Taichung Commercial Bank Co (TPE:2812) OCF Yield %: 3.66 (As of Jul. 03, 2026) — 88% Below Median


TPE:2812 Taichung Commercial Bank Co Ltd TPE:2812
70 GF Score
Price NT$20.15
GF Value NT$19.48
Valuation Fairly Valued
! 2 Warning Signs
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What is Taichung Commercial Bank Co OCF Yield %?

Taichung Commercial Bank Co TPE:2812 +1.26% 70 OCF Yield % is 3.66 as of Jul. 03, 2026, which is 88% below its 10-year median of 29.52. GuruFocus rates TPE:2812 with a GF Score™ of 70/100 and a GF Value™ of NT$19.48 (Fairly Valued). The stock has 2 warning signs investors should review. Among 1,502 Banks companies, Taichung Commercial Bank Co ranks worse than 69.31% on this metric.

OCF Yield % is calculated as Cash Flow from Operations divided by Market Capitalization. It is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

As of today, Taichung Commercial Bank Co's Trailing 12-Month Cash Flow from Operations is NT$4,358 Mil, and Market Cap is NT$121,336 Mil. Therefore, Taichung Commercial Bank Co's OCF Yield % for today is 3.66%.

The historical rank and industry rank for Taichung Commercial Bank Co's OCF Yield % or its related term are showing as below:

TPE:2812' s OCF Yield % Range Over the Past 10 Years
Min: -14.05   Med: 29.52   Max: 93.98
Current: 3.66


During the past 13 years, the highest OCF Yield % of Taichung Commercial Bank Co was 93.98%. The lowest was -14.05%. And the median was 29.52%.

TPE:2812's OCF Yield % is ranked worse than
69.31% of 1502 companies
in the Banks industry
Industry Median: 9.24 vs TPE:2812: 3.66

Taichung Commercial Bank Co's OCF Margin % for the quarter that ended in Dec. 2025 was %.


Taichung Commercial Bank Co OCF Yield % Explanation

Similar to Earnings Yield %, OCF Yield % is financial solvency ratio. A lower ratio suggests a less attractive investment, indicating that investors might not receive substantial returns in proportion to their investment. Conversely, a high operating cash flow yield signals that a company generates sufficient cash to comfortably meet its debts, obligations, and dividend payments, making it a promising investment choice.


Taichung Commercial Bank Co OCF Yield % Related Terms


Taichung Commercial Bank Co OCF Yield % Historical Data

* Premium members only.

The historical data trend for Taichung Commercial Bank Co's OCF Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taichung Commercial Bank Co OCF Yield % Chart

Taichung Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
OCF Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -2.03 5.54 31.91 23.15 3.48

Taichung Commercial Bank Co Quarterly Data
Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25
OCF Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 52.98 39.05 -7.26 -27.37 14.95

Taichung Commercial Bank Co OCF Yield % Competitor Comparison

For the Banks - Regional subindustry, Taichung Commercial Bank Co's OCF Yield %, along with its competitors' market caps and OCF Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taichung Commercial Bank Co OCF Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Taichung Commercial Bank Co's OCF Yield % distribution charts can be found below:

* The bar in red indicates where Taichung Commercial Bank Co's OCF Yield % falls into.


TPE:2812
70GF Score
Taichung Commercial Bank Co Ltd TPE:2812
OCF Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Taichung Commercial Bank Co OCF Yield % Calculation

OCF Yield % is a financial solvency ratio that compares the operating cash flow a company is expected to earn against its market value.

