Bank of Kochi (TSE:8416) Net Loan: 円719,994 Mil (As of Mar. 2026)

Author: Vera Yuan Vera Yuan
Vera Yuan
Vera Yuan
Director of Data and Quant Analytics at GuruFocus
Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Reviewed by: Charlie Tian Charlie Tian
Charlie Tian
Charlie Tian
Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

TSE:8416 Bank of Kochi Ltd TSE:8416
58 GF Score
Price 円1,177.00
GF Value 円1,018.57
Valuation Modestly Overvalued
! 1 Warning Sign
View Full Analysis

What is Bank of Kochi Net Loan?

Bank of Kochi TSE:8416 +2.88% 58 Net Loan is 円719,994 Mil as of Mar. 2026. GuruFocus rates TSE:8416 with a GF Score™ of 58/100 and a GF Value™ of 円1,018.57 (Modestly Overvalued). The stock has 1 warning sign investors should review.

Bank of Kochi's quarterly net loan increased from Sep. 2025 (円719,742 Mil) to Dec. 2025 (円723,006 Mil) but then declined from Dec. 2025 (円723,006 Mil) to Mar. 2026 (円719,994 Mil).

Bank of Kochi's annual net loan declined from Mar. 2024 (円734,321 Mil) to Mar. 2025 (円723,006 Mil) and declined from Mar. 2025 (円723,006 Mil) to Mar. 2026 (円719,994 Mil).

Bank of Kochi Net Loan Historical Data

* Premium members only.

The historical data trend for Bank of Kochi's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Kochi Net Loan Chart

Bank of Kochi Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 738,883.00 741,790.00 734,321.00 733,292.00 719,994.00

Bank of Kochi Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 727,544.00 719,742.00 723,006.00 719,994.00 714,504.00
TSE:8416
58GF Score
Bank of Kochi Ltd TSE:8416
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Bank of Kochi Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of 円719,994 Mil mean?
Bank of Kochi (TSE:8416) has a Net Loan of 円719,994 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Kochi and its competitors.
Is Bank of Kochi's Net Loan too high?
Bank of Kochi's current Net Loan is 円719,994 Mil. Overall, Bank of Kochi has a GF Score™ of 58/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Kochi's Net Loan compare to competitors?
Bank of Kochi's Net Loan of 円719,994 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Bank of Kochi and its competitors. Bank of Kochi's current Net Loan is 円719,994 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Kochi stock overvalued right now?
Based on GuruFocus' analysis, Bank of Kochi (TSE:8416) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,018.57, compared to a current price of 円1,177.00 — trading 15.6% above its estimated fair value. The current Net Loan is 円719,994 Mil. Bank of Kochi's overall GF Score™ is 58/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Bank of Kochi (TSE:8416), the current Net Loan is 円719,994 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Kochi (TSE:8416) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Kochi stock appears to be overvalued. The current stock price of 円1,177.00 is trading 15.6% above its estimated GF Value™ of 円1,018.57. GuruFocus considers Bank of Kochi to be Modestly Overvalued.

Key valuation signals for TSE:8416:

  • Net Loan: 円719,994 Mil
  • GF Value™: 円1,018.57 vs. price of 円1,177.00 (15.6% above fair value)
  • GF Score™: 58/100 with 1 warning sign

No single metric tells the full story. See the TSE:8416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Bank of Kochi Business Description

Address 2-24, Sakai-machi, Kochi, JPN
Bank of Kochi Ltd operates in the banking industry. The company provides general banking products and services in Japan.
58GF Score

Get the complete analysis for TSE:8416

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,177.00
Price
円1,018.57
GF Value