UBS Group AG (XSWX:UBSG) Net Margin %: 22.08% (As of Mar. 2026) — 40% Above Median


XSWX:UBSG UBS Group AG XSWX:UBSG
66 GF Score
Price CHF40.88
GF Value CHF29.60
Valuation Significantly Overvalued
! 5 Warning Signs
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What is UBS Group AG Net Margin %?

UBS Group AG XSWX:UBSG -1.14% 66 Net Margin % is 22.08% as of Mar. 2026, which is 40% above its 10-year median of 15.74. GuruFocus rates XSWX:UBSG with a GF Score™ of 66/100 and a GF Value™ of CHF29.60 (Significantly Overvalued). The stock has 5 warning signs investors should review. Among 1,527 Banks companies, UBS Group AG ranks worse than 73.74% on this metric.

Net margin is calculated as Net Income divided by its Revenue. UBS Group AG's Net Income for the three months ended in Mar. 2026 was CHF2,393 Mil. UBS Group AG's Revenue for the three months ended in Mar. 2026 was CHF10,842 Mil. Therefore, UBS Group AG's net margin for the quarter that ended in Mar. 2026 was 22.08%.

The historical rank and industry rank for UBS Group AG's Net Margin % or its related term are showing as below:

XSWX:UBSG' s Net Margin % Range Over the Past 10 Years
Min: 3.27   Med: 15.74   Max: 66.52
Current: 18.45


XSWX:UBSG's Net Margin % is ranked worse than
73.74% of 1527 companies
in the Banks industry
Industry Median: 26.95 vs XSWX:UBSG: 18.45

UBS Group AG  (XSWX:UBSG) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.


UBS Group AG Net Margin % Related Terms


UBS Group AG Net Margin % Historical Data

* Premium members only.

The historical data trend for UBS Group AG's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UBS Group AG Net Margin % Chart

UBS Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 21.27 22.93 66.52 11.22 16.42

UBS Group AG Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Net Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 14.12 20.83 20.78 9.83 22.08

XSWX:UBSG vs JPM, BAC, WFC: Net Margin % Comparison

For the Banks - Diversified subindustry, UBS Group AG's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


UBS Group AG Net Margin % vs Banks Industry

For the Banks industry and Financial Services sector, UBS Group AG's Net Margin % distribution charts can be found below:

* The bar in red indicates where UBS Group AG's Net Margin % falls into.


XSWX:UBSG
66GF Score
UBS Group AG XSWX:UBSG
Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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UBS Group AG Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

UBS Group AG's Net Margin for the fiscal year that ended in Dec. 2025 is calculated as

Net Margin=Net Income (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=6189.522/37689.386
=16.42 %

UBS Group AG's Net Margin for the quarter that ended in Mar. 2026 is calculated as

Net Margin=Net Income (Q: Mar. 2026 )/Revenue (Q: Mar. 2026 )
=2393.392/10841.908
=22.08 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Net Margin % →
What does a Net Margin % of 22.08% mean?
UBS Group AG (XSWX:UBSG) has a Net Margin % of 22.08% as of Mar. 2026. Net margin is the ratio of total net income to net sales. View historical data on UBS Group AG and its competitors. This is 40% above median its historical median of 15.74. Over the past decade, UBS Group AG's Net Margin % has ranged from 3.27 to 66.52. According to the industry distribution chart, UBS Group AG ranks #1126 out of 1527 companies in the Banks industry, placing it in the top 73.7%.
Is UBS Group AG's Net Margin % too high?
UBS Group AG's current Net Margin % of 22.08% is 40% above median its 10-year median of 15.74. Over the past 10 years, this metric has ranged from a low of 3.27 to a high of 66.52. The Banks industry median Net Margin % is 26.95. UBS Group AG's value of 22.08% is 18.1% below this industry median. Based on the distribution chart, UBS Group AG ranks #1126 out of 1527 companies in the Banks industry, which is below the industry midpoint. Overall, UBS Group AG has a GF Score™ of 66/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's Net Margin % compare to JPM and BAC?
According to the Banks industry distribution chart, UBS Group AG ranks #1126 out of 1527 companies for Net Margin %. This places UBS Group AG in the lower half of its industry. The industry median Net Margin % is 26.95. UBS Group AG's value of 22.08% is 18.1% below this benchmark. Historically, UBS Group AG's own Net Margin % has ranged from 3.27 to 66.52 over the past decade. While the company's 10-year median is 15.74 vs. the industry median of 26.95, UBS Group AG has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 26.95, based on 1,527 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. UBS Group AG's current Net Margin % of 22.08% is 18.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on UBS Group AG and its competitors. For the Banks industry, the median Net Margin % is 26.95 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. UBS Group AG's current Net Margin % is 22.08%, which is 40% above median its own 10-year median of 15.74. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF29.60, compared to a current price of CHF40.88 — trading 38.1% above its estimated fair value. The current Net Margin % is 22.08%, which is 40% above median its 10-year median of 15.74 and 18.1% below the Banks industry median of 26.95. UBS Group AG's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current Net Margin % is 22.08% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of CHF40.88 is trading 38.1% above its estimated GF Value™ of CHF29.60. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XSWX:UBSG:

  • Net Margin %: 22.08% (40% above median its 10-year median of 15.74)
  • GF Value™: CHF29.60 vs. price of CHF40.88 (38.1% above fair value)
  • GF Score™: 66/100 with 5 warning signs
  • Industry Position: 18.1% below the Banks median (#1126 of 1527)

No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
66GF Score

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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF40.88
Price
CHF29.60
GF Value