CZBS (Citizens Bancshares) Ending Cash Position: $142.98 Mil (As of Dec. 2025)

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CZBS Citizens Bancshares Corp CZBS
75 GF Score
Price $62.00
GF Value $55.86
Valuation Modestly Overvalued
! 5 Warning Signs
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What is Citizens Bancshares Ending Cash Position?

Citizens Bancshares CZBS -0.89% 75 Ending Cash Position is $142.98 Mil as of Dec. 2025. GuruFocus rates CZBS with a GF Score™ of 75/100 and a GF Value™ of $55.86 (Modestly Overvalued). The stock has 5 warning signs investors should review.

Citizens Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 was $142.98 Mil.

Citizens Bancshares's quarterly Ending Cash Position increased from Dec. 2023 ($139.54 Mil) to Dec. 2024 ($153.06 Mil) but then declined from Dec. 2024 ($153.06 Mil) to Dec. 2025 ($142.98 Mil).

Citizens Bancshares's annual Ending Cash Position increased from Dec. 2023 ($139.54 Mil) to Dec. 2024 ($153.06 Mil) but then declined from Dec. 2024 ($153.06 Mil) to Dec. 2025 ($142.98 Mil).

Citizens Bancshares Ending Cash Position Related Terms

Citizens Bancshares Ending Cash Position Historical Data

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The historical data trend for Citizens Bancshares's Ending Cash Position can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Citizens Bancshares Ending Cash Position Chart

Citizens Bancshares Annual Data
Trend Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position
Get a 7-Day Free Trial Premium Member Only Premium Member Only 278.38 205.82 139.54 153.06 142.98

Citizens Bancshares Semi-Annual Data
Dec03 Dec04 Dec05 Dec06 Dec07 Dec08 Dec09 Dec10 Dec11 Dec12 Dec13 Dec14 Dec15 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Ending Cash Position Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 278.38 205.82 139.54 153.06 142.98
CZBS
75GF Score
Citizens Bancshares Corp CZBS
Ending Cash Position is just one metric. See GF Score™, valuation, warning signs, and more.
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Citizens Bancshares Ending Cash Position Calculation

Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. It is equal to the Beginning Cash Position plus the Net Change in Cash.

Citizens Bancshares's Ending Cash Position for the fiscal year that ended in Dec. 2025 is calculated as

Ending Cash Position= Beginning Cash Position+Net Change in Cash
=153.064+-10.08
=142.98

Citizens Bancshares's Ending Cash Position for the quarter that ended in Dec. 2025 is calculated as

Ending Cash Position=Beginning Cash Position+Net Change in Cash
=153.064+-10.08
=142.98

Frequently Asked Questions Learn more about Ending Cash Position →
What does a Ending Cash Position of $142.98 Mil mean?
Citizens Bancshares (CZBS) has a Ending Cash Position of $142.98 Mil as of Dec. 2025. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens Bancshares and its competitors.
Is Citizens Bancshares' Ending Cash Position too high?
Citizens Bancshares' current Ending Cash Position is $142.98 Mil. Overall, Citizens Bancshares has a GF Score™ of 75/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Citizens Bancshares' Ending Cash Position compare to MGYR and JDVB?
Citizens Bancshares' Ending Cash Position of $142.98 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Ending Cash Position for a Banks company?
A good Ending Cash Position depends on the Banks industry context. However, Ending Cash Position should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Ending Cash Position mean?
A high Ending Cash Position can signal that a stock is expensive relative to its fundamentals. Ending Cash Position is the cash and cash equivalents balance at the end of the accounting period, as indicated on the Cash Flow statement. View historical data on Citizens Bancshares and its competitors. Citizens Bancshares's current Ending Cash Position is $142.98 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Citizens Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Citizens Bancshares (CZBS) is currently considered Modestly Overvalued. The stock's GF Value™ is $55.86, compared to a current price of $62.00 — trading 11% above its estimated fair value. The current Ending Cash Position is $142.98 Mil. Citizens Bancshares' overall GF Score™ is 75/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Ending Cash Position calculated?
Ending Cash Position is calculated from a company's financial statements. For Citizens Bancshares (CZBS), the current Ending Cash Position is $142.98 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Citizens Bancshares (CZBS) Overvalued in 2026?

Based on GuruFocus' analysis, Citizens Bancshares stock appears to be overvalued. The current stock price of $62.00 is trading 11% above its estimated GF Value™ of $55.86. GuruFocus considers Citizens Bancshares to be Modestly Overvalued.

Key valuation signals for CZBS:

  • Ending Cash Position: $142.98 Mil
  • GF Value™: $55.86 vs. price of $62.00 (11% above fair value)
  • GF Score™: 75/100 with 5 warning signs

No single metric tells the full story. See the CZBS stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Citizens Bancshares Business Description

Other Exchanges CITZ:USA
Address 230 Peachtree Street NW, Suite 2700, Atlanta, GA, USA, 30303
Citizens Bancshares Corp is a bank holding company. The principal business activity of the Bank is to provide banking services to domestic markets in the Midlands, Pee Dee, and Coastal areas of South Carolina. It offers a full line of personal and business banking services, including checking, savings, and money market accounts, along with mortgages, loans, and lines of credit.
75GF Score

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Ending Cash Position is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$62.00
Price
$55.86
GF Value