SOME (Somerset Trust Holding Co) Dividend Payout Ratio: 0.15 (As of Jun. 2026) — 21% Below Median

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SOME Somerset Trust Holding Co SOME
49 GF Score
Price $80.00
GF Value $54.34
Valuation Significantly Overvalued
! 7 Warning Signs
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What is Somerset Trust Holding Co Dividend Payout Ratio?

Somerset Trust Holding Co SOME +2.56% 49 Dividend Payout Ratio is 0.15 as of Jun. 2026, which is 21% below its 10-year median of 0.19. GuruFocus rates SOME with a GF Score™ of 49/100 and a GF Value™ of $54.34 (Significantly Overvalued). The stock has 7 warning signs investors should review. Among 1,172 Banks companies, Somerset Trust Holding Co ranks better than 86.09% on this metric.

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period. Somerset Trust Holding Co's Dividend Payout Ratio for the months ended in Jun. 2026 was 0.15.

The historical rank and industry rank for Somerset Trust Holding Co's Dividend Payout Ratio or its related term are showing as below:

SOME' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.16   Med: 0.19   Max: 0.32
Current: 0.16

During the past 7 years, the highest Dividend Payout Ratio of Somerset Trust Holding Co was 0.32. The lowest was 0.16. And the median was 0.19.

SOME's Dividend Payout Ratio is ranked better than
86.09% of 1172 companies
in the Banks industry
Industry Median: 0.32 vs SOME: 0.16

As of today (2026-08-16), the Dividend Yield % of Somerset Trust Holding Co is 2.18%.

During the past 7 years, the highest Trailing Annual Dividend Yield of Somerset Trust Holding Co was 4.36%. The lowest was 2.18%. And the median was 3.52%.

Somerset Trust Holding Co's Dividends per Share for the months ended in Jun. 2026 was $0.44.

During the past 12 months, Somerset Trust Holding Co's average Dividends Per Share Growth Rate was 4.20% per year. During the past 3 years, the average Dividends Per Share Growth Rate was 2.70% per year. During the past 5 years, the average Dividends Per Share Growth Rate was 2.60% per year.

During the past 7 years, the highest 3-Year average Dividends Per Share Growth Rate of Somerset Trust Holding Co was 2.90% per year. The lowest was 2.50% per year. And the median was 2.65% per year.

The growth rate is calculated with least square regression.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.

Somerset Trust Holding Co (OTCPK:SOME) Dividend Payout Ratio Explanation

In dividends investing, Dividend Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.

Somerset Trust Holding Co Dividend Payout Ratio Related Terms

Somerset Trust Holding Co Dividend Payout Ratio Historical Data

* Premium members only.

The historical data trend for Somerset Trust Holding Co's Dividend Payout Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Somerset Trust Holding Co Dividend Payout Ratio Chart

Somerset Trust Holding Co Annual Data
Trend Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividend Payout Ratio
Get a 7-Day Free Trial 0.28 0.19 0.18 0.17 0.17

Somerset Trust Holding Co Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Dividend Payout Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.16 0.15 0.18 0.16 0.15

SOME vs FXLG, OVBC, OAKC: Dividend Payout Ratio Comparison

For the Banks - Regional subindustry, Somerset Trust Holding Co's Dividend Payout Ratio, along with its competitors' market caps and Dividend Payout Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Somerset Trust Holding Co Dividend Payout Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Somerset Trust Holding Co's Dividend Payout Ratio distribution charts can be found below:

* The bar in red indicates where Somerset Trust Holding Co's Dividend Payout Ratio falls into.


SOME
49GF Score
Somerset Trust Holding Co SOME
Dividend Payout Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Somerset Trust Holding Co Dividend Payout Ratio Calculation

The Dividend Payout Ratio is the measure of dividends paid out to shareholders relative to the company's net income. It is calculated as the Dividends per Share divided by the Earnings per Share (Diluted) during the same time period.

