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Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. UBS Group AG's annualized positive value of Interest Expense for the quarter that ended in Mar. 2026 was CHF18,070 Mil. UBS Group AG's average total debt for the quarter that ended in Mar. 2026 was CHF269,281 Mil. Therefore, UBS Group AG's annualized Effective Interest Rate on Debt % for the quarter that ended in Mar. 2026 was 6.71%.
UBS Group AG (XSWX:UBSG) Effective Interest Rate on Debt % Explanation
Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.
UBS Group AG Effective Interest Rate on Debt % Related Terms
UBS Group AG Effective Interest Rate on Debt % Historical Data
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The historical data trend for UBS Group AG's Effective Interest Rate on Debt % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
UBS Group AG Effective Interest Rate on Debt % Chart
XSWX:UBSG vs JPM, BAC, WFC: Effective Interest Rate on Debt % Comparison
For the Banks - Diversified subindustry, UBS Group AG's Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
UBS Group AG Effective Interest Rate on Debt % vs Banks Industry
For the Banks industry and Financial Services sector, UBS Group AG's Effective Interest Rate on Debt % distribution charts can be found below:
* The bar in red indicates where UBS Group AG's Effective Interest Rate on Debt % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data,
the Interest Expense data used here is four times the quarterly (Mar. 2026) interest expense data.
Effective Interest Rate on Debt % is displayed in the 30-year financial page.
What does a Effective Interest Rate on Debt % of 6.71% mean?
UBS Group AG (XSWX:UBSG) has a Effective Interest Rate on Debt % of 6.71% as of Mar. 2026. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UBS Group AG and its competitors.
Is UBS Group AG's Effective Interest Rate on Debt % too high?
UBS Group AG's current Effective Interest Rate on Debt % is 6.71%. Overall, UBS Group AG has a GF Score™ of 67/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does UBS Group AG's Effective Interest Rate on Debt % compare to JPM and BAC?
UBS Group AG's Effective Interest Rate on Debt % of 6.71% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Effective Interest Rate on Debt % for a Banks company?
A good Effective Interest Rate on Debt % depends on the Banks industry context. However, Effective Interest Rate on Debt % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Effective Interest Rate on Debt % mean?
A high Effective Interest Rate on Debt % can signal that a stock is expensive relative to its fundamentals. Effective interest rate on debt is the rate a company actually pays on its debt. View historical data on UBS Group AG and its competitors. UBS Group AG's current Effective Interest Rate on Debt % is 6.71%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is UBS Group AG stock overvalued right now?
Based on GuruFocus' analysis, UBS Group AG (XSWX:UBSG) is currently considered Significantly Overvalued. The stock's GF Value™ is CHF30.04, compared to a current price of CHF42.54 — trading 41.6% above its estimated fair value. The current Effective Interest Rate on Debt % is 6.71%. UBS Group AG's overall GF Score™ is 67/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Effective Interest Rate on Debt % calculated?
Effective Interest Rate on Debt % is calculated from a company's financial statements. For UBS Group AG (XSWX:UBSG), the current Effective Interest Rate on Debt % is 6.71% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is UBS Group AG (XSWX:UBSG) Overvalued in 2026?
Based on GuruFocus' analysis, UBS Group AG stock appears to be overvalued.
The current stock price of CHF42.54 is trading 41.6% above its estimated GF Value™ of CHF30.04.
GuruFocus considers UBS Group AG to be Significantly Overvalued.
Key valuation signals for XSWX:UBSG:
Effective Interest Rate on Debt %: 6.71%
GF Value™: CHF30.04 vs. price of CHF42.54 (41.6% above fair value)
No single metric tells the full story. See the XSWX:UBSG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
UBS is a global financial institution built around its core strength in wealth management, serving high and ultra-high-net-worth individuals. In Switzerland, it also operates as a traditional retail and commercial bank. Its investment bank and asset management divisions complement the wealth business, providing tailored solutions to UBS clients while serving third-party customers by leveraging UBS' global reach and expertise.
67GF Score
Get the complete analysis for XSWX:UBSG
Effective Interest Rate on Debt % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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