UBS Group AG (XSWX:UBSG) Net Loan: CHF536,243 Mil (As of Mar. 2026)

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XSWX:UBSG UBS Group AG XSWX:UBSG
67 GF Score
Price CHF42.31
GF Value CHF30.57
Valuation Significantly Overvalued
! 7 Warning Signs
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What is UBS Group AG Net Loan?

UBS Group AG XSWX:UBSG +0.17% 67 Net Loan is CHF536,243 Mil as of Mar. 2026. GuruFocus rates XSWX:UBSG with a GF Score™ of 67/100 and a GF Value™ of CHF30.57 (Significantly Overvalued). The stock has 7 warning signs investors should review.

UBS Group AG's quarterly net loan increased from Sep. 2025 (CHF543,456 Mil) to Dec. 2025 (CHF549,074 Mil) but then declined from Dec. 2025 (CHF549,074 Mil) to Mar. 2026 (CHF536,243 Mil).

UBS Group AG's annual net loan declined from Dec. 2023 (CHF599,649 Mil) to Dec. 2024 (CHF549,074 Mil) and declined from Dec. 2024 (CHF549,074 Mil) to Dec. 2025 (CHF536,243 Mil).

UBS Group AG Net Loan Historical Data

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The historical data trend for UBS Group AG's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UBS Group AG Net Loan Chart

UBS Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 392,447.31 382,670.54 599,648.86 549,412.84 549,073.66

UBS Group AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 557,640.84 556,988.33 543,456.07 549,073.66 536,243.41
XSWX:UBSG
67GF Score
UBS Group AG XSWX:UBSG
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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UBS Group AG Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of CHF536,243 Mil mean?
UBS Group AG (XSWX:UBSG) has a Net Loan of CHF536,243 Mil as of Mar. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on UBS Group AG and its competitors.
Is UBS Group AG's Net Loan too high?
UBS Group AG's current Net Loan is CHF536,243 Mil. Overall, UBS Group AG has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's Net Loan compare to JPM and BAC?
UBS Group AG's Net Loan of CHF536,243 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on UBS Group AG and its competitors. UBS Group AG's current Net Loan is CHF536,243 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF30.57, compared to a current price of CHF42.31 — trading 38.4% above its estimated fair value. The current Net Loan is CHF536,243 Mil. UBS Group AG's overall GF Score™ is 67/100 with 7 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current Net Loan is CHF536,243 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of CHF42.31 is trading 38.4% above its estimated GF Value™ of CHF30.57. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XSWX:UBSG:

  • Net Loan: CHF536,243 Mil
  • GF Value™: CHF30.57 vs. price of CHF42.31 (38.4% above fair value)
  • GF Score™: 67/100 with 7 warning signs

No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
67GF Score

Get the complete analysis for XSWX:UBSG

Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF42.31
Price
CHF30.57
GF Value