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Bank of KochiTSE:8416 +0.18%57 Debt-to-Equity is 1.64 as of Mar. 2026, which is 50% above its 10-year median of 1.09. GuruFocus rates TSE:8416 with a GF Score™ of 57/100 and a GF Value™ of 円1,020.86 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,411 Banks companies, Bank of Kochi ranks worse than 77.82% on this metric.
A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.
The historical rank and industry rank for Bank of Kochi's Debt-to-Equity or its related term are showing as below:
TSE:8416'
s Debt-to-Equity Range Over the Past 10 Years
Min: 0.74 Med: 1.09 Max: 1.64
Current: 1.42
During the past 13 years, the highest Debt-to-Equity Ratio of Bank of Kochi was 1.64. The lowest was 0.74. And the median was 1.09.
TSE:8416's Debt-to-Equity is ranked worse than 77.82% of 1411
companies
in the Banks industry
Industry Median: 0.58
vs TSE:8416: 1.42
Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.
Bank of Kochi Debt-to-Equity Related Terms
Bank of Kochi Debt-to-Equity Historical Data
* Premium members only.
The historical data trend for Bank of Kochi's Debt-to-Equity can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Kochi Debt-to-Equity Competitor Comparison
For the Banks - Regional subindustry, Bank of Kochi's Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Bank of Kochi Debt-to-Equity vs Banks Industry
For the Banks industry and Financial Services sector, Bank of Kochi's Debt-to-Equity distribution charts can be found below:
* The bar in red indicates where Bank of Kochi's Debt-to-Equity falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Bank of Kochi (TSE:8416) has a Debt-to-Equity of 1.64 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Kochi and its competitors. This is 50% above median its historical median of 1.09. Over the past decade, Bank of Kochi's Debt-to-Equity has ranged from 0.74 to 1.64. According to the industry distribution chart, Bank of Kochi ranks #1098 out of 1411 companies in the Banks industry, placing it in the top 77.8%.
Is Bank of Kochi's Debt-to-Equity too high?
Bank of Kochi's current Debt-to-Equity of 1.64 is 50% above median its 10-year median of 1.09. Over the past 10 years, this metric has ranged from a low of 0.74 to a high of 1.64. The Banks industry median Debt-to-Equity is 0.58. Bank of Kochi's value of 1.64 is 182.8% above this industry median. Based on the distribution chart, Bank of Kochi ranks #1098 out of 1411 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Kochi has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Bank of Kochi's Debt-to-Equity compare to competitors?
According to the Banks industry distribution chart, Bank of Kochi ranks #1098 out of 1411 companies for Debt-to-Equity. This places Bank of Kochi in the lower half of its industry. The industry median Debt-to-Equity is 0.58. Bank of Kochi's value of 1.64 is 182.8% above this benchmark. Historically, Bank of Kochi's own Debt-to-Equity has ranged from 0.74 to 1.64 over the past decade. While the company's 10-year median is 1.09 vs. the industry median of 0.58, Bank of Kochi has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.58, based on 1,411 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Kochi's current Debt-to-Equity of 1.64 is 182.8% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Bank of Kochi and its competitors. For the Banks industry, the median Debt-to-Equity is 0.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Kochi's current Debt-to-Equity is 1.64, which is 50% above median its own 10-year median of 1.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Kochi stock overvalued right now?
Based on GuruFocus' analysis, Bank of Kochi (TSE:8416) is currently considered Fairly Valued. The stock's GF Value™ is 円1,020.86, compared to a current price of 円1,103.00 — trading 8% above its estimated fair value. The current Debt-to-Equity is 1.64, which is 50% above median its 10-year median of 1.09 and 182.8% above the Banks industry median of 0.58. Bank of Kochi's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Bank of Kochi (TSE:8416), the current Debt-to-Equity is 1.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Bank of Kochi (TSE:8416) Overvalued in 2026?
Based on GuruFocus' analysis, Bank of Kochi stock appears to be overvalued.
The current stock price of 円1,103.00 is trading 8% above its estimated GF Value™ of 円1,020.86.
GuruFocus considers Bank of Kochi to be Fairly Valued.
Key valuation signals for TSE:8416:
Debt-to-Equity: 1.64 (50% above median its 10-year median of 1.09)
GF Value™: 円1,020.86 vs. price of 円1,103.00 (8% above fair value)
Industry Position: 182.8% above the Banks median (#1098 of 1411)
No single metric tells the full story. See the TSE:8416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
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