Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
UBS Group AGXSWX:UBSG -1.89%67 5-Year Yield-on-Cost % is 2.85 as of Jul. 19, 2026, which is 34% below its 10-year median of 4.29. GuruFocus rates XSWX:UBSG with a GF Score™ of 67/100 and a GF Value™ of CHF30.05 (Significantly Overvalued). The stock has 6 warning signs investors should review. Among 1,259 Banks companies, UBS Group AG ranks worse than 68.23% on this metric.
UBS Group AG's yield on cost for the quarter that ended in Mar. 2026 was 2.85.
The historical rank and industry rank for UBS Group AG's 5-Year Yield-on-Cost % or its related term are showing as below:
XSWX:UBSG'
s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 2.4 Med: 4.29 Max: 11.81
Current: 2.85
During the past 13 years, UBS Group AG's highest Yield on Cost was 11.81. The lowest was 2.40. And the median was 4.29.
XSWX:UBSG's 5-Year Yield-on-Cost % is ranked worse than 68.23% of 1259
companies
in the Banks industry
Industry Median: 3.86
vs XSWX:UBSG: 2.85
UBS Group AG (XSWX:UBSG) 5-Year Yield-on-Cost % Explanation
Of course the risk here is that the company may not raise its dividends as it did before. The key is to select the companies that can consistently raise its dividends. Usually companies with long history of raising dividends tend to do so.
UBS Group AG 5-Year Yield-on-Cost % Related Terms
XSWX:UBSG vs JPM, BAC, WFC: 5-Year Yield-on-Cost % Comparison
For the Banks - Diversified subindustry, UBS Group AG's 5-Year Yield-on-Cost %, along with its competitors' market caps and 5-Year Yield-on-Cost % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UBS Group AG 5-Year Yield-on-Cost % vs Banks Industry
For the Banks industry and Financial Services sector, UBS Group AG's 5-Year Yield-on-Cost % distribution charts can be found below:
* The bar in red indicates where UBS Group AG's 5-Year Yield-on-Cost % falls into.
Dividend Yield % and dividend growth of a stock is an important factor for income investors. But if company A raises its dividend constantly faster than company B, company A's future dividend yield might be much higher than Company B's even if their yields are the same now and their stock prices do not change.
Yield on Cost assumes that you buy and the stock today, and hold it for 5 years. If the company raises it dividends at the same rate as it did over the past 5 years, the dividends investors receive annually in 5 years relative to the stock price today.
Therefore, Yield-on-Cost of UBS Group AG is calculated as
UBS Group AG (XSWX:UBSG) has a 5-Year Yield-on-Cost % of 2.85 as of Jul. 19, 2026. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on UBS Group AG and its competitors. This is 34% below median its historical median of 4.29. Over the past decade, UBS Group AG's 5-Year Yield-on-Cost % has ranged from 2.40 to 11.81. According to the industry distribution chart, UBS Group AG ranks #859 out of 1259 companies in the Banks industry, placing it in the top 68.2%.
Is UBS Group AG's 5-Year Yield-on-Cost % too high?
UBS Group AG's current 5-Year Yield-on-Cost % of 2.85 is 34% below median its 10-year median of 4.29. Over the past 10 years, this metric has ranged from a low of 2.40 to a high of 11.81. The Banks industry median 5-Year Yield-on-Cost % is 3.86. UBS Group AG's value of 2.85 is 26.2% below this industry median. Based on the distribution chart, UBS Group AG ranks #859 out of 1259 companies in the Banks industry, which is below the industry midpoint. Overall, UBS Group AG has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's 5-Year Yield-on-Cost % compare to JPM and BAC?
According to the Banks industry distribution chart, UBS Group AG ranks #859 out of 1259 companies for 5-Year Yield-on-Cost %. This places UBS Group AG in the lower half of its industry. The industry median 5-Year Yield-on-Cost % is 3.86. UBS Group AG's value of 2.85 is 26.2% below this benchmark. Historically, UBS Group AG's own 5-Year Yield-on-Cost % has ranged from 2.40 to 11.81 over the past decade. While the company's 10-year median is 4.29 vs. the industry median of 3.86, UBS Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 5-Year Yield-on-Cost % for a Banks company?
The median 5-Year Yield-on-Cost % among Banks companies is 3.86, based on 1,259 companies in the industry. Companies in the top quartile (top 25%) have a 5-Year Yield-on-Cost % significantly above this median, while those in the bottom quartile fall well below. However, 5-Year Yield-on-Cost % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UBS Group AG's current 5-Year Yield-on-Cost % of 2.85 is 26.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 5-Year Yield-on-Cost % mean?
A high 5-Year Yield-on-Cost % can signal that a stock is expensive relative to its fundamentals. 5-Year Yield on Cost measures the expected yield based on a company's current yield and 5-year dividend growth. View historical data on UBS Group AG and its competitors. For the Banks industry, the median 5-Year Yield-on-Cost % is 3.86 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UBS Group AG's current 5-Year Yield-on-Cost % is 2.85, which is 34% below median its own 10-year median of 4.29. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF30.05, compared to a current price of CHF42.54 — trading 41.6% above its estimated fair value. The current 5-Year Yield-on-Cost % is 2.85, which is 34% below median its 10-year median of 4.29 and 26.2% below the Banks industry median of 3.86. UBS Group AG's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 5-Year Yield-on-Cost % calculated?
5-Year Yield-on-Cost % is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current 5-Year Yield-on-Cost % is 2.85 as of Jul. 19, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?
Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued.
The current stock price of CHF42.54 is trading 41.6% above its estimated GF Value™ of CHF30.05.
GuruFocus considers UBS Group AG to be Significantly Overvalued.
Key valuation signals for XSWX:UBSG:
5-Year Yield-on-Cost %: 2.85 (34% below median its 10-year median of 4.29)
GF Value™: CHF30.05 vs. price of CHF42.54 (41.6% above fair value)
Industry Position: 26.2% below the Banks median (#859 of 1259)
No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
67GF Score
Get the complete analysis for XSWX:UBSG
5-Year Yield-on-Cost % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
XSWX:UBSG has been successfully added to your 
