Taichung Commercial Bank Co (TPE:2812) Net Loan: NT$644,491 Mil (As of Mar. 2026)

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TPE:2812 Taichung Commercial Bank Co Ltd TPE:2812
72 GF Score
Price NT$18.65
GF Value NT$18.71
Valuation Fairly Valued
! 3 Warning Signs
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What is Taichung Commercial Bank Co Net Loan?

Taichung Commercial Bank Co TPE:2812 72 Net Loan is NT$644,491 Mil as of Mar. 2026. GuruFocus rates TPE:2812 with a GF Score™ of 72/100 and a GF Value™ of NT$18.71 (Fairly Valued). The stock has 3 warning signs investors should review.

Taichung Commercial Bank Co's quarterly net loan increased from Sep. 2025 (NT$628,607 Mil) to Dec. 2025 (NT$633,982 Mil) and increased from Dec. 2025 (NT$633,982 Mil) to Mar. 2026 (NT$644,491 Mil).

Taichung Commercial Bank Co's annual net loan increased from Dec. 2023 (NT$541,844 Mil) to Dec. 2024 (NT$633,982 Mil) and increased from Dec. 2024 (NT$633,982 Mil) to Dec. 2025 (NT$644,491 Mil).

Taichung Commercial Bank Co Net Loan Historical Data

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The historical data trend for Taichung Commercial Bank Co's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taichung Commercial Bank Co Net Loan Chart

Taichung Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 479,806.37 514,112.83 541,844.10 603,477.30 633,982.28

Taichung Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 624,397.61 628,344.69 628,606.76 633,982.28 644,490.56
TPE:2812
72GF Score
Taichung Commercial Bank Co Ltd TPE:2812
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Taichung Commercial Bank Co Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of NT$644,491 Mil mean?
Taichung Commercial Bank Co (TPE:2812) has a Net Loan of NT$644,491 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Taichung Commercial Bank Co and its competitors.
Is Taichung Commercial Bank Co's Net Loan too high?
Taichung Commercial Bank Co's current Net Loan is NT$644,491 Mil. Overall, Taichung Commercial Bank Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taichung Commercial Bank Co's Net Loan compare to competitors?
Taichung Commercial Bank Co's Net Loan of NT$644,491 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Taichung Commercial Bank Co and its competitors. Taichung Commercial Bank Co's current Net Loan is NT$644,491 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taichung Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Taichung Commercial Bank Co (TPE:2812) is currently considered Fairly Valued. The stock's GF Value™ is NT$18.71, compared to a current price of NT$18.65 — trading 0.3% below its estimated fair value. The current Net Loan is NT$644,491 Mil. Taichung Commercial Bank Co's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Taichung Commercial Bank Co (TPE:2812), the current Net Loan is NT$644,491 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taichung Commercial Bank Co (TPE:2812) Overvalued in 2026?

Based on GuruFocus' analysis, Taichung Commercial Bank Co stock appears to be undervalued. The current stock price of NT$18.65 is trading 0.3% below its estimated GF Value™ of NT$18.71. GuruFocus considers Taichung Commercial Bank Co to be Fairly Valued.

Key valuation signals for TPE:2812:

  • Net Loan: NT$644,491 Mil
  • GF Value™: NT$18.71 vs. price of NT$18.65 (0.3% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the TPE:2812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Taichung Commercial Bank Co Business Description

Address No. 87, Mincyuan Road, West District, Taichung, TWN, 40341
Taichung Commercial Bank Co Ltd is a provider of banking products and services in Taiwan. The company earns the majority of revenue domestically and derives a small portion of revenue from operations in the rest of Asia and America. Segements are Northern area, Central area, Southern area, OBU, Overseas branch, Head office and others. The bank provides deposits, corporate loans, syndicated loans, mortgages, automobile loans, credit cards, foreign exchange, Internet banking, ATMs, securities trading, long-term investment, wealth management, trust services, insurance brokerage, leasing, and international banking to its customers, both individuals and businesses.
72GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$18.65
Price
NT$18.71
GF Value