Bank of Kochi (TSE:8416) Net Debt Paydown Yield % : -120.00% (As of Jul. 25, 2026)

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TSE:8416 Bank of Kochi Ltd TSE:8416
57 GF Score
Price 円1,210.00
GF Value 円1,011.23
Valuation Modestly Overvalued
! 1 Warning Sign
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What is Bank of Kochi Net Debt Paydown Yield %?

Bank of Kochi TSE:8416 +0.33% 57 Net Debt Paydown Yield % is -120.00% as of Jul. 25, 2026. GuruFocus rates TSE:8416 with a GF Score™ of 57/100 and a GF Value™ of 円1,011.23 (Modestly Overvalued). The stock has 1 warning sign investors should review. Among 1,415 Banks companies, Bank of Kochi ranks worse than 97.1% on this metric.

Net Debt Paydown Yield % is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. It is a measure of a company's willingness and ability to reduce its debt. As of today, Bank of Kochi's Net Debt Paydown Yield % was -120.00%.


Bank of Kochi  (TSE:8416) Net Debt Paydown Yield % Explanation

Net Debt Paydown Yield % is the change in average of four quarters of company's total debt over a company's market cap. Assuming the total value of a company remains that same, shareholder value is increased as debt is reduced. In other words, it is a measure of the willingness and ability of a firm's management to pay down debt. Companies that have high debt paydown yields indicate that they are more aggressive with paying down debt.

In the calculation of Net Debt Paydown Yield %, we use the reductions of TTM average total debt one-year-ago and TTM average total debt at present, divided by its Market Cap.

We calculating the TTM average debt by adding up the total debt, calculated by the sum of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation, in the trailing twelve months(TTM) divided by the counts of the total debt, accoring to the company's report frequency.


Bank of Kochi Net Debt Paydown Yield % Related Terms


Bank of Kochi Net Debt Paydown Yield % Historical Data

* Premium members only.

The historical data trend for Bank of Kochi's Net Debt Paydown Yield % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Bank of Kochi Net Debt Paydown Yield % Chart

Bank of Kochi Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Net Debt Paydown Yield %
Get a 7-Day Free Trial Premium Member Only Premium Member Only -0.67 267.88 454.56 -219.72 -133.65

Bank of Kochi Semi-Annual Data
Sep16 Mar17 Sep17 Mar18 Sep18 Mar19 Sep19 Mar20 Sep20 Mar21 Sep21 Mar22 Sep22 Mar23 Sep23 Mar24 Sep24 Mar25 Sep25 Mar26
Net Debt Paydown Yield % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 454.56 -9.41 -219.72 -97.37 -133.65

Bank of Kochi Net Debt Paydown Yield % Competitor Comparison

For the Banks - Regional subindustry, Bank of Kochi's Net Debt Paydown Yield %, along with its competitors' market caps and Net Debt Paydown Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Bank of Kochi Net Debt Paydown Yield % vs Banks Industry

For the Banks industry and Financial Services sector, Bank of Kochi's Net Debt Paydown Yield % distribution charts can be found below:

* The bar in red indicates where Bank of Kochi's Net Debt Paydown Yield % falls into.


TSE:8416
57GF Score
Bank of Kochi Ltd TSE:8416
Net Debt Paydown Yield % is just one metric. See GF Score™, valuation, warning signs, and more.
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Bank of Kochi Net Debt Paydown Yield % Calculation

Bank of Kochi's Net Debt Paydown Yield % for the quarter that ended in Mar. 2026 is calculated as:

Net Debt Paydown Yield %
=( TTM Average Debt   (1-Year Ago))-TTM Average Debt )/Market Cap
=( 53166-67096.5 )/10422.892
=-133.65 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* All the data are calculated by TTM values. Note that if a companies is traded in several exchanges, then we calculate the company level data for Net Debt Paydown Yield % using the primary share class stock data. The calculation result in definition page is for demonstration purpose only, and it's showing the share class level data. Therefore, the numbers in the calculation may differ from elsewhere if the stock is not a primary share.

What does a Net Debt Paydown Yield % of -120.00% mean?
Bank of Kochi (TSE:8416) has a Net Debt Paydown Yield % of -120.00% as of Jul. 25, 2026. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Kochi and its competitors. According to the industry distribution chart, Bank of Kochi ranks #1374 out of 1415 companies in the Banks industry, placing it in the top 97.1%.
Is Bank of Kochi's Net Debt Paydown Yield % too high?
Bank of Kochi's current Net Debt Paydown Yield % is -120.00%. Based on the distribution chart, Bank of Kochi ranks #1374 out of 1415 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Bank of Kochi has a GF Score™ of 57/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Bank of Kochi's Net Debt Paydown Yield % compare to competitors?
According to the Banks industry distribution chart, Bank of Kochi ranks #1374 out of 1415 companies for Net Debt Paydown Yield %. This places Bank of Kochi in the lower half of its industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Debt Paydown Yield % for a Banks company?
A good Net Debt Paydown Yield % depends on the Banks industry context. However, Net Debt Paydown Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Debt Paydown Yield % mean?
A high Net Debt Paydown Yield % can signal that a stock is expensive relative to its fundamentals. Net Debt Paydown Yield is a metric that evaluates the total amount of debt a company has paid in relation to its market capitalization. This metric provides insight into a company's willingness and ability to reduce its debt using free cash flow. View historical data on Bank of Kochi and its competitors. Bank of Kochi's current Net Debt Paydown Yield % is -120.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Bank of Kochi stock overvalued right now?
Based on GuruFocus' analysis, Bank of Kochi (TSE:8416) is currently considered Modestly Overvalued. The stock's GF Value™ is 円1,011.23, compared to a current price of 円1,210.00 — trading 19.7% above its estimated fair value. The current Net Debt Paydown Yield % is -120.00%. Bank of Kochi's overall GF Score™ is 57/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Debt Paydown Yield % calculated?
Net Debt Paydown Yield % is calculated from a company's financial statements. For Bank of Kochi (TSE:8416), the current Net Debt Paydown Yield % is -120.00% as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Bank of Kochi (TSE:8416) Overvalued in 2026?

Based on GuruFocus' analysis, Bank of Kochi stock appears to be overvalued. The current stock price of 円1,210.00 is trading 19.7% above its estimated GF Value™ of 円1,011.23. GuruFocus considers Bank of Kochi to be Modestly Overvalued.

Key valuation signals for TSE:8416:

  • Net Debt Paydown Yield %: -120.00%
  • GF Value™: 円1,011.23 vs. price of 円1,210.00 (19.7% above fair value)
  • GF Score™: 57/100 with 1 warning sign

No single metric tells the full story. See the TSE:8416 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Bank of Kochi Business Description

Address 2-24, Sakai-machi, Kochi, JPN
Bank of Kochi Ltd operates in the banking industry. The company provides general banking products and services in Japan.
57GF Score

Get the complete analysis for TSE:8416

Net Debt Paydown Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

円1,210.00
Price
円1,011.23
GF Value