Somerset Trust Holding Co's Dividend Payout Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Dividend Payout Ratio=Dividends per Share (A: Dec. 2025 )/ EPS without NRI (A: Dec. 2025 )
=1.7/ 9.92
=0.17

Somerset Trust Holding Co's Dividend Payout Ratio for the quarter that ended in Jun. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Jun. 2026 )/ EPS without NRI (Q: Jun. 2026 )
=0.44/ 2.949
=0.15

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Dividend Payout Ratio →
What does a Dividend Payout Ratio of 0.15 mean?
Somerset Trust Holding Co (SOME) has a Dividend Payout Ratio of 0.15 as of Jun. 2026. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Somerset Trust Holding Co and its competitors. This is 21% below median its historical median of 0.19. Over the past decade, Somerset Trust Holding Co's Dividend Payout Ratio has ranged from 0.16 to 0.32. According to the industry distribution chart, Somerset Trust Holding Co ranks #163 out of 1172 companies in the Banks industry, placing it in the top 13.9%.
Is Somerset Trust Holding Co's Dividend Payout Ratio too high?
Somerset Trust Holding Co's current Dividend Payout Ratio of 0.15 is 21% below median its 10-year median of 0.19. Over the past 10 years, this metric has ranged from a low of 0.16 to a high of 0.32. The Banks industry median Dividend Payout Ratio is 0.32. Somerset Trust Holding Co's value of 0.15 is 53.1% below this industry median. Based on the distribution chart, Somerset Trust Holding Co ranks #163 out of 1172 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Somerset Trust Holding Co has a GF Score™ of 49/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Somerset Trust Holding Co's Dividend Payout Ratio compare to FXLG and OVBC?
According to the Banks industry distribution chart, Somerset Trust Holding Co ranks #163 out of 1172 companies for Dividend Payout Ratio. This places Somerset Trust Holding Co in the top 14% of its industry — outperforming the majority of peers. The industry median Dividend Payout Ratio is 0.32. Somerset Trust Holding Co's value of 0.15 is 53.1% below this benchmark. Historically, Somerset Trust Holding Co's own Dividend Payout Ratio has ranged from 0.16 to 0.32 over the past decade. While the company's 10-year median is 0.19 vs. the industry median of 0.32, Somerset Trust Holding Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividend Payout Ratio for a Banks company?
The median Dividend Payout Ratio among Banks companies is 0.32, based on 1,172 companies in the industry. Companies in the top quartile (top 25%) have a Dividend Payout Ratio significantly above this median, while those in the bottom quartile fall well below. However, Dividend Payout Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Somerset Trust Holding Co's current Dividend Payout Ratio of 0.15 is 53.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividend Payout Ratio mean?
A high Dividend Payout Ratio can signal that a stock is expensive relative to its fundamentals. Dividend payout ratio is the percent of company earnings paid out as dividends. View historical data on Somerset Trust Holding Co and its competitors. For the Banks industry, the median Dividend Payout Ratio is 0.32 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Somerset Trust Holding Co's current Dividend Payout Ratio is 0.15, which is 21% below median its own 10-year median of 0.19. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Somerset Trust Holding Co stock overvalued right now?
Based on GuruFocus' analysis, Somerset Trust Holding Co (SOME) is currently considered Significantly Overvalued. The stock's GF Value™ is $54.34, compared to a current price of $80.00 — trading 47.2% above its estimated fair value. The current Dividend Payout Ratio is 0.15, which is 21% below median its 10-year median of 0.19 and 53.1% below the Banks industry median of 0.32. Somerset Trust Holding Co's overall GF Score™ is 49/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividend Payout Ratio calculated?
Dividend Payout Ratio is calculated from a company's financial statements. For Somerset Trust Holding Co (SOME), the current Dividend Payout Ratio is 0.15 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Somerset Trust Holding Co (SOME) Overvalued in 2026?

Based on GuruFocus' analysis, Somerset Trust Holding Co stock appears to be overvalued. The current stock price of $80.00 is trading 47.2% above its estimated GF Value™ of $54.34. GuruFocus considers Somerset Trust Holding Co to be Significantly Overvalued.

Key valuation signals for SOME:

  • Dividend Payout Ratio: 0.15 (21% below median its 10-year median of 0.19)
  • GF Value™: $54.34 vs. price of $80.00 (47.2% above fair value)
  • GF Score™: 49/100 with 7 warning signs
  • Industry Position: 53.1% below the Banks median (#163 of 1172)

No single metric tells the full story. See the SOME stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Somerset Trust Holding Co Business Description

Address 151 West Main Street, P.O. Box 777, Somerset, PA, USA, 15501
Somerset Trust Holding Co, along with its subsidiaries, operates as an independent community bank that offers a variety of consumer and commercial lending and deposit products, together with trust and investment management services, an extensive ATM network, and online and mobile banking for consumers and businesses. The Group's revenues are derived from its portfolio of residential real estate, commercial mortgage, commercial, and consumer loans. Additional sources consist of an investment portfolio, trust services, and investment management services, etc.
49GF Score

Get the complete analysis for SOME

Dividend Payout Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$80.00
Price
$54.34
GF Value