CZBS (Citizens Bancshares) Total Deposits: $975.21 Mil (As of Dec. 2025)

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CZBS Citizens Bancshares Corp CZBS
75 GF Score
Price $62.37
GF Value $56.00
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citizens Bancshares Total Deposits?

Citizens Bancshares CZBS -0.49% 75 Total Deposits is $975.21 Mil as of Dec. 2025. GuruFocus rates CZBS with a GF Score™ of 75/100 and a GF Value™ of $56.00 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Citizens Bancshares's annual total deposits increased from Dec. 2023 ($853.13 Mil) to Dec. 2024 ($916.69 Mil) and increased from Dec. 2024 ($916.69 Mil) to Dec. 2025 ($975.21 Mil).

Citizens Bancshares Total Deposits Historical Data

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The historical data trend for Citizens Bancshares's Total Deposits can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancshares Total Deposits Chart

Citizens Bancshares Annual Data
Trend Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits
Get a 7-Day Free Trial Premium Member Only Premium Member Only 687.56 896.96 853.13 916.69 975.21

Citizens Bancshares Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Deposits Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 687.56 896.96 853.13 916.69 975.21
CZBS
75GF Score
Citizens Bancshares Corp CZBS
Total Deposits is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancshares Total Deposits Calculation

Total Deposits that banks' customers have in their accounts. This is an very important source of banks' liquidity.

When banks' customers flood to their banks to take their deposit out, it may be called "Bank Run", which may bring down a bank due to liquidity issues.

Frequently Asked Questions Learn more about Total Deposits →
What does a Total Deposits of $975.21 Mil mean?
Citizens Bancshares (CZBS) has a Total Deposits of $975.21 Mil as of Dec. 2025. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Citizens Bancshares and its competitors.
Is Citizens Bancshares' Total Deposits too high?
Citizens Bancshares' current Total Deposits is $975.21 Mil. Overall, Citizens Bancshares has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancshares' Total Deposits compare to MGYR and JDVB?
Citizens Bancshares' Total Deposits of $975.21 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Deposits for a Banks company?
A good Total Deposits depends on the Banks industry context. However, Total Deposits should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Deposits mean?
A high Total Deposits can signal that a stock is expensive relative to its fundamentals. The total amount of client deposits as recorded on a bank's balance sheet. View historical data for Citizens Bancshares and its competitors. Citizens Bancshares's current Total Deposits is $975.21 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancshares (CZBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $56.00, compared to a current price of $62.37 — trading 11.4% above its estimated fair value. The current Total Deposits is $975.21 Mil. Citizens Bancshares' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Deposits calculated?
Total Deposits is calculated from a company's financial statements. For Citizens Bancshares (CZBS), the current Total Deposits is $975.21 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancshares (CZBS) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancshares stock appears to be overvalued. The current stock price of $62.37 is trading 11.4% above its estimated GF Value™ of $56.00. GuruFocus considers Citizens Bancshares to be Modestly Overvalued.

Key valuation signals for CZBS:

  • Total Deposits: $975.21 Mil
  • GF Value™: $56.00 vs. price of $62.37 (11.4% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the CZBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancshares Business Description

Other Exchanges CITZ:USA
Address 230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
75GF Score

Get the complete analysis for CZBS

Total Deposits is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.37
Price
$56.00
GF Value