The historical rank and industry rank for Taichung Commercial Bank Co's Net Margin % or its related term are showing as below:
TPE:2812'
s Net Margin % Range Over the Past 10 Years
Min: 29.65 Med: 35.25 Max: 43.88
Current: 43.88
TPE:2812's Net Margin % is ranked better than 89% of 1527
companies
in the Banks industry
Industry Median: 26.95
vs TPE:2812: 43.88
Taichung Commercial Bank Co (TPE:2812) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Taichung Commercial Bank Co Net Margin % Related Terms
Taichung Commercial Bank Co Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taichung Commercial Bank Co Net Margin % Competitor Comparison
For the Banks - Regional subindustry, Taichung Commercial Bank Co's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taichung Commercial Bank Co Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Taichung Commercial Bank Co's Net Margin % distribution charts can be found below:
* The bar in red indicates where Taichung Commercial Bank Co's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taichung Commercial Bank Co (TPE:2812) has a Net Margin % of 43.57% as of Dec. 2025. Net margin is the ratio of total net income to net sales. View historical data on Taichung Commercial Bank Co and its competitors. This is 24% above median its historical median of 35.25. Over the past decade, Taichung Commercial Bank Co's Net Margin % has ranged from 29.65 to 43.88. According to the industry distribution chart, Taichung Commercial Bank Co ranks #168 out of 1527 companies in the Banks industry, placing it in the top 11%.
Is Taichung Commercial Bank Co's Net Margin % too high?
Taichung Commercial Bank Co's current Net Margin % of 43.57% is 24% above median its 10-year median of 35.25. Over the past 10 years, this metric has ranged from a low of 29.65 to a high of 43.88. The Banks industry median Net Margin % is 26.95. Taichung Commercial Bank Co's value of 43.57% is 61.7% above this industry median. Based on the distribution chart, Taichung Commercial Bank Co ranks #168 out of 1527 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Taichung Commercial Bank Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taichung Commercial Bank Co's Net Margin % compare to competitors?
According to the Banks industry distribution chart, Taichung Commercial Bank Co ranks #168 out of 1527 companies for Net Margin %. This places Taichung Commercial Bank Co in the top 11% of its industry — outperforming the majority of peers. The industry median Net Margin % is 26.95. Taichung Commercial Bank Co's value of 43.57% is 61.7% above this benchmark. Historically, Taichung Commercial Bank Co's own Net Margin % has ranged from 29.65 to 43.88 over the past decade. While the company's 10-year median is 35.25 vs. the industry median of 26.95, Taichung Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taichung Commercial Bank Co's current Net Margin % of 43.57% is 61.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Taichung Commercial Bank Co and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taichung Commercial Bank Co's current Net Margin % is 43.57%, which is 24% above median its own 10-year median of 35.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taichung Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Taichung Commercial Bank Co (TPE:2812) is currently considered Fairly Valued. The stock's GF Value™ is NT$19.45, compared to a current price of NT$19.80 — trading 1.8% above its estimated fair value. The current Net Margin % is 43.57%, which is 24% above median its 10-year median of 35.25 and 61.7% above the Banks industry median of 26.95. Taichung Commercial Bank Co's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Taichung Commercial Bank Co (TPE:2812), the current Net Margin % is 43.57% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taichung Commercial Bank Co (TPE:2812) Overvalued in 2026?
Based on GuruFocus' analysis, Taichung Commercial Bank Co stock appears to be overvalued.
The current stock price of NT$19.80 is trading 1.8% above its estimated GF Value™ of NT$19.45.
GuruFocus considers Taichung Commercial Bank Co to be Fairly Valued.
Key valuation signals for TPE:2812:
Net Margin %: 43.57% (24% above median its 10-year median of 35.25)
GF Value™: NT$19.45 vs. price of NT$19.80 (1.8% above fair value)
Industry Position: 61.7% above the Banks median (#168 of 1527)
No single metric tells the full story. See the TPE:2812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taichung Commercial Bank Co Ltd is a provider of banking products and services in Taiwan. The company earns the majority of revenue domestically and derives a small portion of revenue from operations in the rest of Asia and America. Segements are Northern area, Central area, Southern area, OBU, Overseas branch, Head office and others. The bank provides deposits, corporate loans, syndicated loans, mortgages, automobile loans, credit cards, foreign exchange, Internet banking, ATMs, securities trading, long-term investment, wealth management, trust services, insurance brokerage, leasing, and international banking to its customers, both individuals and businesses.
72GF Score
Get the complete analysis for TPE:2812
Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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