year Dividend Growth Rate is 2.70% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Somerset Trust Holding Co (SOME) Overvalued in 2026?
Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued.
The current stock price of $85.65 is trading 56.8% above its estimated GF Value™ of $54.63.
GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.
Key valuation signals for SOME:
3-Year Dividend Growth Rate: 2.70% (near median its 10-year median of 2.65)
GF Value™: $54.63 vs. price of $85.65 (56.8% above fair value)
Industry Position: 73.3% below the Banks median (#735 of 958)
No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score
Get the complete analysis for SOME
3-Year Dividend Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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