CZBS (Citizens Bancshares) Common Stock: $2.39 Mil (As of Dec. 2025)

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CZBS Citizens Bancshares Corp CZBS
76 GF Score
Price $65.50
GF Value $55.58
Valuation Modestly Overvalued
! 6 Warning Signs
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What is Citizens Bancshares Common Stock?

Citizens Bancshares CZBS +6.50% 76 Common Stock is $2.39 Mil as of Dec. 2025. GuruFocus rates CZBS with a GF Score™ of 76/100 and a GF Value™ of $55.58 (Modestly Overvalued). The stock has 6 warning signs investors should review.

Citizens Bancshares's quarterly common stock stayed the same from Dec. 2023 ($2.39 Mil) to Dec. 2024 ($2.39 Mil) and stayed the same from Dec. 2024 ($2.39 Mil) to Dec. 2025 ($2.39 Mil).

Citizens Bancshares's annual common stock stayed the same from Dec. 2023 ($2.39 Mil) to Dec. 2024 ($2.39 Mil) and stayed the same from Dec. 2024 ($2.39 Mil) to Dec. 2025 ($2.39 Mil).

Citizens Bancshares Common Stock Historical Data

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The historical data trend for Citizens Bancshares's Common Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancshares Common Stock Chart

Citizens Bancshares Annual Data
Trend Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock
Get a 7-Day Free Trial Premium Member Only Premium Member Only 2.39 2.39 2.39 2.39 2.39

Citizens Bancshares Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Common Stock Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.39 2.39 2.39 2.39 2.39
CZBS
76GF Score
Citizens Bancshares Corp CZBS
Common Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancshares Common Stock Calculation

Common stock is listed on the Balance Sheet at the par value of the total shares outstanding of a company.

The par value of common stocks is meaningless. It is usually set at an absurdly low number.

Frequently Asked Questions Learn more about Common Stock →
What does a Common Stock of $2.39 Mil mean?
Citizens Bancshares (CZBS) has a Common Stock of $2.39 Mil as of Dec. 2025. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on Citizens Bancshares and its competitors.
Is Citizens Bancshares' Common Stock too high?
Citizens Bancshares' current Common Stock is $2.39 Mil. Overall, Citizens Bancshares has a GF Score™ of 76/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancshares' Common Stock compare to MGYR and JDVB?
Citizens Bancshares' Common Stock of $2.39 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Common Stock for a Banks company?
A good Common Stock depends on the Banks industry context. However, Common Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Common Stock mean?
A high Common Stock can signal that a stock is expensive relative to its fundamentals. Common Stock is the par value of a company's shares outstanding, as listed on the balance sheet. View historical data on Citizens Bancshares and its competitors. Citizens Bancshares's current Common Stock is $2.39 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancshares (CZBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.58, compared to a current price of $65.50 — trading 17.8% above its estimated fair value. The current Common Stock is $2.39 Mil. Citizens Bancshares' overall GF Score™ is 76/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Common Stock calculated?
Common Stock is calculated from a company's financial statements. For Citizens Bancshares (CZBS), the current Common Stock is $2.39 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancshares (CZBS) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancshares stock appears to be overvalued. The current stock price of $65.50 is trading 17.8% above its estimated GF Value™ of $55.58. GuruFocus considers Citizens Bancshares to be Modestly Overvalued.

Key valuation signals for CZBS:

  • Common Stock: $2.39 Mil
  • GF Value™: $55.58 vs. price of $65.50 (17.8% above fair value)
  • GF Score™: 76/100 with 6 warning signs

No single metric tells the full story. See the CZBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancshares Business Description

Other Exchanges CITZ:USA
Address 230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
76GF Score

Get the complete analysis for CZBS

Common Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$65.50
Price
$55.58
GF Value