Taichung Commercial Bank Co's OCF Yield % for the fiscal year that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations / Market Cap
=4357.936 / 125249.8208
=3.48%

Taichung Commercial Bank Co's annualized OCF Yield % for the quarter that ended in Dec. 2025 is calculated as

OCF Yield %=Cash Flow from Operations * Annualized Factor / Market Cap
=4682.437 * 4 / 125249.8208
=14.95%

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Yield % →
What does a OCF Yield % of 3.66 mean?
Taichung Commercial Bank Co (TPE:2812) has a OCF Yield % of 3.66 as of Jul. 03, 2026. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Taichung Commercial Bank Co and its competitors. This is 88% below median its historical median of 29.52. According to the industry distribution chart, Taichung Commercial Bank Co ranks #1041 out of 1502 companies in the Banks industry, placing it in the top 69.3%.
Is Taichung Commercial Bank Co's OCF Yield % too high?
Taichung Commercial Bank Co's current OCF Yield % of 3.66 is 88% below median its 10-year median of 29.52. The Banks industry median OCF Yield % is 9.24. Taichung Commercial Bank Co's value of 3.66 is 60.4% below this industry median. Based on the distribution chart, Taichung Commercial Bank Co ranks #1041 out of 1502 companies in the Banks industry, which is below the industry midpoint. Overall, Taichung Commercial Bank Co has a GF Score™ of 70/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taichung Commercial Bank Co's OCF Yield % compare to competitors?
According to the Banks industry distribution chart, Taichung Commercial Bank Co ranks #1041 out of 1502 companies for OCF Yield %. This places Taichung Commercial Bank Co in the lower half of its industry. The industry median OCF Yield % is 9.24. Taichung Commercial Bank Co's value of 3.66 is 60.4% below this benchmark. While the company's 10-year median is 29.52 vs. the industry median of 9.24, Taichung Commercial Bank Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Yield % for a Banks company?
The median OCF Yield % among Banks companies is 9.24, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a OCF Yield % significantly above this median, while those in the bottom quartile fall well below. However, OCF Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taichung Commercial Bank Co's current OCF Yield % of 3.66 is 60.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Yield % mean?
A high OCF Yield % can signal that a stock is expensive relative to its fundamentals. OCF Yield is calculated as Cash Flow from Operations divided by Market Capitalization. View historical data on Taichung Commercial Bank Co and its competitors. For the Banks industry, the median OCF Yield % is 9.24 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taichung Commercial Bank Co's current OCF Yield % is 3.66, which is 88% below median its own 10-year median of 29.52. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taichung Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Taichung Commercial Bank Co (TPE:2812) is currently considered Fairly Valued. The stock's GF Value™ is NT$19.48, compared to a current price of NT$20.15 — trading 3.4% above its estimated fair value. The current OCF Yield % is 3.66, which is 88% below median its 10-year median of 29.52 and 60.4% below the Banks industry median of 9.24. Taichung Commercial Bank Co's overall GF Score™ is 70/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Yield % calculated?
OCF Yield % is calculated from a company's financial statements. For Taichung Commercial Bank Co (TPE:2812), the current OCF Yield % is 3.66 as of Jul. 03, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taichung Commercial Bank Co (TPE:2812) Overvalued in 2026?

Based on GuruFocus' analysis, Taichung Commercial Bank Co stock appears to be overvalued. The current stock price of NT$20.15 is trading 3.4% above its estimated GF Value™ of NT$19.48. GuruFocus considers Taichung Commercial Bank Co to be Fairly Valued.

Key valuation signals for TPE:2812:

  • OCF Yield %: 3.66 (88% below median its 10-year median of 29.52)
  • GF Value™: NT$19.48 vs. price of NT$20.15 (3.4% above fair value)
  • GF Score™: 70/100 with 2 warning signs
  • Industry Position: 60.4% below the Banks median (#1041 of 1502)

No single metric tells the full story. See the TPE:2812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taichung Commercial Bank Co Business Description

Address No. 87, Mincyuan Road, West District, Taichung, TWN, 40341
Taichung Commercial Bank Co Ltd is a provider of banking products and services in Taiwan. The company earns the majority of revenue domestically and derives a small portion of revenue from operations in the rest of Asia and America. Segements are Northern area, Central area, Southern area, OBU, Overseas branch, Head office and others. The bank provides deposits, corporate loans, syndicated loans, mortgages, automobile loans, credit cards, foreign exchange, Internet banking, ATMs, securities trading, long-term investment, wealth management, trust services, insurance brokerage, leasing, and international banking to its customers, both individuals and businesses.
70GF Score

Get the complete analysis for TPE:2812

OCF Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$20.15
Price
NT$19.48
GF Value