* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taichung Commercial Bank Co FCF Margin % Competitor Comparison
For the Banks - Regional subindustry, Taichung Commercial Bank Co's FCF Margin %, along with its competitors' market caps and FCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Taichung Commercial Bank Co FCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Taichung Commercial Bank Co's FCF Margin % distribution charts can be found below:
* The bar in red indicates where Taichung Commercial Bank Co's FCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Taichung Commercial Bank Co (TPE:2812) has a FCF Margin % of 80.69% as of Dec. 2025. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taichung Commercial Bank Co and its competitors. This is 30% below median its historical median of 114.83. According to the industry distribution chart, Taichung Commercial Bank Co ranks #1010 out of 1505 companies in the Banks industry, placing it in the top 67.1%.
Is Taichung Commercial Bank Co's FCF Margin % too high?
Taichung Commercial Bank Co's current FCF Margin % of 80.69% is 30% below median its 10-year median of 114.83. The Banks industry median FCF Margin % is 26.55. Taichung Commercial Bank Co's value of 80.69% is 203.9% above this industry median. Based on the distribution chart, Taichung Commercial Bank Co ranks #1010 out of 1505 companies in the Banks industry, which is below the industry midpoint. Overall, Taichung Commercial Bank Co has a GF Score™ of 72/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Taichung Commercial Bank Co's FCF Margin % compare to competitors?
According to the Banks industry distribution chart, Taichung Commercial Bank Co ranks #1010 out of 1505 companies for FCF Margin %. This places Taichung Commercial Bank Co in the lower half of its industry. The industry median FCF Margin % is 26.55. Taichung Commercial Bank Co's value of 80.69% is 203.9% above this benchmark. While the company's 10-year median is 114.83 vs. the industry median of 26.55, Taichung Commercial Bank Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good FCF Margin % for a Banks company?
The median FCF Margin % among Banks companies is 26.55, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a FCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, FCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Taichung Commercial Bank Co's current FCF Margin % of 80.69% is 203.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high FCF Margin % mean?
A high FCF Margin % can signal that a stock is expensive relative to its fundamentals. Free cash flow margin is the ratio of total free cash flow to net sales. View historical data on Taichung Commercial Bank Co and its competitors. For the Banks industry, the median FCF Margin % is 26.55 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Taichung Commercial Bank Co's current FCF Margin % is 80.69%, which is 30% below median its own 10-year median of 114.83. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Taichung Commercial Bank Co stock overvalued right now?
Based on GuruFocus' analysis, Taichung Commercial Bank Co (TPE:2812) is currently considered Fairly Valued. The stock's GF Value™ is NT$19.45, compared to a current price of NT$19.80 — trading 1.8% above its estimated fair value. The current FCF Margin % is 80.69%, which is 30% below median its 10-year median of 114.83 and 203.9% above the Banks industry median of 26.55. Taichung Commercial Bank Co's overall GF Score™ is 72/100 with 2 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is FCF Margin % calculated?
FCF Margin % is calculated from a company's financial statements. For Taichung Commercial Bank Co (TPE:2812), the current FCF Margin % is 80.69% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Taichung Commercial Bank Co (TPE:2812) Overvalued in 2026?
Based on GuruFocus' analysis, Taichung Commercial Bank Co stock appears to be overvalued.
The current stock price of NT$19.80 is trading 1.8% above its estimated GF Value™ of NT$19.45.
GuruFocus considers Taichung Commercial Bank Co to be Fairly Valued.
Key valuation signals for TPE:2812:
FCF Margin %: 80.69% (30% below median its 10-year median of 114.83)
GF Value™: NT$19.45 vs. price of NT$19.80 (1.8% above fair value)
Industry Position: 203.9% above the Banks median (#1010 of 1505)
No single metric tells the full story. See the TPE:2812 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Taichung Commercial Bank Co Ltd is a provider of banking products and services in Taiwan. The company earns the majority of revenue domestically and derives a small portion of revenue from operations in the rest of Asia and America. Segements are Northern area, Central area, Southern area, OBU, Overseas branch, Head office and others. The bank provides deposits, corporate loans, syndicated loans, mortgages, automobile loans, credit cards, foreign exchange, Internet banking, ATMs, securities trading, long-term investment, wealth management, trust services, insurance brokerage, leasing, and international banking to its customers, both individuals and businesses.
72GF Score
Get the complete analysis for TPE:2812
FCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
TPE:2812 has been successfully added to your 
