UBS Group AG (XSWX:UBSG) Debt-to-Asset : 0.21 (As of Jun. 2026)

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XSWX:UBSG UBS Group AG XSWX:UBSG
63 GF Score
Price CHF44.56
GF Value CHF32.07
Valuation Significantly Overvalued
! 6 Warning Signs
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What is UBS Group AG Debt-to-Asset?

UBS Group AG XSWX:UBSG +1.39% 63 Debt-to-Asset is 0.21 as of Jun. 2026. GuruFocus rates XSWX:UBSG with a GF Score™ of 63/100 and a GF Value™ of CHF32.07 (Significantly Overvalued). The stock has 6 warning signs investors should review.

UBS Group AG's Short-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF35,194 Mil. UBS Group AG's Long-Term Debt & Capital Lease Obligation for the quarter that ended in Jun. 2026 was CHF245,004 Mil. UBS Group AG's Long-Term Debt & Capital Lease ObligationTotal Assets for the quarter that ended in Jun. 2026 was CHF1,364,632 Mil. UBS Group AG's debt to asset for the quarter that ended in Jun. 2026 was 0.21.

UBS Group AG  (XSWX:UBSG) Debt-to-Asset Explanation

In the calculation of Debt-to-Asset, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Assets.

UBS Group AG Debt-to-Asset Related Terms

UBS Group AG Debt-to-Asset Historical Data

* Premium members only.

The historical data trend for UBS Group AG's Debt-to-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

UBS Group AG Debt-to-Asset Chart

UBS Group AG Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.20 0.18 0.22 0.21 0.21

UBS Group AG Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.21 0.21 0.21 0.20 0.21

XSWX:UBSG vs JPM, BAC, WFC: Debt-to-Asset Comparison

For the Banks - Diversified subindustry, UBS Group AG's Debt-to-Asset, along with its competitors' market caps and Debt-to-Asset data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

UBS Group AG Debt-to-Asset vs Banks Industry

For the Banks industry and Financial Services sector, UBS Group AG's Debt-to-Asset distribution charts can be found below:

* The bar in red indicates where UBS Group AG's Debt-to-Asset falls into.


XSWX:UBSG
63GF Score
UBS Group AG XSWX:UBSG
Debt-to-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

UBS Group AG Debt-to-Asset Calculation

Debt to Asset measures the financial leverage a company has.

UBS Group AG's Debt-to-Asset for the fiscal year that ended in Dec. 2025 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(26991.003 + 240800.867) / 1288927.576
=0.21

UBS Group AG's Debt-to-Asset for the quarter that ended in Jun. 2026 is calculated as

Debt-to-Asset=Total Debt / Total Assets
=(Short-Term Debt & Capital Lease Obligation + Long-Term Debt & Capital Lease Obligation) / Total Assets
=(35193.978 + 245003.834) / 1364632.101
=0.21

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Asset →
What does a Debt-to-Asset of 0.21 mean?
UBS Group AG (XSWX:UBSG) has a Debt-to-Asset of 0.21 as of Jun. 2026. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on UBS Group AG and its competitors.
Is UBS Group AG's Debt-to-Asset too high?
UBS Group AG's current Debt-to-Asset is 0.21. Overall, UBS Group AG has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's Debt-to-Asset compare to JPM and BAC?
UBS Group AG's Debt-to-Asset of 0.21 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Asset for a Banks company?
A good Debt-to-Asset depends on the Banks industry context. However, Debt-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Asset mean?
A high Debt-to-Asset can signal that a stock is expensive relative to its fundamentals. Debt-to-asset ratio represents the ratio of total debt to total assets. View historical data on UBS Group AG and its competitors. UBS Group AG's current Debt-to-Asset is 0.21. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF32.07, compared to a current price of CHF44.56 — trading 38.9% above its estimated fair value. The current Debt-to-Asset is 0.21. UBS Group AG's overall GF Score™ is 63/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Asset calculated?
Debt-to-Asset is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current Debt-to-Asset is 0.21 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?

Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued. The current stock price of CHF44.56 is trading 38.9% above its estimated GF Value™ of CHF32.07. GuruFocus considers UBS Group AG to be Significantly Overvalued.

Key valuation signals for XSWX:UBSG:

  • Debt-to-Asset: 0.21
  • GF Value™: CHF32.07 vs. price of CHF44.56 (38.9% above fair value)
  • GF Score™: 63/100 with 6 warning signs

No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

UBS Group AG Business Description

Address Bahnhofstrasse 45, Zurich, CHE, CH-8001
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
63GF Score

Get the complete analysis for XSWX:UBSG

Debt-to-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

CHF44.56
Price
CHF32.07
GF Value