Taichung Commercial Bank Co (TPE:2812) FCF Margin %: -263.50% (As of Mar. 2026)

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TPE:2812 Taichung Commercial Bank Co Ltd TPE:2812
72 GF Score
Price NT$18.65
GF Value NT$18.72
Valuation Fairly Valued
! 3 Warning Signs
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What is Taichung Commercial Bank Co FCF Margin %?

Taichung Commercial Bank Co TPE:2812 72 FCF Margin % is -263.50% as of Mar. 2026. GuruFocus rates TPE:2812 with a GF Score™ of 72/100 and a GF Value™ of NT$18.72 (Fairly Valued). The stock has 3 warning signs investors should review. Among 1,502 Banks companies, Taichung Commercial Bank Co ranks worse than 92.48% on this metric.

FCF Margin % is calculated as Free Cash Flow divided by its Revenue. Taichung Commercial Bank Co's Free Cash Flow for the three months ended in Mar. 2026 was NT$-14,500 Mil. Taichung Commercial Bank Co's Revenue for the three months ended in Mar. 2026 was NT$5,503 Mil. Therefore, Taichung Commercial Bank Co's FCF Margin % for the quarter that ended in Mar. 2026 was -263.50%.

As of today, Taichung Commercial Bank Co's current FCF Yield % is -19.05%.

The historical rank and industry rank for Taichung Commercial Bank Co's FCF Margin % or its related term are showing as below:

TPE:2812' s FCF Margin % Range Over the Past 10 Years
Min: -108.04   Med: 114.83   Max: 238.87
Current: -108.04


During the past 13 years, the highest FCF Margin % of Taichung Commercial Bank Co was 238.87%. The lowest was -108.04%. And the median was 114.83%.

TPE:2812's FCF Margin % is ranked worse than
92.48% of 1502 companies
in the Banks industry
Industry Median: 27.085 vs TPE:2812: -108.04


Taichung Commercial Bank Co FCF Margin % Related Terms


Taichung Commercial Bank Co FCF Margin % Historical Data

* Premium members only.

The historical data trend for Taichung Commercial Bank Co's FCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Taichung Commercial Bank Co FCF Margin % Chart

Taichung Commercial Bank Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
FCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -20.44 5.08 140.22 117.73 9.78

Taichung Commercial Bank Co Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
FCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 205.96 -60.85 -178.14 80.69 -263.50

Taichung Commercial Bank Co FCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Taichung Commercial Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Taichung Commercial Bank Co FCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Taichung Commercial Bank Co's FCF Margin % distribution charts can be found below:

* The bar in red indicates where Taichung Commercial Bank Co's FCF Margin % falls into.


TPE:2812
72GF Score
Taichung Commercial Bank Co Ltd TPE:2812
FCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Taichung Commercial Bank Co FCF Margin % Calculation

FCF margin is the ratio of Free Cash Flow divided by net sales or Revenue, usually presented in percent.

Taichung Commercial Bank Co's FCF Margin for the fiscal year that ended in Dec. 2025 is calculated as

FCF Margin=Free Cash Flow (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=2018.667/20641.329
=9.78 %

Taichung Commercial Bank Co's FCF Margin for the quarter that ended in Mar. 2026 is calculated as

FCF Margin=Free Cash Flow (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=-14500.421/5502.97
=-263.50 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about FCF Margin % →
What does a FCF Margin % of -263.50% mean?
Taichung Commercial Bank Co (TPE:2812) has a FCF Margin % of -263.50% as of Mar. 2026. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taichung Commercial Bank Co and its competitors. According to the industry distribution chart, Taichung Commercial Bank Co ranks #1389 out of 1502 companies in the Banks industry, placing it in the top 92.5%.
Is Taichung Commercial Bank Co's FCF Margin % too high?
Taichung Commercial Bank Co's current FCF Margin % is -263.50%. Based on the distribution chart, Taichung Commercial Bank Co ranks #1389 out of 1502 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Taichung Commercial Bank Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taichung Commercial Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Taichung Commercial Bank Co ranks #1389 out of 1502 companies for FCF Margin %. This places Taichung Commercial Bank Co in the lower half of its industry. The industry median FCF Margin % is 27.09. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 27.09, based on 1,502 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taichung Commercial Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 27.09 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taichung Commercial Bank Co's current FCF Margin % is -263.50%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taichung Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Taichung Commercial Bank Co (TPE:2812) is currently considered Fairly Valued. The stock's GF Value™ is NT$18.72, compared to a current price of NT$18.65 — trading 0.4% below its estimated fair value. The current FCF Margin % is -263.50%. Taichung Commercial Bank Co's overall GF Score™ is 72/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Taichung Commercial Bank Co (TPE:2812), the current FCF Margin % is -263.50% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Taichung Commercial Bank Co (TPE:2812) Overvalued in 2026?

Based on GuruFocus' analysis, Taichung Commercial Bank Co stock appears to be undervalued. The current stock price of NT$18.65 is trading 0.4% below its estimated GF Value™ of NT$18.72. GuruFocus considers Taichung Commercial Bank Co to be Fairly Valued.

Key valuation signals for TPE:2812:

  • FCF Margin %: -263.50%
  • GF Value™: NT$18.72 vs. price of NT$18.65 (0.4% below fair value)
  • GF Score™: 72/100 with 3 warning signs

No single metric tells the full story. See the TPE:2812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Taichung Commercial Bank Co Business Description

Address No. 87, Mincyuan Road, West District, Taichung, TWN, 40341
Taichung Commercial Bank Co Ltd is a provider of banking products and services in Taiwan. The company earns the majority of revenue domestically and derives a small portion of revenue from operations in the rest of Asia and America. Segements are Northern area, Central area, Southern area, OBU, Overseas branch, Head office and others. The bank provides deposits, corporate loans, syndicated loans, mortgages, automobile loans, credit cards, foreign exchange, Internet banking, ATMs, securities trading, long-term investment, wealth management, trust services, insurance brokerage, leasing, and international banking to its customers, both individuals and businesses.
72GF Score

Get the complete analysis for TPE:2812

FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

NT$18.65
Price
NT$18.72
GF Value