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Bank of KochiTSE:8416 -8.85%61 5-Year Yield-on-Cost % is 2.38 as of Aug. 09, 2026, which is 18% below its 10-year median of 2.89. GuruFocus rates TSE:8416 with a GF Score™ of 61/100 and a GF Value™ of 円1,016.64 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,246 Banks companies, Bank of Kochi ranks worse than 75.52% on this metric.
Bank of Kochi's yield on cost for the quarter that ended in Mar. 2026 was 2.38.
The historical rank and industry rank for Bank of Kochi's 5-Year Yield-on-Cost % or its related term are showing as below:
TSE:8416'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 0.68 Med: 2.89 Max: 4.63
Current: 2.38
During the past 13 years, Bank of Kochi's highest Yield on Cost was 4.63. The lowest was 0.68. And the median was 2.89.
TSE:8416's 5-Year Yield-on-Cost % is ranked worse than 75.52% of 1246
companies
in the Banks industry
Industry Median: 3.81
vs TSE:8416: 2.38
Bank of Kochi (TSE:8416) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
Bank of Kochi 5-Year Yield-on-Cost % Related Terms
Bank of Kochi 5-Year Yield-on-Cost % Competitor Comparison
For the Banks - Regional subindustry, Bank of Kochi's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Kochi 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Kochi's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where Bank of Kochi's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of Bank of Kochi is calculated as
Bank of Kochi (TSE:8416) has a 5-Year Yield-on-Cost % of 2.38 as of Aug. 09, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Kochi and its competitors. This is 18% below median its historical median of 2.89. Over the past decade, Bank of Kochi's 5-Year Yield-on-Cost % has ranged from 0.68 to 4.63. According to the industry distribution chart, Bank of Kochi ranks #941 out of 1246 companies in the Banks industry, placing it in the top 75.5%.
Is Bank of Kochi's 5-Year Yield-on-Cost % too high?
Bank of Kochi's current 5-Year Yield-on-Cost % of 2.38 is 18% below median its 10-year median of 2.89. Over the past 10 years, this metric has ranged from a low of 0.68 to a high of 4.63. The Banks industry median 5-Year Yield-on-Cost % is 3.81. Bank of Kochi's value of 2.38 is 37.5% below this industry median. Based on the distribution chart, Bank of Kochi ranks #941 out of 1246 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Kochi has a GF Score™ of 61/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Kochi's 5-Year Yield-on-Cost % compare to competitors?
According to the Banks industry distribution chart, Bank of Kochi ranks #941 out of 1246 companies for 5-Year Yield-on-Cost %. This places Bank of Kochi in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.81. Bank of Kochi's value of 2.38 is 37.5% below this benchmark. Historically, Bank of Kochi's own 5-Year Yield-on-Cost % has ranged from 0.68 to 4.63 over the past decade. While the company's 10-year median is 2.89 vs. the industry median of 3.81, Bank of Kochi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.81, based on 1,246 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Kochi's current 5-Year Yield-on-Cost % of 2.38 is 37.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on Bank of Kochi and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.81 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Kochi's current 5-Year Yield-on-Cost % is 2.38, which is 18% below median its own 10-year median of 2.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Kochi stock overvalued right now?
Based on GuruFocus' analysis, Bank of Kochi (TSE:8416) is currently considered Fairly Valued. The stock's GF Value™ is 円1,016.64, compared to a current price of 円1,050.00 — trading 3.3% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.38, which is 18% below median its 10-year median of 2.89 and 37.5% below the Banks industry median of 3.81. Bank of Kochi's overall GF Score™ is 61/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For Bank of Kochi (TSE:8416), the current 5-Year Yield-on-Cost % is 2.38 as of Aug. 09, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Kochi (TSE:8416) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Kochi stock appears to be overvalued.
The current stock price of 円1,050.00 is trading 3.3% above its estimated GF Value™ of 円1,016.64.
GuruFocus considers Bank of Kochi to be Fairly Valued.
Key valuation signals for TSE:8416:
5-Year Yield-on-Cost %: 2.38 (18% below median its 10-year median of 2.89)
GF Value™: 円1,016.64 vs. price of 円1,050.00 (3.3% above fair value)
Industry Position: 37.5% below the Banks median (#941 of 1246)
No single metric tells the full story. See the TSE:8416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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