CZBS (Citizens Bancshares) Construction Loans (USD Mil): 6.84 (As of Jun. 2016)

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CZBS Citizens Bancshares Corp CZBS
69 GF Score
Price $63.48
GF Value $56.08
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citizens Bancshares Construction Loans (USD Mil)?

Citizens Bancshares CZBS +2.12% 69 Construction Loans (USD Mil) is 6.84 as of Jun. 2016. GuruFocus rates CZBS with a GF Score™ of 69/100 and a GF Value™ of $56.08 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Construction Loans (USD Mil) is a short-term loan that covers only the costs of custom home building. Once the home is built, the prospective occupant must apply for a mortgage to pay for the completed home.

Citizens Bancshares's Construction Loans (USD Mil) for the quarter that ended in Jun. 2016 was 6.84 , which is higher than 0.00 for the pervious quarter ended in . 20.

The historical rank and industry rank for Citizens Bancshares's Construction Loans (USD Mil) or its related term are showing as below:

Citizens Bancshares Construction Loans (USD Mil) Historical Data

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The historical data trend for Citizens Bancshares's Construction Loans (USD Mil) can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancshares Construction Loans (USD Mil) Chart


Citizens Bancshares Semi-Annual Data
Trend Jun16
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CZBS vs MGYR, JDVB, CNBP: Construction Loans (USD Mil) Comparison

For the Banks - Regional subindustry, Citizens Bancshares's Construction Loans (USD Mil), along with its competitors' market caps and Construction Loans (USD Mil) data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

CZBS
69GF Score
Citizens Bancshares Corp CZBS
Construction Loans (USD Mil) is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions
What does a Construction Loans (USD Mil) of 6.84 mean?
Citizens Bancshares (CZBS) has a Construction Loans (USD Mil) of 6.84 as of Jun. 2016. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Citizens Bancshares and its competitors.
Is Citizens Bancshares' Construction Loans (USD Mil) too high?
Citizens Bancshares' current Construction Loans (USD Mil) is 6.84. Overall, Citizens Bancshares has a GF Score™ of 69/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancshares' Construction Loans (USD Mil) compare to MGYR and JDVB?
Citizens Bancshares' Construction Loans (USD Mil) of 6.84 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Construction Loans (USD Mil) for a Banks company?
A good Construction Loans (USD Mil) depends on the Banks industry context. However, Construction Loans (USD Mil) should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Construction Loans (USD Mil) mean?
A high Construction Loans (USD Mil) can signal that a stock is expensive relative to its fundamentals. Construction Loans is a short-term loan that covers only the costs of custom home building. View historical data on Citizens Bancshares and its competitors. Citizens Bancshares's current Construction Loans (USD Mil) is 6.84. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancshares (CZBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $56.08, compared to a current price of $63.48 — trading 13.2% above its estimated fair value. The current Construction Loans (USD Mil) is 6.84. Citizens Bancshares' overall GF Score™ is 69/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Construction Loans (USD Mil) calculated?
Construction Loans (USD Mil) is calculated from a company's financial statements. For Citizens Bancshares (CZBS), the current Construction Loans (USD Mil) is 6.84 as of Jun. 2016. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancshares (CZBS) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancshares stock appears to be overvalued. The current stock price of $63.48 is trading 13.2% above its estimated GF Value™ of $56.08. GuruFocus considers Citizens Bancshares to be Modestly Overvalued.

Key valuation signals for CZBS:

  • Construction Loans (USD Mil): 6.84
  • GF Value™: $56.08 vs. price of $63.48 (13.2% above fair value)
  • GF Score™: 69/100 with 5 warning signs

No single metric tells the full story. See the CZBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancshares Business Description

Other Exchanges CITZ:USA
Address 230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
69GF Score

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Construction Loans (USD Mil) is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$63.48
Price
$56.08
GF Value