Bank of Kochi (TSE:8416) OCF Margin %: 23.52% (As of Mar. 2026) — 74% Below Median


TSE:8416 Bank of Kochi Ltd TSE:8416
55 GF Score
Price 円1,237.00
GF Value 円1,007.74
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Bank of Kochi OCF Margin %?

Bank of Kochi TSE:8416 -0.56% 55 OCF Margin % is 23.52% as of Mar. 2026, which is 74% below its 10-year median of 90.36. GuruFocus rates TSE:8416 with a GF Score™ of 55/100 and a GF Value™ of 円1,007.74 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 1,505 Banks companies, Bank of Kochi ranks better than 83.65% on this metric.

OCF Margin % is calculated as Cash Flow from Operations divided by its Revenue. Bank of Kochi's Cash Flow from Operations for the six months ended in Mar. 2026 was 円2,888 Mil. Bank of Kochi's Revenue for the six months ended in Mar. 2026 was 円12,279 Mil. Therefore, Bank of Kochi's OCF Margin % for the quarter that ended in Mar. 2026 was 23.52%.

As of today, Bank of Kochi's current OCF Yield % is 182.53%.

The historical rank and industry rank for Bank of Kochi's OCF Margin % or its related term are showing as below:

TSE:8416' s OCF Margin % Range Over the Past 10 Years
Min: -168.87   Med: 90.36   Max: 388.26
Current: 95.52


During the past 13 years, the highest OCF Margin % of Bank of Kochi was 388.26%. The lowest was -168.87%. And the median was 90.36%.

TSE:8416's OCF Margin % is ranked better than
83.65% of 1505 companies
in the Banks industry
Industry Median: 29.44 vs TSE:8416: 95.52


Bank of Kochi OCF Margin % Related Terms


Bank of Kochi OCF Margin % Historical Data

* Premium members only.

The historical data trend for Bank of Kochi's OCF Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Kochi OCF Margin % Chart

Bank of Kochi Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
OCF Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -168.87 -152.22 -104.10 121.53 95.52

Bank of Kochi Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
OCF Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 101.71 185.50 48.71 171.16 23.52

Bank of Kochi OCF Margin % Competitor Comparison

For the Banks - Regional subindustry, Bank of Kochi's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Kochi OCF Margin % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Kochi's OCF Margin % distribution charts can be found below:

* The bar in red indicates where Bank of Kochi's OCF Margin % falls into.


TSE:8416
55GF Score
Bank of Kochi Ltd TSE:8416
OCF Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Kochi OCF Margin % Calculation

OCF Margin % is the ratio of Cash Flow from Operations divided by net sales or Revenue, usually presented in percent.

Bank of Kochi's OCF Margin for the fiscal year that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (A: Mar. 2026 )/Revenue (A: Mar. 2026 )
=22893/23967
=95.52 %

Bank of Kochi's OCF Margin for the quarter that ended in Mar. 2026 is calculated as

OCF Margin=Cash Flow from Operations (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2888/12279
=23.52 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about OCF Margin % →
What does a OCF Margin % of 23.52% mean?
Bank of Kochi (TSE:8416) has a OCF Margin % of 23.52% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Kochi and its competitors. This is 74% below median its historical median of 90.36. According to the industry distribution chart, Bank of Kochi ranks #246 out of 1505 companies in the Banks industry, placing it in the top 16.3%.
Is Bank of Kochi's OCF Margin % too high?
Bank of Kochi's current OCF Margin % of 23.52% is 74% below median its 10-year median of 90.36. The Banks industry median OCF Margin % is 29.44. Bank of Kochi's value of 23.52% is 20.1% below this industry median. Based on the distribution chart, Bank of Kochi ranks #246 out of 1505 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Bank of Kochi has a GF Score™ of 55/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Kochi's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Bank of Kochi ranks #246 out of 1505 companies for OCF Margin %. This places Bank of Kochi in the top 16% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. Bank of Kochi's value of 23.52% is 20.1% below this benchmark. While the company's 10-year median is 90.36 vs. the industry median of 29.44, Bank of Kochi has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,505 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Bank of Kochi's current OCF Margin % of 23.52% is 20.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Bank of Kochi and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Bank of Kochi's current OCF Margin % is 23.52%, which is 74% below median its own 10-year median of 90.36. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Kochi stock overvalued right now?
Based on GuruFocus' analysis, Bank of Kochi (TSE:8416) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,007.74, compared to a current price of 円1,237.00 — trading 22.7% above its estimated fair value. The current OCF Margin % is 23.52%, which is 74% below median its 10-year median of 90.36 and 20.1% below the Banks industry median of 29.44. Bank of Kochi's overall GF Score™ is 55/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Bank of Kochi (TSE:8416), the current OCF Margin % is 23.52% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Kochi (TSE:8416) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Kochi stock appears to be overvalued. The current stock price of 円1,237.00 is trading 22.7% above its estimated GF Value™ of 円1,007.74. GuruFocus considers Bank of Kochi to be Modestly Overvalued.

Key valuation signals for TSE:8416:

  • OCF Margin %: 23.52% (74% below median its 10-year median of 90.36)
  • GF Value™: 円1,007.74 vs. price of 円1,237.00 (22.7% above fair value)
  • GF Score™: 55/100 with 3 warning signs
  • Industry Position: 20.1% below the Banks median (#246 of 1505)

No single metric tells the full story. See the TSE:8416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Kochi Business Description

Address 2-24, Sakai-machi, Kochi, JPN
Bank of Kochi Ltd operates in the banking industry. The company provides general banking products and services in Japan.
55GF Score

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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,237.00
Price
円1,007.74
GF Value